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STATE BANK OF INDIA
Intrinsic Value | Fundamental Analysis

BOM : 500112     NSE : SBIN    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Average [Stock is fairly valued]
NPA (Non Performing Assets) : Average
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Jun 19,2025
Price(EOD): ₹ 784.70
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 700,313.36 Cr
Value of ₹ 1 Lac invested in STATE BANK OF INDIA
on Jun 18,2020 (price: ₹ 179.70)

₹ 1 L

₹ 4.37 L

1W : -1.7% 1M : 0.8% 1Y : -6.1%
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for STATE BANK OF INDIA
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STATE BANK OF INDIAis part of below Screeners ↓
Top Large Cap Stocks with Best Fundamentals
Best Quarterly Growth Large Cap Stocks
Industry Peers & Returns1W1M1Y
STATE BANK OF INDIA -1.7% 0.8% -6.1%
PUNJAB NATIONAL BANK -2.5% 4.8% -16.3%
BANK OF BARODA -2% -0% -15.8%
INDIAN OVERSEAS BANK -2.4% -0.3% -43.9%
UNION BANK OF INDIA -4.2% 4.1% -0.8%
CANARA BANK -6.5% 1.1% -10.5%
INDIAN BANK 0.6% 2.9% 17.1%
UCO BANK -2.2% -1.1% -45%
BANK OF INDIA -2.4% 3% -3.9%

FUNDAMENTAL ANALYSIS OF STATE BANK OF INDIA

 
Fundamentals Score
[ Q(TTM): Mar2025, Y: Mar2025
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 SBIN is one of the top 37% companies with good fundamentals ! Discover More →

VALUATION OF STATE BANK OF INDIA

 
Valuation Score
[As on : Jun 19,2025 ]

Ratio Consolidated
P/E
P/B
P/S
8.86
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 79,017.20 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

1.44
P/B Calculated based on Book Value of Rs 487,037.00 Cr
[Latest Year - Mar2025 - Consolidated Results ]

1.43
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 490,938.00 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF STATE BANK OF INDIA

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
32%
-36%
15%

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SHARE PRICE MOMENTUM OF STATE BANK OF INDIA



STATE BANK OF INDIA vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2025
2024
2023
Avg_3yrs
0.47
0.57
0.67
0.57

PLEDGED PROMOTER SHARES OF STATE BANK OF INDIA

Pledged Promoter Shares
0 %
As on : Mar2025

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF STATE BANK OF INDIA

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
1.88%
24.68%
5.2%
3.99%
8.11%
10%
-6.78%
-8.26%
QtrlyTrend
4
Latest Qtr: Mar2025
Quarterly Result Analysis →


STATE BANK OF INDIA related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE SENSEX 50 -0.4% 0.4% 5.2%
BSE 100 ESG INDEX -0.4% 0.5% 6.5%
BSE SENSEX -0.4% 0.2% 5.9%
NSE Indices1W1M1Y
NIFTY TOP 15 EQUAL WEIGHT INDEX -0.1% 0.4% NA
NIFTY TOP 20 EQUAL WEIGHT INDEX -0.3% -0.1% NA
NIFTY 50 -0.4% 0.4% 6%
NIFTY50 EQUAL WEIGHT -0.5% 0.6% 3.8%
NIFTY ALPHA LOW-VOLATILITY 30 -0.6% 0.6% -4.7%

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FAQ about STATE BANK OF INDIA


Is STATE BANK OF INDIA good for long term investment?

As on Jun 19,2025, the Fundamentals of STATE BANK OF INDIA look Strong and hence it may be good for long term investment! See Financial Performance of STATE BANK OF INDIA. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is STATE BANK OF INDIA UnderValued or OverValued?

As on Jun 19,2025, STATE BANK OF INDIA is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of STATE BANK OF INDIA ?

As on Jun 19,2025, the Intrinsic Value of STATE BANK OF INDIA is Rs. 681.31 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 594.16
Fair Value [Median EV / Sales Model] : Rs. 1,223.64
Fair Value [Median Price / Sales Model] : Rs. 681.31
Estimated Median Fair Value of STATE BANK OF INDIA : Rs. 681.31

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is STATE BANK OF INDIA trading at a Premium or Discount?

As on Jun 19,2025, STATE BANK OF INDIA is trading at a Premium of 15% based on the estimates of Median Intrinsic Value!