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PUNJAB NATIONAL BANK
Intrinsic Value | Fundamental Analysis

BOM : 532461     NSE : PNB    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Downward
Price Momentum : Downward
Pledged Shares : None or < 25%
Jun 29,2022
Price(EOD): ₹ 29.75
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 32,757.73 Cr
Value of ₹ 1 Lac invested in PUNJAB NATIONAL BANK
on Jun 29,2017 (price: ₹ 137.70)

₹ 1 L

₹ 0.22 L

1W : 1.9% 1M : -5.1% 1Y : -29.7%
COMMUNITY POLL
for PUNJAB NATIONAL BANK
Please provide your vote to see the results
Industry Peers & Returns1W1M1Y
PUNJAB NATIONAL BANK 1.9% -5.1% -29.7%
STATE BANK OF INDIA 1.8% -1.8% 8.3%
BANK OF BARODA 4.9% 1% 21.6%
INDIAN OVERSEAS BANK 0.9% -9% -31.8%
CANARA BANK 2.5% -9.2% 22.3%
BANK OF INDIA 0.7% -7.9% -42.1%
UNION BANK OF INDIA -1.3% -9% -11.3%
CENTRAL BANK OF INDIA -0.6% -10.1% -30.7%
INDIAN BANK 1.9% -11.7% 3.2%

FUNDAMENTAL ANALYSIS OF PUNJAB NATIONAL BANK

 
Fundamentals Score
[ Q(TTM): Mar2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF PUNJAB NATIONAL BANK

 
Valuation Score
[As on : Jun 29,2022 ]

Ratio Consolidated
P/E
P/B
P/S
8.48
P/E Calculated based on EPS of 3.51
[ Mar2022 - Consolidated Results ]

0.36
P/B Calculated based on Book Value of 82.22
[ Mar2022 - Consolidated Results ]

0.43
P/S Calculated based on Revenues of 76234.1 Cr
[ TTM - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF PUNJAB NATIONAL BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
100%
511%

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SHARE PRICE MOMENTUM OF PUNJAB NATIONAL BANK



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NPA

Year Net NPA/Advances ratio
Consolidated
2022
2021
2020
Avg_3yrs
4.8
5.73
5.78
5.44

PLEDGED PROMOTER SHARES OF PUNJAB NATIONAL BANK

Pledged Promoter Shares
0 %
As on : Mar2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF PUNJAB NATIONAL BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
-2.5%
4.4%
-72.99%
-78.7%
0.13%
16.33%
-50%
-55.18%
QtrlyTrend
-2
Latest Qtr: Mar2022
Quarterly Result Analysis →


PUNJAB NATIONAL BANK related INDICES

BSE Indices1W1M1Y
S&P BSE ENHANCED VALUE 5.1% -6.3% -2.5%
S&P BSE PSU 3.7% -4.3% 4.1%
S&P BSE ALLCAP 3% -5.2% -0.1%
S&P BSE 500 2.9% -5.2% -0.3%
S&P BSE 250 LARGEMIDCAP 2.8% -5.2% -0.1%
NSE Indices1W1M1Y
NIFTY500 MULTICAP 50:25:25 3.2% -5.2% -0.5%
NIFTY LARGE MIDCAP 250 3.2% -5% 0.2%
NIFTY 500 2.8% -5.2% -0.4%
NIFTY 100 EQUAL WEIGHT 2.8% -5.3% -2.5%
NIFTY NEXT 50 2.7% -5.8% -4.3%

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FAQ about PUNJAB NATIONAL BANK


Is PUNJAB NATIONAL BANK good for long term investment?

As on Jun 29,2022, the Fundamentals of PUNJAB NATIONAL BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of PUNJAB NATIONAL BANK. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is PUNJAB NATIONAL BANK UnderValued or OverValued?

As on Jun 29,2022, PUNJAB NATIONAL BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of PUNJAB NATIONAL BANK ?

As on Jun 29,2022, the Intrinsic Value of PUNJAB NATIONAL BANK is Rs. 9.86 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -75.63
Fair Value [Median EV / Sales Model] : Rs. 14.85
Fair Value [Median Price / Sales Model] : Rs. 4.87
Median Fair Value of PUNJAB NATIONAL BANK : Rs. 9.86

Is PUNJAB NATIONAL BANK trading at a Premium or Discount?

As on Jun 29,2022, PUNJAB NATIONAL BANK is trading at a Premium of 202% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].