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STATE BANK OF INDIA Financial Statement Analysis
[BOM: 500112|NSE : SBIN]

The Net Interest Income of STATE BANK OF INDIA have increased by 11.56% YoY .
The Earnings Per Share (EPS) of STATE BANK OF INDIA has increased by 15.62 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

STATE BANK OF INDIA Last 5 Annual Financial Results
[BOM: 500112|NSE : SBIN]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹439,189 Cr₹350,845 Cr₹289,973 Cr₹278,115 Cr₹269,852 Cr
Other Income ₹155,386 Cr₹122,534 Cr₹117,000 Cr₹107,222 Cr₹98,159 Cr
Interest Expended ₹259,736 Cr₹189,981 Cr₹156,194 Cr₹156,010 Cr₹161,124 Cr
Operating Expenses ₹235,894 Cr₹189,814 Cr₹174,363 Cr₹150,430 Cr₹131,782 Cr
Profit Before Tax ₹91,230 Cr₹75,398 Cr₹49,736 Cr₹32,809 Cr₹30,052 Cr
Profit After Tax ₹68,138 Cr₹56,558 Cr₹36,356 Cr₹24,280 Cr₹18,177 Cr
Consolidated Net Profit ₹67,085 Cr₹55,648 Cr₹35,374 Cr₹22,405 Cr₹19,768 Cr
Earnings Per Share (Rs)₹86.91₹75.17₹62.35₹39.64₹25.11
NIM2.792.882.932.692.75
ROE(%)18.6618.9718.4413.6110.13
ROCE(%)13.7613.2012.468.777.08
Advances Growth12.3315.8016.9611.745.32
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 706,605.2 Cr
Revenue (TTM) : ₹ 490,938.0 Cr
Net Profit(TTM) : ₹ 79,017.2 Cr
EPS (TTM) : ₹ 88.5
P/E (TTM) : 8.9

Industry Peers & Returns1W1M1Y
STATE BANK OF INDIA -1.7% 0.8% -6.1%
PUNJAB NATIONAL BANK -2.5% 4.8% -16.3%
BANK OF BARODA -2% -0% -15.8%
INDIAN OVERSEAS BANK -2.4% -0.3% -43.9%
UNION BANK OF INDIA -4.2% 4.1% -0.8%
CANARA BANK -6.5% 1.1% -10.5%
INDIAN BANK 0.6% 2.9% 17.1%
UCO BANK -2.2% -1.1% -45%
BANK OF INDIA -2.4% 3% -3.9%


STATE BANK OF INDIA Net Interest Income
[BOM: 500112|NSE : SBIN]

Y-o-Y

11.56 %

5 Yr CAGR

13.34 %

Years Net Interest Income % Change
Mar2025 ₹179,452 Cr
11.56
Mar2024 ₹160,864 Cr
20.25
Mar2023 ₹133,778 Cr
9.56
Mar2022 ₹122,105 Cr
12.30
Mar2021 ₹108,728 Cr -

STATE BANK OF INDIA Net Interest Margin (NIM)
[BOM: 500112|NSE : SBIN]

Net Interest Margins
Y-o-Y

-3.13 %

5 Yr CAGR

0.36 %

Years Net Interest Margin% % Change
Mar2025 2.79%
-3.13
Mar2024 2.88%
-1.71
Mar2023 2.93%
8.92
Mar2022 2.69%
-2.18
Mar2021 2.75% -

STATE BANK OF INDIA Profit After Tax
[BOM: 500112|NSE : SBIN]

Y-o-Y

20.55 %

5 Yr CAGR

35.73 %

Years Profit After Tax % Change
Mar2025 ₹67,085 Cr
20.55
Mar2024 ₹55,648 Cr
57.31
Mar2023 ₹35,374 Cr
57.88
Mar2022 ₹22,405 Cr
13.34
Mar2021 ₹19,768 Cr -

PAT Margins
Y-o-Y

8.07 %

5 Yr CAGR

19.75 %

Years PAT Margin(%) % Change
Mar2025 37.38 %
8.07
Mar2024 34.59 %
30.82
Mar2023 26.44 %
44.09
Mar2022 18.35 %
0.94
Mar2021 18.18 % -

STATE BANK OF INDIA Earnings Per Share (EPS)
[BOM: 500112|NSE : SBIN]

Y-o-Y

15.62 %

5 Yr CAGR

36.40 %

Years EPS % Change
Mar2025 ₹87
15.62
Mar2024 ₹75
20.56
Mar2023 ₹62
57.29
Mar2022 ₹40
57.87
Mar2021 ₹25 -

STATE BANK OF INDIA Return on Capital Employed (ROCE)
[BOM: 500112|NSE : SBIN]

Y-o-Y

4.24 %

5 Yr CAGR

18.07 %

Years ROCE % Change
Mar2025 13.76%
4.24
Mar2024 13.2%
5.94
Mar2023 12.46%
42.08
Mar2022 8.77%
23.87
Mar2021 7.08% -

STATE BANK OF INDIA Share Price vs Sensex

Current Share Price : ₹791.8
Current MarketCap: ₹ 706,605.2 Cr
Updated EOD on :Jun 18,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
STATE BANK OF INDIA

-1.7%

0.8%

-6.1%

SENSEX

-1.3%

-0.8%

6.3%

STATE BANK OF INDIA related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE SENSEX 50 -1.3% -0.6% 5.7%
BSE SENSEX -1.3% -0.8% 6.3%
BSE 100 ESG INDEX -1.3% -0.6% 6.9%
NSE Indices1W1M1Y
NIFTY BANK -1.1% 0.7% 11.9%
NIFTY SERVICES SECTOR -1.1% 0.2% 12.6%
NIFTY TOP 15 EQUAL WEIGHT INDEX -1.2% -0.7% NA
NIFTY ALPHA LOW-VOLATILITY 30 -1.2% -0.5% -4.3%
NIFTY 50 -1.3% -0.5% 6.4%

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FAQ about STATE BANK OF INDIA Financials


How the annual revenues of STATE BANK OF INDIA have changed ?

The Net Interest Income of STATE BANK OF INDIA have increased by 11.56% YoY .

How the Earnings per Share (EPS) of STATE BANK OF INDIA have changed?

The Earnings Per Share (EPS) of STATE BANK OF INDIA has increased by 15.62 % YoY .