Home > Analytics > PUNJAB NATIONAL BANK

PUNJAB NATIONAL BANK
Intrinsic Value | Fundamental Analysis

BOM : 532461     NSE : PNB    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Nov 25,2022
Price(EOD): ₹ 53.55
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 58,963.91 Cr
Value of ₹ 1 Lac invested in PUNJAB NATIONAL BANK
on Nov 27,2017 (price: ₹ 185.90)

₹ 1 L

₹ 0.29 L

1W : 12.5% 1M : 23.7% 1Y : 24.8%
COMMUNITY POLL
for PUNJAB NATIONAL BANK
Please provide your vote to see the results
PUNJAB NATIONAL BANKis part of below Screeners ↓
Best Quarterly Growth Mid Cap Stocks
Best 1M Momentum Mid Cap Stocks
Industry Peers & Returns1W1M1Y
PUNJAB NATIONAL BANK 12.5% 23.7% 24.8%
STATE BANK OF INDIA 1.6% 5.1% 23.6%
BANK OF BARODA 3.7% 13.1% 82.5%
INDIAN OVERSEAS BANK -2.8% 19.1% 11.1%
CANARA BANK 4% 15% 52%
BANK OF INDIA 6% 44.8% 38.9%
UNION BANK OF INDIA 0.3% 48% 67.6%
CENTRAL BANK OF INDIA -0.6% 22.4% 21.9%
INDIAN BANK 1.5% 16.7% 82.9%

FUNDAMENTAL ANALYSIS OF PUNJAB NATIONAL BANK

 
Fundamentals Score
[ Q(TTM): Sep2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF PUNJAB NATIONAL BANK

 
Valuation Score
[As on : Nov 25,2022 ]

Ratio Consolidated
P/E
P/B
P/S
28.57
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,063.71 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

0.6
P/B Calculated based on Book Value of Rs 97,581.90 Cr
[Latest Year - Mar2022 - Consolidated Results ]

0.75
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 78,401.00 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 16% undervalued companies ! Discover More →

FAIR VALUE OF PUNJAB NATIONAL BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
217%
867%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF PUNJAB NATIONAL BANK


Insights 💡 PNB is one of the top 25% companies with bullish price momentum currently! Discover More →

PUNJAB NATIONAL BANK vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

NPA

Year Net NPA/Advances ratio
Consolidated
2022
2021
2020
Avg_3yrs
4.8
5.73
5.78
5.44

PLEDGED PROMOTER SHARES OF PUNJAB NATIONAL BANK

Pledged Promoter Shares
0 %
As on : Sep2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF PUNJAB NATIONAL BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
7.54%
3.51%
11.45%
19.47%
12.28%
33.22%
-29.53%
-69.69%
QtrlyTrend
4
Latest Qtr: Sep2022
Quarterly Result Analysis →


PUNJAB NATIONAL BANK related INDICES

BSE Indices1W1M1Y
S&P BSE ENHANCED VALUE 3.3% 10.1% 11.3%
S&P BSE PSU 2.8% 7.6% 18.8%
S&P BSE FINANCE 1.2% 5.7% 3.8%
S&P BSE ALLCAP 1.1% 3.3% 5.4%
S&P BSE 500 1.1% 3.4% 5.3%
NSE Indices1W1M1Y
NIFTY PSU BANK 5.2% 22.3% 50.8%
NIFTY MIDCAP 50 2.6% 3.1% 3.3%
NIFTY FREE MIDCAP 100 2.2% 2.4% 4.1%
NIFTY MID SMALL400 1.9% 1.9% 3.9%
NIFTY MIDCAP150 1.9% 2.1% 4.7%

You may also like the below Video Courses


FAQ about PUNJAB NATIONAL BANK


Is PUNJAB NATIONAL BANK good for long term investment?

As on Nov 25,2022, the Fundamentals of PUNJAB NATIONAL BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of PUNJAB NATIONAL BANK. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is PUNJAB NATIONAL BANK UnderValued or OverValued?

As on Nov 25,2022, PUNJAB NATIONAL BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of PUNJAB NATIONAL BANK ?

As on Nov 25,2022, the Intrinsic Value of PUNJAB NATIONAL BANK is Rs. 11.21 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -85.99
Fair Value [Median EV / Sales Model] : Rs. 16.89
Fair Value [Median Price / Sales Model] : Rs. 5.54
Estimated Median Fair Value of PUNJAB NATIONAL BANK : Rs. 11.21

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is PUNJAB NATIONAL BANK trading at a Premium or Discount?

As on Nov 25,2022, PUNJAB NATIONAL BANK is trading at a Premium of 378% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].