INDIAN OVERSEAS BANK Financial Statement Analysis
|
||
|
The Net Interest Income of INDIAN OVERSEAS BANK have increased by 19.11% YoY .
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 24.82 % YoY. |
||
INDIAN OVERSEAS BANK Last 5 Annual Financial Results
[BOM: 532388|NSE : IOB]
| Consolidated | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Interest Earned | ₹24,066 Cr | ₹19,407 Cr | ₹16,736 Cr | ₹16,976 Cr | ₹0.35 Cr |
| Other Income | ₹5,665 Cr | ₹4,116 Cr | ₹4,905 Cr | ₹5,486 Cr | ₹0.05 Cr |
| Interest Expended | ₹14,227 Cr | ₹11,146 Cr | ₹10,419 Cr | ₹11,069 Cr | ₹0.23 Cr |
| Operating Expenses | ₹8,731 Cr | ₹6,430 Cr | ₹5,459 Cr | ₹5,569 Cr | ₹0.10 Cr |
| Profit Before Tax | ₹2,666 Cr | ₹2,582 Cr | ₹1,779 Cr | ₹767 Cr | ₹0.04 Cr |
| Profit After Tax | ₹2,666 Cr | ₹2,104 Cr | ₹1,709 Cr | ₹758 Cr | ₹0.04 Cr |
| Consolidated Net Profit | ₹2,666 Cr | ₹2,104 Cr | ₹1,709 Cr | ₹758 Cr | ₹0.04 Cr |
| Earnings Per Share (Rs) | ₹1.76 | ₹1.41 | ₹1.11 | ₹0.90 | ₹0.46 |
| NIM | 2.89 | 2.97 | 2.82 | 2.27 | 2.32 |
| ROE(%) | 12.65 | 11.35 | 10.03 | 9.90 | 9.36 |
| ROCE(%) | 8.50 | 8.26 | 8.95 | 8.52 | 9.99 |
| Advances Growth | 15.11 | 19.80 | 23.44 | 12.93 | 634.98 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Key Financials |
||
| Market Cap | : | ₹ 63,354.2 Cr |
| Revenue (TTM) | : | ₹ 31,045.6 Cr |
| Net Profit(TTM) | : | ₹ 4,796.7 Cr |
| EPS (TTM) | : | ₹ 2.5 |
| P/E (TTM) | : | 13.2 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| INDIAN OVERSEAS BANK | 4.8% | -3.9% | -15.2% |
| STATE BANK OF INDIA | 5.2% | -12.3% | 33.8% |
| PUNJAB NATIONAL BANK | 4% | -13.8% | 10.8% |
| BANK OF BARODA | 4.3% | -13.7% | 13.8% |
| UNION BANK OF INDIA | 4.7% | -10.1% | 38% |
| CANARA BANK | 4.8% | -11.8% | 46.5% |
| INDIAN BANK | 6.9% | -3.7% | 66% |
| UCO BANK | 8.2% | -10.8% | -31.9% |
| BANK OF INDIA | 0.3% | -15.8% | 33.6% |
INDIAN OVERSEAS BANK Net Interest Income
[BOM: 532388|NSE : IOB]
| Y-o-Y | 19.11 % |
| 5 Yr CAGR | 1,585.19 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2025 | ₹9,839 Cr | 19.11 | |
| Mar2024 | ₹8,261 Cr | 30.78 | |
| Mar2023 | ₹6,316 Cr | 6.95 | |
| Mar2022 | ₹5,906 Cr | 4,840,967.21 | |
| Mar2021 | ₹0.12 Cr | - | |
INDIAN OVERSEAS BANK Net Interest Margin (NIM)
[BOM: 532388|NSE : IOB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -2.69 % |
| 5 Yr CAGR | 5.65 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 2.89% | -2.69 | |
| Mar2024 | 2.97% | 5.32 | |
| Mar2023 | 2.82% | 24.23 | |
| Mar2022 | 2.27% | -2.16 | |
| Mar2021 | 2.32% | - | |
INDIAN OVERSEAS BANK Profit After Tax
[BOM: 532388|NSE : IOB]
| Y-o-Y | 26.70 % |
| 5 Yr CAGR | 1,487.23 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹2,666 Cr | 26.70 | |
