STATE BANK OF INDIA
Quarterly Results Analysis [Mar2026]
STATE BANK OF INDIA Quarterly Results
| Consolidated | Mar2026 UnAudited |
Dec2025 UnAudited |
Sep2025 Audited |
Jun2025 UnAudited |
Mar2025 UnAudited |
Dec2024 UnAudited |
Sep2024 Audited |
Jun2024 Audited |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | ₹131,080 Cr | ₹130,590 Cr | ₹128,041 Cr | ₹125,729 Cr | ₹126,840 Cr | ₹124,654 Cr | ₹121,045 Cr | ₹118,242 Cr |
| Other Income | ₹49,999 Cr | ₹55,059 Cr | ₹47,857 Cr | ₹41,263 Cr | ₹52,722 Cr | ₹43,200 Cr | ₹42,758 Cr | ₹33,883 Cr |
| Interest Expended | ₹79,953 Cr | ₹78,783 Cr | ₹78,002 Cr | ₹78,266 Cr | ₹78,227 Cr | ₹77,397 Cr | ₹73,619 Cr | ₹71,701 Cr |
| Expenses | ₹71,389 Cr | ₹71,251 Cr | ₹65,778 Cr | ₹54,233 Cr | ₹66,969 Cr | ₹62,892 Cr | ₹57,123 Cr | ₹49,589 Cr |
| Operating Income | ₹29,737 Cr | ₹35,615 Cr | ₹32,117 Cr | ₹34,493 Cr | ₹34,366 Cr | ₹27,565 Cr | ₹33,060 Cr | ₹30,835 Cr |
| Provisions and contingencies | ₹3,661 Cr | ₹5,548 Cr | ₹6,487 Cr | ₹5,264 Cr | ₹7,470 Cr | ₹1,998 Cr | ₹5,586 Cr | ₹4,408 Cr |
| Profit Before Tax | ₹26,076 Cr | ₹30,067 Cr | ₹28,657 Cr | ₹29,229 Cr | ₹26,897 Cr | ₹25,566 Cr | ₹27,474 Cr | ₹26,428 Cr |
| Profit After Tax | ₹20,161 Cr | ₹21,876 Cr | ₹21,504 Cr | ₹21,627 Cr | ₹19,941 Cr | ₹19,175 Cr | ₹20,220 Cr | ₹19,681 Cr |
| % of Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| % of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS | ₹21.28 | ₹23.09 | ₹22.90 | ₹23.76 | ₹21.96 | ₹21.12 | ₹22.17 | ₹21.65 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| STATE BANK OF INDIA | -3.6% | -11.9% | 20.1% |
| PUNJAB NATIONAL BANK | -3.2% | -12.3% | 4.5% |
| BANK OF BARODA | 0.1% | -6.8% | 12.4% |
| INDIAN OVERSEAS BANK | -0.7% | -4.2% | -9.9% |
| UNION BANK OF INDIA | -1.9% | -15.6% | 23.9% |
| CANARA BANK | -4% | -11.5% | 22.2% |
| INDIAN BANK | -1.4% | -13.9% | 41.4% |
| UCO BANK | -3.3% | -7.1% | -19.1% |
| BANK OF INDIA | -1.3% | -7.2% | 26.4% |
STATE BANK OF INDIA Quarterly Net Interest Income
[ Net Interest Income = Interest Earned - Interest Expended ]| Net Interest Income | |
|---|---|
| Q-o-Q | -1.31 % |
| Y-o-Y | 5.17 % |
| Quarters | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2026 | ₹51,127 Cr | -1.31 | |
| Dec2025 | ₹51,807 Cr | 3.54 | |
| Sep2025 | ₹50,038 Cr | 5.43 | |
| Jun2025 | ₹47,462 Cr | -2.37 | |
| Mar2025 | ₹48,613 Cr | 2.87 | |
| Dec2024 | ₹47,257 Cr | -0.36 | |
| Sep2024 | ₹47,426 Cr | 1.90 | |
| Jun2024 | ₹46,542 Cr | - | |
STATE BANK OF INDIA Quarterly Operating Profit
| Operating Profit | |
|---|---|
| Q-o-Q | -16.50 % |
| Y-o-Y | -13.47 % |
| Quarters | Operating Profit | % Change | |
|---|---|---|---|
| Mar2026 | ₹29,737 Cr | -16.50 | |
| Dec2025 | ₹35,615 Cr | 10.89 | |
| Sep2025 | ₹32,117 Cr | -6.89 | |
| Jun2025 | ₹34,493 Cr | 0.37 | |
| Mar2025 | ₹34,366 Cr | 24.68 | |
| Dec2024 | ₹27,565 Cr | -16.62 | |
| Sep2024 | ₹33,060 Cr | 7.21 | |
| Jun2024 | ₹30,835 Cr | - | |
| Operating Margins | |
|---|---|
| Q-o-Q | -15.40 % |
| Y-o-Y | -17.73 % |
| Quarters | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 58.16% | -15.40 | |
| Dec2025 | 68.75% | 7.12 | |
| Sep2025 | 64.18% | -11.68 | |
| Jun2025 | 72.67% | 2.80 | |
| Mar2025 | 70.69% | 21.19 | |
| Dec2024 | 58.33% | -16.32 | |
| Sep2024 | 69.71% | 5.22 | |
| Jun2024 | 66.25% | - | |
STATE BANK OF INDIA Quarterly Profit After Tax
| Profit After Tax(PAT) | |
|---|---|
| Q-o-Q | -7.84 % |
| Y-o-Y | 1.10 % |
| Quarters | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹20,161 Cr | -7.84 | |
| Dec2025 | ₹21,876 Cr | 1.73 | |
| Sep2025 | ₹21,504 Cr | -0.56 | |
| Jun2025 | ₹21,627 Cr | 8.45 | |
| Mar2025 | ₹19,941 Cr | 3.99 | |
| Dec2024 | ₹19,175 Cr | -5.16 | |
| Sep2024 | ₹20,220 Cr | 2.74 | |
| Jun2024 | ₹19,681 Cr | - | |
| PAT Margins | |
|---|---|
| Q-o-Q | -8.18 % |
| Y-o-Y | -2.16 % |
| Quarters | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 15.38 % | -8.18 | |
| Dec2025 | 16.75 % | -0.30 | |
| Sep2025 | 16.8 % | -2.33 | |
| Jun2025 | 17.2 % | 9.41 | |
| Mar2025 | 15.72 % | 2.21 | |
| Dec2024 | 15.38 % | -7.90 | |
| Sep2024 | 16.7 % | 0.36 | |
| Jun2024 | 16.64 % | - | |
STATE BANK OF INDIA Quarterly Earnings Per Share (EPS)
| EPS | |
|---|---|
| Q-o-Q | -7.84 % |
| Y-o-Y | -3.10 % |
| Quarters | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹21.28 | -7.84 | |
| Dec2025 | ₹23.09 | 0.83 | |
| Sep2025 | ₹22.9 | -3.62 | |
| Jun2025 | ₹23.76 | 8.20 | |
| Mar2025 | ₹21.96 | 3.98 | |
| Dec2024 | ₹21.12 | -4.74 | |
| Sep2024 | ₹22.17 | 2.40 | |
| Jun2024 | ₹21.65 | - | |
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