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PUNJAB NATIONAL BANK Financial Statement Analysis
[BOM: 532461|NSE : PNB]

The Net Interest Income of PUNJAB NATIONAL BANK have increased by 15.71% YoY .
The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has increased by 172.04 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

PUNJAB NATIONAL BANK Last 5 Annual Financial Results
[BOM: 532461|NSE : PNB]

ConsolidatedMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹109,065 Cr₹86,845 Cr₹76,242 Cr₹81,935 Cr₹54,918 Cr
Other Income ₹13,329 Cr₹12,240 Cr₹12,098 Cr₹12,235 Cr₹9,388 Cr
Interest Expended ₹68,534 Cr₹51,817 Cr₹46,823 Cr₹50,805 Cr₹36,997 Cr
Operating Expenses ₹28,809 Cr₹24,336 Cr₹20,491 Cr₹20,516 Cr₹12,150 Cr
Profit Before Tax ₹13,332 Cr₹4,861 Cr₹4,594 Cr₹3,782 Cr₹827 Cr
Profit After Tax ₹8,329 Cr₹3,069 Cr₹3,676 Cr₹2,152 Cr₹363 Cr
Consolidated Net Profit ₹9,107 Cr₹3,348 Cr₹3,861 Cr₹2,562 Cr₹438 Cr
Earnings Per Share (Rs)₹8.27₹3.04₹3.51₹2.45₹0.65
NIM2.672.482.342.602.22
ROE(%)8.483.324.182.980.72
ROCE(%)10.825.865.345.393.04
Advances Growth12.4514.138.0142.463.12
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 112,113.2 Cr
Revenue (TTM) : ₹ 116,126.0 Cr
Net Profit(TTM) : ₹ 13,501.7 Cr
EPS (TTM) : ₹ 11.7
P/E (TTM) : 8.3

Industry Peers & Returns1W1M1Y
PUNJAB NATIONAL BANK -3.5% -4.4% -5.4%
STATE BANK OF INDIA -4.5% -8.3% 18.1%
BANK OF BARODA -3.1% -8.8% -1.3%
UNION BANK OF INDIA -3.9% -9.8% -22.5%
INDIAN OVERSEAS BANK -6.8% -4.8% 11.9%
CANARA BANK -4.3% -4.2% 3%
INDIAN BANK -5.8% -7.9% 12.4%
BANK OF INDIA -3.4% -4.7% -27.4%
UCO BANK -5.5% -2.8% 1.8%


PUNJAB NATIONAL BANK Net Interest Income
[BOM: 532461|NSE : PNB]

Y-o-Y

15.71 %

5 Yr CAGR

22.63 %

Years Net Interest Income % Change
Mar2024 ₹40,530 Cr
15.71
Mar2023 ₹35,028 Cr
19.07
Mar2022 ₹29,419 Cr
-5.50
Mar2021 ₹31,130 Cr
73.71
Mar2020 ₹17,921 Cr -

PUNJAB NATIONAL BANK Net Interest Margin (NIM)
[BOM: 532461|NSE : PNB]

Net Interest Margins
Y-o-Y

7.66 %

5 Yr CAGR

4.72 %

Years Net Interest Margin% % Change
Mar2024 2.67%
7.66
Mar2023 2.48%
5.98
Mar2022 2.34%
-10.00
Mar2021 2.6%
17.12
Mar2020 2.22% -

PUNJAB NATIONAL BANK Profit After Tax
[BOM: 532461|NSE : PNB]

Y-o-Y

171.98 %

5 Yr CAGR

113.48 %

Years Profit After Tax % Change
Mar2024 ₹9,107 Cr
171.98
Mar2023 ₹3,348 Cr
-13.27
Mar2022 ₹3,861 Cr
50.69
Mar2021 ₹2,562 Cr
484.33
Mar2020 ₹438 Cr -

PAT Margins
Y-o-Y

135.04 %

5 Yr CAGR

74.02 %

Years PAT Margin(%) % Change
Mar2024 22.47 %
135.04
Mar2023 9.56 %
-27.13
Mar2022 13.12 %
59.42
Mar2021 8.23 %
235.92
Mar2020 2.45 % -

PUNJAB NATIONAL BANK Earnings Per Share (EPS)
[BOM: 532461|NSE : PNB]

Y-o-Y

172.04 %

5 Yr CAGR

88.86 %

Years EPS % Change
Mar2024 ₹8.27
172.04
Mar2023 ₹3.04
-13.39
Mar2022 ₹3.51
43.27
Mar2021 ₹2.45
276.92
Mar2020 ₹0.65 -

PUNJAB NATIONAL BANK Return on Capital Employed (ROCE)
[BOM: 532461|NSE : PNB]

Y-o-Y

84.64 %

5 Yr CAGR

37.35 %

Years ROCE % Change
Mar2024 10.82%
84.64
Mar2023 5.86%
9.74
Mar2022 5.34%
-0.93
Mar2021 5.39%
77.30
Mar2020 3.04% -

PUNJAB NATIONAL BANK Share Price vs Sensex

Current Share Price : ₹97.6
Current MarketCap: ₹ 112,113.2 Cr
Updated EOD on :Jan 24,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
PUNJAB NATIONAL BANK

-3.5%

-4.4%

-5.4%

SENSEX

-0.6%

-2.9%

6.3%

PUNJAB NATIONAL BANK related INDICES

BSE Indices1W1M1Y
S&P BSE CARBONEX 1.5% 1.4% 34.5%
S&P BSE ALLCAP -0.3% -3.5% 35.8%
S&P BSE 100 -1% -3.7% 8.1%
S&P BSE 100 LARGECAP TMC -1.1% -3.6% 7.1%
S&P BSE LARGECAP -1.1% -3.5% 6.9%
NSE Indices1W1M1Y
NIFTY BANK -0.4% -5.6% 5.8%
NIFTY 100 -1.1% -3.7% 8%
NIFTY 200 -1.3% -4.2% 8.5%
NIFTY 500 -1.7% -4.8% 8.7%
NIFTY LARGE MIDCAP 250 -1.8% -5.1% 9.8%

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FAQ about PUNJAB NATIONAL BANK Financials


How the annual revenues of PUNJAB NATIONAL BANK have changed ?

The Net Interest Income of PUNJAB NATIONAL BANK have increased by 15.71% YoY .

How the Earnings per Share (EPS) of PUNJAB NATIONAL BANK have changed?

The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has increased by 172.04 % YoY .