PUNJAB NATIONAL BANK
|
PUNJAB NATIONAL BANK Last 5 Year Financial Ratios History
[Consolidated]
| Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 8.27 | 3.04 | 3.51 | 2.45 | 0.65 |
| DPS(Rs) | 1.50 | 0.64 | 0.64 | 0.17 | 0.05 |
| Book NAV/Share(Rs) | 92.71 | 85.76 | 82.22 | 81.44 | 87.74 |
| Margin Ratios | |||||
| Yield on Advances | 11.58 | 10.37 | 10.39 | 12.06 | 11.52 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 4.72 | 3.81 | 3.86 | 4.36 | 4.79 |
| NIM | 2.67 | 2.48 | 2.34 | 2.60 | 2.22 |
| Interest Spread | 6.86 | 6.56 | 6.53 | 7.70 | 6.73 |
| Performance Ratios | |||||
| ROA(%) | 0.54 | 0.22 | 0.28 | 0.20 | 0.04 |
| ROE(%) | 8.48 | 3.32 | 4.18 | 2.98 | 0.72 |
| ROCE(%) | 10.82 | 5.86 | 5.34 | 5.39 | 3.04 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 53.49 | 51.48 | 49.36 | 47.31 | 44.49 |
| Core Cost Income Ratio | 54.11 | 50.40 | 52.75 | 51.84 | 47.47 |
| Operating Costs to Assets | 1.80 | 1.63 | 1.53 | 1.60 | 1.43 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 15.03 | 15.36 | 10.00 | 14.99 | 49.71 |
| PCE(x) | 14.83 | 12.94 | 8.44 | 12.25 | 22.29 |
| Price/Book(x) | 1.34 | 0.54 | 0.43 | 0.45 | 0.37 |
| Yield(%) | 1.21 | 1.37 | 1.83 | 0.47 | 0.15 |
| EV/Net Sales(x) | 1.92 | 1.40 | 1.28 | 1.11 | 1.54 |
| EV/Core EBITDA(x) | 8.36 | 5.30 | 4.66 | 3.97 | 5.56 |
| EV/EBIT(x) | 2.56 | 2.15 | 1.91 | 1.66 | 2.23 |
| EV/CE(x) | 1.20 | 0.74 | 0.07 | 0.07 | 0.10 |
| M Cap / Sales | 1.26 | 0.59 | 0.51 | 0.47 | 0.40 |
| Growth Ratio | |||||
| Core Operating Income Growth | 15.71 | 19.07 | -5.50 | 73.71 | 2.46 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 171.36 | -16.50 | 70.78 | 492.41 | 103.62 |
| BVPS Growth | 8.11 | 4.30 | 0.95 | - | -99.99 |
| Advances Growth | 12.45 | 14.13 | 8.01 | 42.46 | 3.12 |
| EPS Growth(%) | 171.98 | -13.27 | 43.39 | 275.72 | 103.13 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.05 | 0.06 | 0.07 | 0.04 | 0.05 |
| Investment / Deposits(x) | 0.32 | 0.32 | 0.34 | 0.36 | 0.36 |
| IncLoan / Deposits(x) | 5.26 | 5.44 | 5.14 | 4.70 | 8.80 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | - |
Compare Financial Ratios of peers of PUNJAB NATIONAL BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| PUNJAB NATIONAL BANK | ₹120,618.0 Cr | 2.8% | -2.3% | 41.2% | Stock Analytics | |
| STATE BANK OF INDIA | ₹713,969.0 Cr | 3.9% | 4.1% | 36.2% | Stock Analytics | |
| BANK OF BARODA | ₹125,302.0 Cr | NA | 4.1% | 16.3% | Stock Analytics | |
| INDIAN OVERSEAS BANK | ₹102,583.0 Cr | 3.1% | -5.6% | 25.8% | Stock Analytics | |
| CANARA BANK | ₹94,380.1 Cr | 0.5% | 2.4% | 42.6% | Stock Analytics | |
| UNION BANK OF INDIA | ₹87,099.4 Cr | 0% | -2.9% | 14.7% | Stock Analytics | |
PUNJAB NATIONAL BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PUNJAB NATIONAL BANK | 2.8% |
-2.3% |
41.2% |
| SENSEX | -0.4% |
-0.7% |
23.3% |
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