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PUNJAB NATIONAL BANK Financial Statement Analysis
[BOM: 532461|NSE : PNB]

The Net Interest Income of PUNJAB NATIONAL BANK have increased by 15.71% YoY .
The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has increased by 94.44 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

PUNJAB NATIONAL BANK Last 5 Annual Financial Results
[BOM: 532461|NSE : PNB]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹109,065 Cr₹86,845 Cr₹76,242 Cr₹81,935 Cr₹549,184,752 Cr
Other Income ₹13,329 Cr₹12,240 Cr₹12,098 Cr₹12,235 Cr₹93,876,516 Cr
Interest Expended ₹68,534 Cr₹51,817 Cr₹46,823 Cr₹50,805 Cr₹369,974,733 Cr
Operating Expenses ₹28,809 Cr₹24,336 Cr₹20,491 Cr₹20,516 Cr₹121,504,951 Cr
Profit Before Tax ₹13,332 Cr₹4,861 Cr₹4,594 Cr₹3,782 Cr₹8,270,033 Cr
Profit After Tax ₹8,329 Cr₹3,069 Cr₹3,676 Cr₹2,152 Cr₹3,633,333 Cr
Consolidated Net Profit ₹9,107 Cr₹3,348 Cr₹3,861 Cr₹2,562 Cr₹4,384,488 Cr
Earnings Per Share (Rs)₹16.08₹8.27₹3.04₹3.51₹2.45
NIM2.462.672.482.342.60
ROE(%)15.378.483.324.182.98
ROCE(%)15.2710.825.865.345.39
Advances Growth15.3412.4514.138.0142.46
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 120,847.8 Cr
Revenue (TTM) : ₹ 124,010.0 Cr
Net Profit(TTM) : ₹ 17,439.6 Cr
EPS (TTM) : ₹ 15.2
P/E (TTM) : 6.9

Industry Peers & Returns1W1M1Y
PUNJAB NATIONAL BANK -0.2% 4.2% -19.1%
STATE BANK OF INDIA 0.4% 0.1% -6.4%
BANK OF BARODA 0.6% -1.5% -18%
INDIAN OVERSEAS BANK NA -1.2% -44.8%
UNION BANK OF INDIA 2.1% 4.8% -2%
CANARA BANK 2.3% 3% -11%
INDIAN BANK -0.9% 4.8% 13.3%
UCO BANK -4.3% -4.3% -49.1%
BANK OF INDIA -3.7% -1.7% -7%


PUNJAB NATIONAL BANK Net Interest Income
[BOM: 532461|NSE : PNB]

Y-o-Y

15.71 %

5 Yr CAGR

-87.74 %

Years Net Interest Income % Change
Mar2025 ₹40,530 Cr
15.71
Mar2024 ₹35,028 Cr
19.07
Mar2023 ₹29,419 Cr
-5.50
Mar2022 ₹31,130 Cr
-99.98
Mar2021 ₹179,210,019 Cr -

PUNJAB NATIONAL BANK Net Interest Margin (NIM)
[BOM: 532461|NSE : PNB]

Net Interest Margins
Y-o-Y

-7.87 %

5 Yr CAGR

-1.37 %

Years Net Interest Margin% % Change
Mar2025 2.46%
-7.87
Mar2024 2.67%
7.66
Mar2023 2.48%
5.98
Mar2022 2.34%
-10.00
Mar2021 2.6% -

PUNJAB NATIONAL BANK Profit After Tax
[BOM: 532461|NSE : PNB]

Y-o-Y

171.98 %

5 Yr CAGR

-78.65 %

Years Profit After Tax % Change
Mar2025 ₹9,107 Cr
171.98
Mar2024 ₹3,348 Cr
-13.27
Mar2023 ₹3,861 Cr
50.69
Mar2022 ₹2,562 Cr
-99.94
Mar2021 ₹4,384,488 Cr -

PAT Margins
Y-o-Y

135.04 %

5 Yr CAGR

74.02 %

Years PAT Margin(%) % Change
Mar2025 22.47 %
135.04
Mar2024 9.56 %
-27.13
Mar2023 13.12 %
59.42
Mar2022 8.23 %
235.92
Mar2021 2.45 % -

PUNJAB NATIONAL BANK Earnings Per Share (EPS)
[BOM: 532461|NSE : PNB]

Y-o-Y

94.44 %

5 Yr CAGR

60.06 %

Years EPS % Change
Mar2025 ₹16
94.44
Mar2024 ₹8.27
172.04
Mar2023 ₹3.04
-13.39
Mar2022 ₹3.51
43.27
Mar2021 ₹2.45 -

PUNJAB NATIONAL BANK Return on Capital Employed (ROCE)
[BOM: 532461|NSE : PNB]

Y-o-Y

41.13 %

5 Yr CAGR

29.74 %

Years ROCE % Change
Mar2025 15.27%
41.13
Mar2024 10.82%
84.64
Mar2023 5.86%
9.74
Mar2022 5.34%
-0.93
Mar2021 5.39% -

PUNJAB NATIONAL BANK Share Price vs Sensex

Current Share Price : ₹105.2
Current MarketCap: ₹ 120,847.8 Cr
Updated EOD on :Jun 24,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
PUNJAB NATIONAL BANK

-0.2%

4.2%

-19.1%

SENSEX

0.6%

0.4%

6.1%

PUNJAB NATIONAL BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE 100 ESG INDEX 1.2% 1.1% 7.1%
BSE FINANCIAL SERVICES 1.1% 2% 12.5%
BSE ENHANCED VALUE INDEX 0.8% 0.6% -2.6%
NSE Indices1W1M1Y
NIFTY BANK 1.3% 1.9% 9.9%
NIFTY HIGH BETA 50 1.3% 2.8% -9.8%
NIFTY RURAL INDEX 1% 0.5% NA
NIFTY100 EQUAL WEIGHT 0.8% 1% 0.6%
NIFTY HOUSING 0.8% 0.6% -2.3%

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FAQ about PUNJAB NATIONAL BANK Financials


How the annual revenues of PUNJAB NATIONAL BANK have changed ?

The Net Interest Income of PUNJAB NATIONAL BANK have increased by 15.71% YoY .

How the Earnings per Share (EPS) of PUNJAB NATIONAL BANK have changed?

The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has increased by 94.44 % YoY .