INDIAN OVERSEAS BANK Financial Statement Analysis
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The Net Interest Income of INDIAN OVERSEAS BANK have increased by 19.11% YoY .
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 27.03 % YoY. |
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| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
INDIAN OVERSEAS BANK Last 5 Annual Financial Results
[BOM: 532388|NSE : IOB]
| Consolidated | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2003 |
|---|---|---|---|---|---|
| Interest Earned | ₹24,066 Cr | ₹19,407 Cr | ₹16,736 Cr | ₹16,976 Cr | ₹3,485 Cr |
| Other Income | ₹5,665 Cr | ₹4,116 Cr | ₹4,905 Cr | ₹5,486 Cr | ₹525 Cr |
| Interest Expended | ₹14,227 Cr | ₹11,146 Cr | ₹10,419 Cr | ₹11,069 Cr | ₹2,265 Cr |
| Operating Expenses | ₹8,731 Cr | ₹6,430 Cr | ₹5,459 Cr | ₹5,569 Cr | ₹949 Cr |
| Profit Before Tax | ₹4,157 Cr | ₹2,582 Cr | ₹1,779 Cr | ₹767 Cr | ₹417 Cr |
| Profit After Tax | ₹2,666 Cr | ₹2,104 Cr | ₹1,709 Cr | ₹758 Cr | ₹417 Cr |
| Consolidated Net Profit | ₹2,666 Cr | ₹2,104 Cr | ₹1,709 Cr | ₹758 Cr | ₹417 Cr |
| Earnings Per Share (Rs) | ₹1.41 | ₹1.11 | ₹0.90 | ₹0.46 | ₹9.37 |
| NIM | 2.97 | 2.82 | 2.27 | 2.32 | 3.08 |
| ROE(%) | 11.35 | 10.03 | 9.90 | 9.36 | 31.61 |
| ROCE(%) | 11.13 | 8.95 | 8.52 | 9.99 | 168.97 |
| Advances Growth | 19.80 | 23.44 | 12.93 | 634.98 | 14.63 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Key Financials |
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| Market Cap | : | ₹ 108,915.6 Cr |
| Revenue (TTM) | : | ₹ 25,177.2 Cr |
| Net Profit(TTM) | : | ₹ 2,810.4 Cr |
| EPS (TTM) | : | ₹ 1.5 |
| P/E (TTM) | : | 38.8 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| INDIAN OVERSEAS BANK | -4.6% | -7.2% | 24.2% |
| STATE BANK OF INDIA | -0.9% | -3.7% | 35.1% |
| PUNJAB NATIONAL BANK | -2.1% | -9.1% | 32.1% |
| BANK OF BARODA | NA | -2.3% | 18.1% |
| UNION BANK OF INDIA | -6.3% | -3% | 19% |
| CANARA BANK | -2% | -3.1% | 47.4% |
INDIAN OVERSEAS BANK Net Interest Income
[BOM: 532388|NSE : IOB]
| Y-o-Y | 19.11 % |
| 5 Yr CAGR | 68.53 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2024 | ₹9,839 Cr | 19.11 | |
| Mar2023 | ₹8,261 Cr | 30.78 | |
| Mar2022 | ₹6,316 Cr | 6.95 | |
| Mar2021 | ₹5,906 Cr | 384.17 | |
| Mar2003 | ₹1,220 Cr | - | |
INDIAN OVERSEAS BANK Net Interest Margin (NIM)
[BOM: 532388|NSE : IOB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | 5.32 % |
| 5 Yr CAGR | -0.91 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 2.97% | 5.32 | |
| Mar2023 | 2.82% | 24.23 | |
| Mar2022 | 2.27% | -2.16 | |
| Mar2021 | 2.32% | -24.68 | |
| Mar2003 | 3.08% | - | |
INDIAN OVERSEAS BANK Profit After Tax
[BOM: 532388|NSE : IOB]
| Y-o-Y | 26.70 % |
| 5 Yr CAGR | 59.01 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹2,666 Cr | 26.70 | |
| Mar2023 | ₹2,104 Cr | 23.09 | |
| Mar2022 | ₹1,709 Cr | 125.39 | |
| Mar2021 | ₹758 Cr | 81.87 | |
| Mar2003 | ₹417 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 6.36 % |
| 5 Yr CAGR | -5.65 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 27.09 % | 6.36 | |
| Mar2023 | 25.47 % | -5.88 | |
| Mar2022 | 27.06 % | 110.75 | |
| Mar2021 | 12.84 % | -62.43 | |
| Mar2003 | 34.18 % | - | |
INDIAN OVERSEAS BANK Earnings Per Share (EPS)
[BOM: 532388|NSE : IOB]
| Y-o-Y | 27.03 % |
| 5 Yr CAGR | -37.72 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹1.41 | 27.03 | |
| Mar2023 | ₹1.11 | 23.33 | |
| Mar2022 | ₹0.90 | 95.65 | |
| Mar2021 | ₹0.46 | -95.09 | |
| Mar2003 | ₹9.37 | - | |
INDIAN OVERSEAS BANK Return on Capital Employed (ROCE)
[BOM: 532388|NSE : IOB]
| Y-o-Y | 24.36 % |
| 5 Yr CAGR | -49.34 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 11.13% | 24.36 | |
| Mar2023 | 8.95% | 5.05 | |
| Mar2022 | 8.52% | -14.71 | |
| Mar2021 | 9.99% | -94.09 | |
| Mar2003 | 168.97% | - | |
INDIAN OVERSEAS BANK Share Price vs Sensex
| Current Share Price | : | ₹57.6 |
| Current MarketCap | : | ₹ 108,915.6 Cr |
| Updated EOD on | : | Oct 01,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| INDIAN OVERSEAS BANK | -4.6% |
-7.2% |
24.2% |
| SENSEX | -0.8% |
2.3% |
27.8% |
INDIAN OVERSEAS BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE PSU | 1% | -2.8% | 71.7% |
| S&P BSE ALLCAP | -0.4% | 2.1% | 40.9% |
| S&P BSE 500 | -0.5% | 2.2% | 39.8% |
| S&P BSE LARGE MIDCAP | -0.5% | 2.1% | 38.3% |
| S&P BSE 250 LARGEMIDCAP | -0.5% | 2.1% | 38.8% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY PSU BANK | -0.9% | -4.9% | 27.6% |
| NIFTY MID SMALL400 | -2% | 0.2% | 46.1% |
| NIFTY MIDCAP150 | -2% | 0.2% | 44.5% |
| NIFTY500 MULTICAP 50:25:25 | -2.3% | 0% | 40.3% |
| NIFTY FREE MIDCAP 100 | -2.4% | -0.2% | 45.2% |
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FAQ about INDIAN OVERSEAS BANK Financials
How the annual revenues of INDIAN OVERSEAS BANK have changed ?
The Net Interest Income of INDIAN OVERSEAS BANK have increased by 19.11% YoY .
How the Earnings per Share (EPS) of INDIAN OVERSEAS BANK have changed?
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 27.03 % YoY .
Check out Intrinsic Value of Peers of INDIAN OVERSEAS BANK
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Intrinsic Value of STATE BANK OF INDIA Intrinsic Value of PUNJAB NATIONAL BANK Intrinsic Value of BANK OF BARODA Intrinsic Value of UNION BANK OF INDIA Intrinsic Value of INDIAN OVERSEAS BANK |
Compare Stock Analytics of Peers of INDIAN OVERSEAS BANK
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
UNION BANK OF INDIA vs INDIAN OVERSEAS BANK vs
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
UNION BANK OF INDIA vs INDIAN OVERSEAS BANK vs
