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PUNJAB NATIONAL BANK Financial Statement Analysis
[BOM: 532461|NSE : PNB]

The Net Interest Income of PUNJAB NATIONAL BANK have increased by 15.71% YoY .
The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has increased by 94.44 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

PUNJAB NATIONAL BANK Last 5 Annual Financial Results
[BOM: 532461|NSE : PNB]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹109,065 Cr₹86,845 Cr₹76,242 Cr₹81,935 Cr₹549,184,752 Cr
Other Income ₹13,329 Cr₹12,240 Cr₹12,098 Cr₹12,235 Cr₹93,876,516 Cr
Interest Expended ₹68,534 Cr₹51,817 Cr₹46,823 Cr₹50,805 Cr₹369,974,733 Cr
Operating Expenses ₹28,809 Cr₹24,336 Cr₹20,491 Cr₹20,516 Cr₹121,504,951 Cr
Profit Before Tax ₹13,332 Cr₹4,861 Cr₹4,594 Cr₹3,782 Cr₹8,270,033 Cr
Profit After Tax ₹8,329 Cr₹3,069 Cr₹3,676 Cr₹2,152 Cr₹3,633,333 Cr
Consolidated Net Profit ₹9,107 Cr₹3,348 Cr₹3,861 Cr₹2,562 Cr₹4,384,488 Cr
Earnings Per Share (Rs)₹16.08₹8.27₹3.04₹3.51₹2.45
NIM2.462.672.482.342.60
ROE(%)15.378.483.324.182.98
ROCE(%)15.2710.825.865.345.39
Advances Growth15.3412.4514.138.0142.46
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 126,479.4 Cr
Revenue (TTM) : ₹ 124,010.0 Cr
Net Profit(TTM) : ₹ 17,439.6 Cr
EPS (TTM) : ₹ 15.2
P/E (TTM) : 7.3

Industry Peers & Returns1W1M1Y
PUNJAB NATIONAL BANK -2.2% 1.9% -10.3%
STATE BANK OF INDIA 0.2% 0.4% -6.2%
BANK OF BARODA -1.6% -1.6% -8.8%
INDIAN OVERSEAS BANK -2.6% 0.8% -39.2%
UNION BANK OF INDIA -5.6% -4.5% 3%
CANARA BANK -2.2% -3.3% -3.2%
INDIAN BANK -2% 0.9% 16.5%
UCO BANK -1.9% -0.4% -42%
BANK OF INDIA -2.6% -6.6% -7.5%


PUNJAB NATIONAL BANK Net Interest Income
[BOM: 532461|NSE : PNB]

Y-o-Y

15.71 %

5 Yr CAGR

-87.74 %

Years Net Interest Income % Change
Mar2025 ₹40,530 Cr
15.71
Mar2024 ₹35,028 Cr
19.07
Mar2023 ₹29,419 Cr
-5.50
Mar2022 ₹31,130 Cr
-99.98
Mar2021 ₹179,210,019 Cr -

PUNJAB NATIONAL BANK Net Interest Margin (NIM)
[BOM: 532461|NSE : PNB]

Net Interest Margins
Y-o-Y

-7.87 %

5 Yr CAGR

-1.37 %

Years Net Interest Margin% % Change
Mar2025 2.46%
-7.87
Mar2024 2.67%
7.66
Mar2023 2.48%
5.98
Mar2022 2.34%
-10.00
Mar2021 2.6% -

PUNJAB NATIONAL BANK Profit After Tax
[BOM: 532461|NSE : PNB]

Y-o-Y

171.98 %

5 Yr CAGR

-78.65 %

Years Profit After Tax % Change
Mar2025 ₹9,107 Cr
171.98
Mar2024 ₹3,348 Cr
-13.27
Mar2023 ₹3,861 Cr
50.69
Mar2022 ₹2,562 Cr
-99.94
Mar2021 ₹4,384,488 Cr -

PAT Margins
Y-o-Y

135.04 %

5 Yr CAGR

74.02 %

Years PAT Margin(%) % Change
Mar2025 22.47 %
135.04
Mar2024 9.56 %
-27.13
Mar2023 13.12 %
59.42
Mar2022 8.23 %
235.92
Mar2021 2.45 % -

PUNJAB NATIONAL BANK Earnings Per Share (EPS)
[BOM: 532461|NSE : PNB]

Y-o-Y

94.44 %

5 Yr CAGR

60.06 %

Years EPS % Change
Mar2025 ₹16
94.44
Mar2024 ₹8.27
172.04
Mar2023 ₹3.04
-13.39
Mar2022 ₹3.51
43.27
Mar2021 ₹2.45 -

PUNJAB NATIONAL BANK Return on Capital Employed (ROCE)
[BOM: 532461|NSE : PNB]

Y-o-Y

41.13 %

5 Yr CAGR

29.74 %

Years ROCE % Change
Mar2025 15.27%
41.13
Mar2024 10.82%
84.64
Mar2023 5.86%
9.74
Mar2022 5.34%
-0.93
Mar2021 5.39% -

PUNJAB NATIONAL BANK Share Price vs Sensex

Current Share Price : ₹110.1
Current MarketCap: ₹ 126,479.4 Cr
Updated EOD on :Jul 11,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
PUNJAB NATIONAL BANK

-2.2%

1.9%

-10.3%

SENSEX

-1.1%

-0%

3.2%

PUNJAB NATIONAL BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE FINANCIAL SERVICES -0.3% 0.2% 10.8%
BSE PSU -1.1% -1.5% -11.1%
BSE 500 -1.1% -0.2% 0.7%
NSE Indices1W1M1Y
NIFTY HOUSING -0.4% 0.4% -2.4%
NIFTY RURAL INDEX -0.5% 0.7% NA
NIFTY BANK -0.5% 0.5% 8.3%
NIFTY 500 EQUAL WEIGHT -0.7% -0.3% -0.3%
NIFTY NEXT 50 -0.9% -1.2% -7.5%

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FAQ about PUNJAB NATIONAL BANK Financials


How the annual revenues of PUNJAB NATIONAL BANK have changed ?

The Net Interest Income of PUNJAB NATIONAL BANK have increased by 15.71% YoY .

How the Earnings per Share (EPS) of PUNJAB NATIONAL BANK have changed?

The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has increased by 94.44 % YoY .