| Mar2024 | ₹2,104 Cr | 23.09 | |
| Mar2023 | ₹1,709 Cr | 125.39 | |
| Mar2022 | ₹758 Cr | 1,805,497.62 | |
| Mar2021 | ₹0.04 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 6.36 % |
| 5 Yr CAGR | -5.82 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 27.09 % | 6.36 | |
| Mar2024 | 25.47 % | -5.88 | |
| Mar2023 | 27.06 % | 110.75 | |
| Mar2022 | 12.84 % | -62.71 | |
| Mar2021 | 34.43 % | - | |
INDIAN OVERSEAS BANK Earnings Per Share (EPS)
[BOM: 532388|NSE : IOB]
| Y-o-Y | 24.82 % |
| 5 Yr CAGR | 39.86 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹1.76 | 24.82 | |
| Mar2024 | ₹1.41 | 27.03 | |
| Mar2023 | ₹1.11 | 23.33 | |
| Mar2022 | ₹0.90 | 95.65 | |
| Mar2021 | ₹0.46 | - | |
INDIAN OVERSEAS BANK Return on Capital Employed (ROCE)
[BOM: 532388|NSE : IOB]
| Y-o-Y | 2.91 % |
| 5 Yr CAGR | -3.96 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 8.5% | 2.91 | |
| Mar2024 | 8.26% | -7.71 | |
| Mar2023 | 8.95% | 5.05 | |
| Mar2022 | 8.52% | -14.71 | |
| Mar2021 | 9.99% | - | |
INDIAN OVERSEAS BANK Share Price vs Sensex
| Current Share Price | : | ₹32.9 |
| Current MarketCap | : | ₹ 63,354.2 Cr |
| Updated EOD on | : | Apr 07,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| INDIAN OVERSEAS BANK | 4.8% |
-3.9% |
-15.2% |
| SENSEX | 1.4% |
-7% |
-3.9% |
INDIAN OVERSEAS BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE LARGEMIDCAP | 4.5% | 7.2% | 8.3% |
| BSE PSU | 1.7% | -7.6% | 12.3% |
| BSE 500 | 1.4% | -6.8% | -0.9% |
| BSE 250 LARGEMIDCAP INDEX | 1.3% | -7% | -0.8% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY 500 EQUAL WEIGHT | 1.8% | -5.4% | 0.4% |
| NIFTY SMALLCAP 250 | 1.7% | -4.4% | -1.4% |
| NIFTY TOTAL MARKET | 1.4% | -6.6% | -0.6% |
| NIFTY500 MULTICAP 50:25:25 | 1.3% | -6.3% | 0.1% |
| NIFTY 500 | 1.3% | -6.7% | -0.5% |
You may also like the below Video Courses
FAQ about INDIAN OVERSEAS BANK Financials
How the annual revenues of INDIAN OVERSEAS BANK have changed ?
The Net Interest Income of INDIAN OVERSEAS BANK have increased by 19.11% YoY .
How the Earnings per Share (EPS) of INDIAN OVERSEAS BANK have changed?
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 24.82 % YoY .
Check out Intrinsic Value of Peers of INDIAN OVERSEAS BANK
|
Intrinsic Value of STATE BANK OF INDIA Intrinsic Value of PUNJAB NATIONAL BANK Intrinsic Value of BANK OF BARODA Intrinsic Value of INDIAN OVERSEAS BANK Intrinsic Value of UNION BANK OF INDIA |
Compare Stock Analytics of Peers of INDIAN OVERSEAS BANK
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
INDIAN OVERSEAS BANK vs UNION BANK OF INDIA vs
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
INDIAN OVERSEAS BANK vs UNION BANK OF INDIA vs
