UNION BANK OF INDIA Financial Statement Analysis
|
||
|
The Net Interest Income of UNION BANK OF INDIA have increased by 1.82% YoY .
The Earnings Per Share (EPS) of UNION BANK OF INDIA has increased by 30.71 % YoY. |
||
| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
UNION BANK OF INDIA Last 5 Annual Financial Results
[BOM: 532477|NSE : UNIONBANK]
| Consolidated | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Interest Earned | ₹108,417 Cr | ₹100,376 Cr | ₹81,163 Cr | ₹68,230 Cr | ₹69,311 Cr |
| Other Income | ₹21,562 Cr | ₹17,813 Cr | ₹15,915 Cr | ₹13,524 Cr | ₹14,307 Cr |
| Interest Expended | ₹70,733 Cr | ₹63,364 Cr | ₹48,033 Cr | ₹40,178 Cr | ₹44,112 Cr |
| Operating Expenses | ₹28,044 Cr | ₹26,506 Cr | ₹23,487 Cr | ₹19,703 Cr | ₹19,752 Cr |
| Profit Before Tax | ₹23,424 Cr | ₹21,508 Cr | ₹12,147 Cr | ₹8,566 Cr | ₹2,327 Cr |
| Profit After Tax | ₹17,921 Cr | ₹13,709 Cr | ₹8,430 Cr | ₹5,209 Cr | ₹2,828 Cr |
| Consolidated Net Profit | ₹18,027 Cr | ₹13,797 Cr | ₹8,512 Cr | ₹5,265 Cr | ₹2,863 Cr |
| Earnings Per Share (Rs) | ₹23.62 | ₹18.07 | ₹12.45 | ₹7.70 | ₹4.47 |
| NIM | 2.60 | 2.77 | 2.71 | 2.47 | 2.48 |
| ROE(%) | 18.05 | 16.68 | 12.17 | 8.28 | 6.25 |
| ROCE(%) | 20.90 | 21.33 | 12.97 | 9.44 | 5.51 |
| Advances Growth | 9.46 | 14.37 | 15.21 | 11.80 | 86.77 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Key Financials |
||
| Market Cap | : | ₹ 134,007.8 Cr |
| Revenue (TTM) | : | ₹ 108,828.0 Cr |
| Net Profit(TTM) | : | ₹ 18,447.9 Cr |
| EPS (TTM) | : | ₹ 24.2 |
| P/E (TTM) | : | 7.3 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| UNION BANK OF INDIA | 5.7% | 13.9% | 67.4% |
| STATE BANK OF INDIA | 0.9% | 6.1% | 37.7% |
| PUNJAB NATIONAL BANK | 0.8% | 5.6% | 30.3% |
| BANK OF BARODA | 0.2% | 5% | 38.4% |
| INDIAN OVERSEAS BANK | -2.1% | 1.9% | -29.1% |
| CANARA BANK | 1.8% | 2.5% | 65.7% |
| INDIAN BANK | 3.4% | 8.7% | 70.7% |
| UCO BANK | -0.4% | 0.8% | -30.1% |
| BANK OF INDIA | 8.2% | 12.2% | 69.7% |
UNION BANK OF INDIA Net Interest Income
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | 1.82 % |
| 5 Yr CAGR | 10.58 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2025 | ₹37,684 Cr | 1.82 | |
| Mar2024 | ₹37,012 Cr | 11.72 | |
| Mar2023 | ₹33,130 Cr | 18.11 | |
| Mar2022 | ₹28,051 Cr | 11.32 | |
| Mar2021 | ₹25,199 Cr | - | |
UNION BANK OF INDIA Net Interest Margin (NIM)
[BOM: 532477|NSE : UNIONBANK]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -6.14 % |
| 5 Yr CAGR | 1.19 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 2.6% | -6.14 | |
| Mar2024 | 2.77% | 2.21 | |
| Mar2023 | 2.71% | 9.72 | |
| Mar2022 | 2.47% | -0.40 | |
| Mar2021 | 2.48% | - | |
UNION BANK OF INDIA Profit After Tax
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | 30.66 % |
| 5 Yr CAGR | 58.40 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹18,027 Cr | 30.66 | |
| Mar2024 | ₹13,797 Cr | 62.10 | |
| Mar2023 | ₹8,512 Cr | 61.66 | |
| Mar2022 | ₹5,265 Cr | 83.88 | |
| Mar2021 | ₹2,863 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 28.33 % |
| 5 Yr CAGR | 43.25 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 47.84 % | 28.33 | |
| Mar2024 | 37.28 % | 45.11 | |
| Mar2023 | 25.69 % | 36.87 | |
| Mar2022 | 18.77 % | 65.23 | |
| Mar2021 | 11.36 % | - | |
UNION BANK OF INDIA Earnings Per Share (EPS)
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | 30.71 % |
| 5 Yr CAGR | 51.62 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹24 | 30.71 | |
| Mar2024 | ₹18 | 45.14 | |
| Mar2023 | ₹12 | 61.69 | |
| Mar2022 | ₹7.70 | 72.26 | |
| Mar2021 | ₹4.47 | - | |
UNION BANK OF INDIA Return on Capital Employed (ROCE)
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | -2.02 % |
| 5 Yr CAGR | 39.56 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 20.9% | -2.02 | |
| Mar2024 | 21.33% | 64.46 | |
| Mar2023 | 12.97% | 37.39 | |
| Mar2022 | 9.44% | 71.32 | |
| Mar2021 | 5.51% | - | |
UNION BANK OF INDIA Share Price vs Sensex
| Current Share Price | : | ₹175.6 |
| Current MarketCap | : | ₹ 134,007.8 Cr |
| Updated EOD on | : | Jan 20,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UNION BANK OF INDIA | 5.7% |
13.9% |
67.4% |
| SENSEX | -2% |
-2.8% |
7.4% |
UNION BANK OF INDIA related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE LARGEMIDCAP | 4.5% | 7.2% | 8.3% |
| BSE ENHANCED VALUE INDEX | 0.1% | 2.9% | 22.6% |
| BSE BANKEX | 0.1% | 1.4% | 21% |
| BSE PSU | -0.9% | 3.7% | 15.3% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY PSU BANK | 2.4% | 6.6% | 44.3% |
| NIFTY 200 VALUE 30 | 0.1% | 4.3% | 25% |
| NIFTY BANK | -0.1% | 0.8% | 21.9% |
| NIFTY MIDSMALL FINANCIAL SERVICES | -0.1% | 2.1% | 37.3% |
| NIFTY DIVIDEND OPPORTUNITIES 50 | -0.2% | 0.8% | 3.3% |
You may also like the below Video Courses
FAQ about UNION BANK OF INDIA Financials
How the annual revenues of UNION BANK OF INDIA have changed ?
The Net Interest Income of UNION BANK OF INDIA have increased by 1.82% YoY .
How the Earnings per Share (EPS) of UNION BANK OF INDIA have changed?
The Earnings Per Share (EPS) of UNION BANK OF INDIA has increased by 30.71 % YoY .
Check out Intrinsic Value of Peers of UNION BANK OF INDIA
|
Intrinsic Value of STATE BANK OF INDIA Intrinsic Value of PUNJAB NATIONAL BANK Intrinsic Value of BANK OF BARODA Intrinsic Value of INDIAN OVERSEAS BANK Intrinsic Value of UNION BANK OF INDIA |
Compare Stock Analytics of Peers of UNION BANK OF INDIA
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
INDIAN OVERSEAS BANK vs UNION BANK OF INDIA vs
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
INDIAN OVERSEAS BANK vs UNION BANK OF INDIA vs
