UNION BANK OF INDIA
Quarterly Results Analysis [Jun2026]
UNION BANK OF INDIA Quarterly Results
| Consolidated | Jun2026 UnAudited |
Mar2026 Audited |
Dec2025 UnAudited |
Sep2025 UnAudited |
Jun2025 UnAudited |
Mar2025 Audited |
Dec2024 UnAudited |
Sep2024 UnAudited |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | ₹27,427 Cr | ₹26,676 Cr | ₹26,819 Cr | ₹26,665 Cr | ₹27,099 Cr | ₹27,367 Cr | ₹26,720 Cr | ₹26,887 Cr |
| Other Income | ₹5,233 Cr | ₹5,999 Cr | ₹5,183 Cr | ₹5,550 Cr | ₹4,869 Cr | ₹6,223 Cr | ₹4,614 Cr | ₹5,926 Cr |
| Interest Expended | ₹17,206 Cr | ₹17,005 Cr | ₹17,370 Cr | ₹17,707 Cr | ₹17,855 Cr | ₹17,743 Cr | ₹17,350 Cr | ₹17,720 Cr |
| Expenses | ₹7,414 Cr | ₹7,693 Cr | ₹7,672 Cr | ₹7,663 Cr | ₹7,177 Cr | ₹8,113 Cr | ₹6,474 Cr | ₹6,947 Cr |
| Operating Income | ₹8,040 Cr | ₹7,976 Cr | ₹6,960 Cr | ₹6,845 Cr | ₹6,936 Cr | ₹7,735 Cr | ₹7,511 Cr | ₹8,145 Cr |
| Provisions and contingencies | ₹973 Cr | ₹1,050 Cr | ₹322 Cr | ₹1,392 Cr | ₹1,667 Cr | ₹1,560 Cr | ₹1,622 Cr | ₹1,739 Cr |
| Profit Before Tax | ₹7,067 Cr | ₹6,926 Cr | ₹6,638 Cr | ₹5,453 Cr | ₹5,269 Cr | ₹6,175 Cr | ₹5,889 Cr | ₹6,406 Cr |
| Profit After Tax | ₹5,368 Cr | ₹5,334 Cr | ₹5,029 Cr | ₹4,281 Cr | ₹4,137 Cr | ₹5,001 Cr | ₹4,597 Cr | ₹4,722 Cr |
| % of Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| % of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS | ₹7.39 | ₹7.21 | ₹6.65 | ₹5.80 | ₹5.80 | ₹6.56 | ₹6.06 | ₹6.22 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| UNION BANK OF INDIA | -3.1% | -2.5% | 15.2% |
| STATE BANK OF INDIA | -4.2% | -1.9% | 22.2% |
| BANK OF BARODA | -3.3% | -11.9% | -1.4% |
| PUNJAB NATIONAL BANK | -1.2% | 2.6% | -3.2% |
| CANARA BANK | -2.4% | -3.4% | 8.4% |
| INDIAN BANK | -3.7% | -2% | 29.8% |
| INDIAN OVERSEAS BANK | -3.3% | -3% | -15.1% |
| BANK OF INDIA | -2.9% | -1% | 22.4% |
| BANK OF MAHARASHTRA | 0.7% | -8.2% | 37.2% |
UNION BANK OF INDIA Quarterly Net Interest Income
[ Net Interest Income = Interest Earned - Interest Expended ]| Net Interest Income | |
|---|---|
| Q-o-Q | 5.70 % |
| Y-o-Y | 10.58 % |
| Quarters | Net Interest Income | % Change | |
|---|---|---|---|
| Jun2026 | ₹10,221 Cr | 5.70 | |
| Mar2026 | ₹9,671 Cr | 2.34 | |
| Dec2025 | ₹9,449 Cr | 5.48 | |
| Sep2025 | ₹8,958 Cr | -3.09 | |
| Jun2025 | ₹9,244 Cr | -3.95 | |
| Mar2025 | ₹9,624 Cr | 2.71 | |
| Dec2024 | ₹9,370 Cr | 2.22 | |
| Sep2024 | ₹9,167 Cr | - | |
UNION BANK OF INDIA Quarterly Operating Profit
| Operating Profit | |
|---|---|
| Q-o-Q | 0.81 % |
| Y-o-Y | 15.92 % |
| Quarters | Operating Profit | % Change | |
|---|---|---|---|
| Jun2026 | ₹8,040 Cr | 0.81 | |
| Mar2026 | ₹7,976 Cr | 14.60 | |
| Dec2025 | ₹6,960 Cr | 1.68 | |
| Sep2025 | ₹6,845 Cr | -1.31 | |
| Jun2025 | ₹6,936 Cr | -10.33 | |
| Mar2025 | ₹7,735 Cr | 2.99 | |
| Dec2024 | ₹7,511 Cr | -7.79 | |
| Sep2024 | ₹8,145 Cr | - | |
| Operating Margins | |
|---|---|
| Q-o-Q | -4.63 % |
| Y-o-Y | 4.84 % |
| Quarters | Operating Margin% | % Change | |
|---|---|---|---|
| Jun2026 | 78.66% | -4.63 | |
| Mar2026 | 82.48% | 11.97 | |
| Dec2025 | 73.66% | -3.60 | |
| Sep2025 | 76.41% | 1.84 | |
| Jun2025 | 75.03% | -6.64 | |
| Mar2025 | 80.37% | 0.27 | |
| Dec2024 | 80.15% | -9.79 | |
| Sep2024 | 88.85% | - | |
UNION BANK OF INDIA Quarterly Profit After Tax
| Profit After Tax(PAT) | |
|---|---|
| Q-o-Q | 0.64 % |
| Y-o-Y | 29.77 % |
| Quarters | Profit After Tax | % Change | |
|---|---|---|---|
| Jun2026 | ₹5,368 Cr | 0.64 | |
| Mar2026 | ₹5,334 Cr | 6.07 | |
| Dec2025 | ₹5,029 Cr | 17.46 | |
| Sep2025 | ₹4,281 Cr | 3.50 | |
| Jun2025 | ₹4,137 Cr | -17.29 | |
| Mar2025 | ₹5,001 Cr | 8.79 | |
| Dec2024 | ₹4,597 Cr | -2.64 | |
| Sep2024 | ₹4,722 Cr | - | |
| PAT Margins | |
|---|---|
| Q-o-Q | -2.15 % |
| Y-o-Y | 28.24 % |
| Quarters | PAT Margin(%) | % Change | |
|---|---|---|---|
| Jun2026 | 19.57 % | -2.15 | |
| Mar2026 | 20 % | 6.67 | |
| Dec2025 | 18.75 % | 16.75 | |
| Sep2025 | 16.06 % | 5.24 | |
| Jun2025 | 15.26 % | -16.48 | |
| Mar2025 | 18.27 % | 6.22 | |
| Dec2024 | 17.2 % | -2.05 | |
| Sep2024 | 17.56 % | - | |
UNION BANK OF INDIA Quarterly Earnings Per Share (EPS)
| EPS | |
|---|---|
| Q-o-Q | 2.50 % |
| Y-o-Y | 27.41 % |
| Quarters | EPS | % Change | |
|---|---|---|---|
| Jun2026 | ₹7.39 | 2.50 | |
| Mar2026 | ₹7.21 | 8.42 | |
| Dec2025 | ₹6.65 | 14.66 | |
| Sep2025 | ₹5.8 | 0.00 | |
| Jun2025 | ₹5.8 | -11.59 | |
| Mar2025 | ₹6.56 | 8.25 | |
| Dec2024 | ₹6.06 | -2.57 | |
| Sep2024 | ₹6.22 | - | |
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