UNION BANK OF INDIA
|
UNION BANK OF INDIA Last 5 Year Financial Ratios History
[Consolidated]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 25.45 | 23.62 | 18.07 | 12.45 | 7.70 |
| DPS(Rs) | 5.00 | 4.75 | 3.60 | 3.00 | 1.90 |
| Book NAV/Share(Rs) | 163.58 | 139.74 | 120.32 | 106.17 | 96.57 |
| Margin Ratios | |||||
| Yield on Advances | 10.10 | 11.14 | 11.48 | 10.62 | 10.29 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.01 | 5.14 | 5.06 | 4.13 | 3.70 |
| NIM | 2.49 | 2.60 | 2.77 | 2.71 | 2.47 |
| Interest Spread | 5.10 | 6.00 | 6.42 | 6.49 | 6.58 |
| Performance Ratios | |||||
| ROA(%) | 1.21 | 1.23 | 1.02 | 0.68 | 0.46 |
| ROE(%) | 16.22 | 18.05 | 16.68 | 12.17 | 8.28 |
| ROCE(%) | 14.57 | 18.22 | 21.33 | 12.97 | 9.44 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 51.26 | 47.34 | 48.35 | 47.89 | 47.39 |
| Core Cost Income Ratio | 53.91 | 50.20 | 50.29 | 49.01 | 51.60 |
| Operating Costs to Assets | 1.90 | 1.86 | 1.89 | 1.82 | 1.65 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 6.45 | 5.34 | 8.49 | 5.34 | 5.03 |
| PCE(x) | 6.27 | 5.07 | 8.02 | 4.95 | 4.45 |
| Price/Book(x) | 1.00 | 0.90 | 1.28 | 0.63 | 0.40 |
| Yield(%) | 3.05 | 3.76 | 2.35 | 4.51 | 4.90 |
| EV/Net Sales(x) | 1.90 | 1.51 | 1.44 | 1.09 | 1.14 |
| EV/Core EBITDA(x) | 7.08 | 5.17 | 5.09 | 3.45 | 3.56 |
| EV/EBIT(x) | 2.17 | 1.75 | 1.70 | 1.47 | 1.60 |
| EV/CE(x) | 1.00 | 0.94 | 1.21 | 0.76 | 0.66 |
| M Cap / Sales | 1.17 | 0.90 | 1.17 | 0.56 | 0.39 |
| Growth Ratio | |||||
| Core Operating Income Growth | -0.96 | 1.82 | 11.72 | 18.11 | 11.32 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 4.80 | 30.73 | 62.61 | 61.86 | 84.17 |
| BVPS Growth | 17.06 | 16.14 | 13.33 | 9.95 | 3.57 |
| Advances Growth | 10.50 | 9.46 | 14.37 | 15.21 | 11.80 |
| EPS Growth(%) | 7.78 | 30.66 | 45.13 | 61.65 | 72.37 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.05 | 0.07 | 0.04 | 0.04 | 0.04 |
| Investment / Deposits(x) | 0.26 | 0.28 | 0.28 | 0.31 | 0.34 |
| IncLoan / Deposits(x) | 5.94 | 5.10 | 2.20 | 3.81 | 4.95 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | - |
Compare Financial Ratios of peers of UNION BANK OF INDIA
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| UNION BANK OF INDIA | ₹139,198.7 Cr | 4.3% | 7% | 39.8% | Stock Analytics | |
| STATE BANK OF INDIA | ₹983,984.0 Cr | 1.2% | 2.8% | 34.7% | Stock Analytics | |
| PUNJAB NATIONAL BANK | ₹130,560.0 Cr | 0% | 6.8% | 8.4% | Stock Analytics | |
| BANK OF BARODA | ₹127,216.0 Cr | 0.1% | -1.9% | 3.6% | Stock Analytics | |
| INDIAN BANK | ₹118,735.0 Cr | 3.8% | 4.7% | 40.1% | Stock Analytics | |
| CANARA BANK | ₹117,918.0 Cr | 1.1% | 0.5% | 20% | Stock Analytics | |
UNION BANK OF INDIA Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UNION BANK OF INDIA | 4.3% |
7% |
39.8% |
| SENSEX | -0.4% |
0.8% |
-3% |
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