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BANK OF INDIA Financial Statement Analysis
[BOM: 532149|NSE : BANKINDIA]

The Net Interest Income of BANK OF INDIA have increased by 13.79% YoY .
The Earnings Per Share (EPS) of BANK OF INDIA has increased by 45.42 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

BANK OF INDIA Last 5 Annual Financial Results
[BOM: 532149|NSE : BANKINDIA]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹61,073 Cr₹47,932 Cr₹38,281 Cr₹40,854 Cr₹42,591 Cr
Other Income ₹6,233 Cr₹7,211 Cr₹8,011 Cr₹6,897 Cr₹6,809 Cr
Interest Expended ₹37,757 Cr₹27,441 Cr₹24,083 Cr₹26,421 Cr₹27,191 Cr
Operating Expenses ₹15,306 Cr₹14,374 Cr₹12,170 Cr₹11,006 Cr₹10,612 Cr
Profit Before Tax ₹10,193 Cr₹6,099 Cr₹5,574 Cr₹3,278 Cr₹-4,570 Cr
Profit After Tax ₹6,385 Cr₹3,882 Cr₹3,406 Cr₹2,199 Cr₹-2,929 Cr
Consolidated Net Profit ₹6,564 Cr₹3,838 Cr₹3,493 Cr₹2,083 Cr₹-3,051 Cr
Earnings Per Share (Rs)₹20.97₹14.42₹9.35₹8.51₹6.36
NIM2.422.642.612.042.10
ROE(%)13.7210.907.547.555.54
ROCE(%)11.9211.989.438.406.13
Advances Growth15.3315.9515.5315.05-0.80
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 66,219.0 Cr
Revenue (TTM) : ₹ 73,784.4 Cr
Net Profit(TTM) : ₹ 9,496.0 Cr
EPS (TTM) : ₹ 20.9
P/E (TTM) : 7.0

Industry Peers & Returns1W1M1Y
BANK OF INDIA -1.3% 11.7% 43.3%
STATE BANK OF INDIA -0.1% 7.1% 20.7%
PUNJAB NATIONAL BANK -0.5% 4% 23.2%
BANK OF BARODA -1.3% 5.2% 19.4%
INDIAN OVERSEAS BANK -3.3% -4.3% -20.8%
UNION BANK OF INDIA -2% 6.6% 33.1%
CANARA BANK -2.3% 14.7% 50.7%
INDIAN BANK -4.3% 4.7% 67.3%
UCO BANK -2% -4.9% -25.3%


BANK OF INDIA Net Interest Income
[BOM: 532149|NSE : BANKINDIA]

Y-o-Y

13.79 %

5 Yr CAGR

10.93 %

Years Net Interest Income % Change
Mar2025 ₹23,317 Cr
13.79
Mar2024 ₹20,491 Cr
44.33
Mar2023 ₹14,197 Cr
-1.63
Mar2022 ₹14,433 Cr
-6.28
Mar2021 ₹15,399 Cr -

BANK OF INDIA Net Interest Margin (NIM)
[BOM: 532149|NSE : BANKINDIA]

Net Interest Margins
Y-o-Y

-8.33 %

5 Yr CAGR

3.61 %

Years Net Interest Margin% % Change
Mar2025 2.42%
-8.33
Mar2024 2.64%
1.15
Mar2023 2.61%
27.94
Mar2022 2.04%
-2.86
Mar2021 2.1% -

BANK OF INDIA Profit After Tax
[BOM: 532149|NSE : BANKINDIA]

Y-o-Y

71.04 %

5 Yr CAGR

Positive

Years Profit After Tax % Change
Mar2025 ₹6,564 Cr
71.04
Mar2024 ₹3,838 Cr
9.89
Mar2023 ₹3,493 Cr
67.69
Mar2022 ₹2,083 Cr
Positive
Mar2021 ₹-3,051 Cr -

PAT Margins
Y-o-Y

50.29 %

5 Yr CAGR

Positive

Years PAT Margin(%) % Change
Mar2025 28.15 %
50.29
Mar2024 18.73 %
-23.86
Mar2023 24.60 %
70.48
Mar2022 14.43 %
Positive
Mar2021 -19.81 % -

BANK OF INDIA Earnings Per Share (EPS)
[BOM: 532149|NSE : BANKINDIA]

Y-o-Y

45.42 %

5 Yr CAGR

34.75 %

Years EPS % Change
Mar2025 ₹21
45.42
Mar2024 ₹14
54.22
Mar2023 ₹9.35
9.87
Mar2022 ₹8.51
33.81
Mar2021 ₹6.36 -

BANK OF INDIA Return on Capital Employed (ROCE)
[BOM: 532149|NSE : BANKINDIA]

Y-o-Y

-0.50 %

5 Yr CAGR

18.09 %

Years ROCE % Change
Mar2025 11.92%
-0.50
Mar2024 11.98%
27.04
Mar2023 9.43%
12.26
Mar2022 8.4%
37.03
Mar2021 6.13% -

BANK OF INDIA Share Price vs Sensex

Current Share Price : ₹145.5
Current MarketCap: ₹ 66,219.0 Cr
Updated EOD on :Nov 21,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
BANK OF INDIA

-1.3%

11.7%

43.3%

SENSEX

0.8%

1%

9.9%

BANK OF INDIA related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE 200 0.1% 0.7% 8.9%
BSE 250 LARGEMIDCAP INDEX 0.1% 0.5% 8.8%
NSE Indices1W1M1Y
NIFTY RURAL INDEX 0.1% 0.7% 14.3%
NIFTY 200 0.1% 0.7% 9.5%
NIFTY MIDSMALL FINANCIAL SERVICES NA 4.4% 35.8%
NIFTY 500 -0.2% 0.3% 8.3%
NIFTY PSU BANK -0.3% 6.6% 29.1%

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FAQ about BANK OF INDIA Financials


How the annual revenues of BANK OF INDIA have changed ?

The Net Interest Income of BANK OF INDIA have increased by 13.79% YoY .

How the Earnings per Share (EPS) of BANK OF INDIA have changed?

The Earnings Per Share (EPS) of BANK OF INDIA has increased by 45.42 % YoY .