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INDIAN OVERSEAS BANK
Intrinsic Value | Fundamental Analysis

BOM : 532388     NSE : IOB    
LT :  
    Long Term Analysis
Fundamentals : Bad
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Jun 29,2022
Price(EOD): ₹ 16.65
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 31,472.50 Cr
Value of ₹ 1 Lac invested in INDIAN OVERSEAS BANK
on Jun 29,2017 (price: ₹ 24.70)

₹ 1 L

₹ 0.67 L

1W : 0.9% 1M : -9% 1Y : -31.8%
COMMUNITY POLL
for INDIAN OVERSEAS BANK
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INDIAN OVERSEAS BANKis part of below Screeners ↓
Best Quarterly Growth Mid Cap Stocks
Industry Peers & Returns1W1M1Y
INDIAN OVERSEAS BANK 0.9% -9% -31.8%
STATE BANK OF INDIA 1.8% -1.8% 8.3%
PUNJAB NATIONAL BANK 1.9% -5.1% -29.7%
BANK OF BARODA 4.9% 1% 21.6%
CANARA BANK 2.5% -9.2% 22.3%
BANK OF INDIA 0.7% -7.9% -42.1%
UNION BANK OF INDIA -1.3% -9% -11.3%
CENTRAL BANK OF INDIA -0.6% -10.1% -30.7%
INDIAN BANK 1.9% -11.7% 3.2%

FUNDAMENTAL ANALYSIS OF INDIAN OVERSEAS BANK

 
Fundamentals Score
[ Q(TTM): Mar2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF INDIAN OVERSEAS BANK

 
Valuation Score
[As on : Jun 29,2022 ]

Ratio Standalone
P/E
P/B
P/S
18.5
P/E Calculated based on EPS of 0.9
[ Mar2022 - Standalone Results ]

1.55
P/B Calculated based on Book Value of 10.71
[ Mar2022 - Standalone Results ]

1.88
P/S Calculated based on Revenues of 16729.9 Cr
[ TTM - Standalone Results ]

Financial Ratios →

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FAIR VALUE OF INDIAN OVERSEAS BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
NA (-ve EV)
3864%

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SHARE PRICE MOMENTUM OF INDIAN OVERSEAS BANK



INDIAN OVERSEAS BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Standalone
2022
2021
2020
Avg_3yrs
2.65
3.58
5.44
3.89

PLEDGED PROMOTER SHARES OF INDIAN OVERSEAS BANK

Pledged Promoter Shares
0 %
As on : Mar2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF INDIAN OVERSEAS BANK

Standalone Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
0.4%
5.69%
29.9%
21.64%
3.87%
-6.37%
74.65%
57.93%
QtrlyTrend
6
Latest Qtr: Mar2022
Quarterly Result Analysis →


INDIAN OVERSEAS BANK related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP 4.5% -4.9% 0.1%
S&P BSE MIDSMALLCAP 3.9% -4.9% -0.9%
S&P BSE 400 MIDSMALLCAP 3.9% -5.2% -0.8%
S&P BSE 150 MIDCAP 3.8% -5.2% 0.3%
S&P BSE PSU 3.7% -4.3% 4.1%
NSE Indices1W1M1Y
NIFTY FREE SMALL 100 4.2% -6.7% -12%
NIFTY SMALLCAP 50 4.1% -6.8% -20.2%
NIFTY SMALLCAP250 3.9% -5.5% -2.6%
NIFTY MID SMALL400 3.8% -5% -0.5%
NIFTY500 MULTICAP 50:25:25 3.2% -5.2% -0.5%

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FAQ about INDIAN OVERSEAS BANK


Is INDIAN OVERSEAS BANK good for long term investment?

As on Jun 29,2022, the Fundamentals of INDIAN OVERSEAS BANK look Poor and hence it may not be good for long term investment ! See Financial Performance of INDIAN OVERSEAS BANK. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is INDIAN OVERSEAS BANK UnderValued or OverValued?

As on Jun 29,2022, INDIAN OVERSEAS BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of INDIAN OVERSEAS BANK ?

As on Jun 29,2022, the Intrinsic Value of INDIAN OVERSEAS BANK is Rs. 0.42 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -14.92
Fair Value [Median EV / Sales Model] : Rs. -5.47
Fair Value [Median Price / Sales Model] : Rs. 0.42
Median Fair Value of INDIAN OVERSEAS BANK : Rs. 0.42

Is INDIAN OVERSEAS BANK trading at a Premium or Discount?

As on Jun 29,2022, INDIAN OVERSEAS BANK is trading at a Premium of 3870% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].