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INDIAN OVERSEAS BANK Financial Statement Analysis
[BOM: 532388|NSE : IOB]

The Net Interest Income of INDIAN OVERSEAS BANK have increased by 30.78% YoY .
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 23.33 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

INDIAN OVERSEAS BANK Last 5 Annual Financial Results
[BOM: 532388|NSE : IOB]

ConsolidatedMar2023
Mar2022
Mar2021
Mar2003
Mar2002
Interest Earned ₹19,407 Cr₹16,736 Cr₹16,976 Cr₹3,485 Cr₹3,171 Cr
Other Income ₹4,116 Cr₹4,905 Cr₹5,486 Cr₹525 Cr₹536 Cr
Interest Expended ₹11,146 Cr₹10,419 Cr₹11,069 Cr₹2,265 Cr₹2,203 Cr
Operating Expenses ₹6,430 Cr₹5,459 Cr₹5,569 Cr₹949 Cr₹887 Cr
Profit Before Tax ₹2,353 Cr₹1,779 Cr₹767 Cr₹417 Cr₹231 Cr
Profit After Tax ₹2,104 Cr₹1,709 Cr₹758 Cr₹417 Cr₹231 Cr
Consolidated Net Profit ₹2,104 Cr₹1,709 Cr₹758 Cr₹417 Cr₹231 Cr
Earnings Per Share (Rs)₹1.11₹0.90₹0.46₹9.37₹5.19
NIM2.822.272.323.082.86
ROE(%)10.039.909.3631.6123.13
ROCE(%)8.318.529.99168.97207.63
Advances Growth23.4412.93634.9814.6315.78
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 126,381.4 Cr
Revenue (TTM) : ₹ 22,626.9 Cr
Net Profit(TTM) : ₹ 2,511.0 Cr
EPS (TTM) : ₹ 1.3
P/E (TTM) : 50.3

Industry Peers & Returns1W1M1Y
INDIAN OVERSEAS BANK 9.2% 14.3% 170.5%
STATE BANK OF INDIA 8.2% 9.3% 42.4%
PUNJAB NATIONAL BANK 5.9% 12.2% 175.5%
BANK OF BARODA 4.6% 5.1% 47%
UNION BANK OF INDIA 6.5% 2.3% 106.6%
CANARA BANK 6.5% 9.4% 102.2%
INDIAN BANK 2.7% 7.1% 69%
BANK OF INDIA 10.9% 11.7% 87.4%
UCO BANK 6.2% 11.6% 107%


INDIAN OVERSEAS BANK Net Interest Income
[BOM: 532388|NSE : IOB]

Y-o-Y

30.78 %

5 Yr CAGR

70.92 %

Years Net Interest Income % Change
Mar2023 ₹8,261 Cr
30.78
Mar2022 ₹6,316 Cr
6.95
Mar2021 ₹5,906 Cr
384.17
Mar2003 ₹1,220 Cr
26.03
Mar2002 ₹968 Cr -

INDIAN OVERSEAS BANK Net Interest Margin (NIM)
[BOM: 532388|NSE : IOB]

Net Interest Margins
Y-o-Y

24.23 %

5 Yr CAGR

-0.35 %

Years Net Interest Margin% % Change
Mar2023 2.82%
24.23
Mar2022 2.27%
-2.16
Mar2021 2.32%
-24.68
Mar2003 3.08%
7.69
Mar2002 2.86% -

INDIAN OVERSEAS BANK Profit After Tax
[BOM: 532388|NSE : IOB]

Y-o-Y

23.09 %

5 Yr CAGR

73.71 %

Years Profit After Tax % Change
Mar2023 ₹2,104 Cr
23.09
Mar2022 ₹1,709 Cr
125.39
Mar2021 ₹758 Cr
81.87
Mar2003 ₹417 Cr
80.47
Mar2002 ₹231 Cr -

PAT Margins
Y-o-Y

-5.88 %

5 Yr CAGR

1.64 %

Years PAT Margin(%) % Change
Mar2023 25.47 %
-5.88
Mar2022 27.06 %
110.75
Mar2021 12.84 %
-62.43
Mar2003 34.18 %
43.19
Mar2002 23.87 % -

INDIAN OVERSEAS BANK Earnings Per Share (EPS)
[BOM: 532388|NSE : IOB]

Y-o-Y

23.33 %

5 Yr CAGR

-32.00 %

Years EPS % Change
Mar2023 ₹1.11
23.33
Mar2022 ₹0.90
95.65
Mar2021 ₹0.46
-95.09
Mar2003 ₹9.37
80.54
Mar2002 ₹5.19 -

INDIAN OVERSEAS BANK Return on Capital Employed (ROCE)
[BOM: 532388|NSE : IOB]

Y-o-Y

-2.46 %

5 Yr CAGR

-55.27 %

Years ROCE % Change
Mar2023 8.31%
-2.46
Mar2022 8.52%
-14.71
Mar2021 9.99%
-94.09
Mar2003 168.97%
-18.62
Mar2002 207.63% -

INDIAN OVERSEAS BANK Share Price vs Sensex

Current Share Price : ₹66.9
Current MarketCap: ₹ 126,381.4 Cr
Updated EOD on :Apr 25,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
INDIAN OVERSEAS BANK

9.2%

14.3%

170.5%

SENSEX

1.3%

2.6%

24%

INDIAN OVERSEAS BANK related INDICES

BSE Indices1W1M1Y
S&P BSE MIDSMALLCAP 2.4% 10.7% 64.9%
S&P BSE PSU 1.9% 11.9% 97.4%
S&P BSE 400 MIDSMALLCAP 1.9% 9.9% 59.4%
S&P BSE FINANCE 1.8% 5.2% 22.1%
S&P BSE 150 MIDCAP 1.6% 8.5% 56.7%
NSE Indices1W1M1Y
NIFTY SMALLCAP250 2.8% 13.8% 71.1%
NIFTY FREE SMALL 100 2.5% 14.8% 78.4%
NIFTY PSU BANK 2.4% 6.9% 82%
NIFTY MID SMALL400 2.1% 10.7% 62.3%
NIFTY500 MULTICAP 50:25:25 1.8% 7.7% 48.1%

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FAQ about INDIAN OVERSEAS BANK Financials


How the annual revenues of INDIAN OVERSEAS BANK have changed ?

The Net Interest Income of INDIAN OVERSEAS BANK have increased by 30.78% YoY .

How the Earnings per Share (EPS) of INDIAN OVERSEAS BANK have changed?

The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 23.33 % YoY .