PUNJAB NATIONAL BANK
Quarterly Results Analysis [Sep2023]
PUNJAB NATIONAL BANK Quarterly Results
| Consolidated | Sep2023 Audited |
Jun2023 UnAudited |
Mar2023 Audited |
Dec2022 UnAudited |
Sep2022 UnAudited |
Jun2022 UnAudited |
Mar2022 Audited |
Dec2021 UnAudited |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | ₹26,858 Cr | ₹25,673 Cr | ₹24,305 Cr | ₹22,808 Cr | ₹20,588 Cr | ₹19,144 Cr | ₹19,090 Cr | ₹19,579 Cr |
| Other Income | ₹2,999 Cr | ₹3,360 Cr | ₹3,827 Cr | ₹3,325 Cr | ₹2,704 Cr | ₹2,384 Cr | ₹2,261 Cr | ₹2,696 Cr |
| Interest Expended | ₹16,820 Cr | ₹16,064 Cr | ₹14,690 Cr | ₹13,513 Cr | ₹12,172 Cr | ₹11,443 Cr | ₹11,497 Cr | ₹11,697 Cr |
| Expenses | ₹6,798 Cr | ₹7,035 Cr | ₹7,105 Cr | ₹6,859 Cr | ₹5,610 Cr | ₹4,762 Cr | ₹4,547 Cr | ₹5,495 Cr |
| Operating Income | ₹6,239 Cr | ₹5,934 Cr | ₹6,338 Cr | ₹5,762 Cr | ₹5,510 Cr | ₹5,323 Cr | ₹5,307 Cr | ₹5,083 Cr |
| Provisions and contingencies | ₹3,461 Cr | ₹3,955 Cr | ₹3,708 Cr | ₹4,719 Cr | ₹4,883 Cr | ₹4,761 Cr | ₹4,837 Cr | ₹3,344 Cr |
| Profit Before Tax | ₹2,778 Cr | ₹1,979 Cr | ₹2,630 Cr | ₹1,043 Cr | ₹626 Cr | ₹562 Cr | ₹470 Cr | ₹1,739 Cr |
| Profit After Tax | ₹1,765 Cr | ₹1,211 Cr | ₹1,741 Cr | ₹660 Cr | ₹364 Cr | ₹304 Cr | ₹245 Cr | ₹1,150 Cr |
| % of Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| % of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS | ₹0.00 | ₹1.22 | ₹1.69 | ₹0.64 | ₹0.00 | ₹0.26 | ₹0.31 | ₹1.14 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| PUNJAB NATIONAL BANK | 10.2% | 14.1% | 59.8% |
| STATE BANK OF INDIA | 7.7% | 5.9% | 0.1% |
| BANK OF BARODA | 6.2% | 7.1% | 22.8% |
| CANARA BANK | 8.4% | 13.8% | 35.4% |
| UNION BANK OF INDIA | 8.6% | 12.9% | 40.6% |
| UCO BANK | 4.5% | 6.2% | 96.6% |
| INDIAN BANK | 5.5% | -0.3% | 48.5% |
| BANK OF INDIA | 12.5% | 15.8% | 32.6% |
| CENTRAL BANK OF INDIA | 8.7% | 8.5% | 90% |
PUNJAB NATIONAL BANK Quarterly Net Interest Income
[ Net Interest Income = Interest Earned - Interest Expended ]| Net Interest Income | |
|---|---|
| Q-o-Q | 4.47 % |
| Y-o-Y | 19.27 % |
| Quarters | Net Interest Income | % Change | |
|---|---|---|---|
| Sep2023 | ₹10,038 Cr | 4.47 | |
| Jun2023 | ₹9,608 Cr | -0.08 | |
| Mar2023 | ₹9,616 Cr | 3.44 | |
| Dec2022 | ₹9,296 Cr | 10.45 | |
| Sep2022 | ₹8,416 Cr | 9.28 | |
| Jun2022 | ₹7,701 Cr | 1.42 | |
| Mar2022 | ₹7,593 Cr | -3.67 | |
| Dec2021 | ₹7,882 Cr | - | |
PUNJAB NATIONAL BANK Quarterly Operating Profit
| Operating Profit | |
|---|---|
| Q-o-Q | 5.14 % |
| Y-o-Y | 13.24 % |
| Quarters | Operating Profit | % Change | |
|---|---|---|---|
| Sep2023 | ₹6,239 Cr | 5.14 | |
| Jun2023 | ₹5,934 Cr | -6.37 | |
| Mar2023 | ₹6,338 Cr | 10.00 | |
| Dec2022 | ₹5,762 Cr | 4.58 | |
| Sep2022 | ₹5,510 Cr | 3.51 | |
| Jun2022 | ₹5,323 Cr | 0.30 | |
| Mar2022 | ₹5,307 Cr | 4.40 | |
| Dec2021 | ₹5,083 Cr | - | |
| Operating Margins | |
|---|---|
| Q-o-Q | 0.65 % |
| Y-o-Y | -5.06 % |
| Quarters | Operating Margin% | % Change | |
|---|---|---|---|
| Sep2023 | 62.16% | 0.65 | |
| Jun2023 | 61.76% | -6.30 | |
| Mar2023 | 65.91% | 6.34 | |
| Dec2022 | 61.98% | -5.33 | |
| Sep2022 | 65.47% | -5.28 | |
| Jun2022 | 69.12% | -1.10 | |
| Mar2022 | 69.89% | 8.37 | |
| Dec2021 | 64.49% | - | |
PUNJAB NATIONAL BANK Quarterly Profit After Tax
| Profit After Tax(PAT) | |
|---|---|
| Q-o-Q | 45.73 % |
| Y-o-Y | 385.14 % |
| Quarters | Profit After Tax | % Change | |
|---|---|---|---|
| Sep2023 | ₹1,765 Cr | 45.73 | |
| Jun2023 | ₹1,211 Cr | -30.46 | |
| Mar2023 | ₹1,741 Cr | 163.78 | |
| Dec2022 | ₹660 Cr | 81.47 | |
| Sep2022 | ₹364 Cr | 19.47 | |
| Jun2022 | ₹304 Cr | 24.24 | |
| Mar2022 | ₹245 Cr | -78.70 | |
| Dec2021 | ₹1,150 Cr | - | |
| PAT Margins | |
|---|---|
| Q-o-Q | 39.19 % |
| Y-o-Y | 271.19 % |
| Quarters | PAT Margin(%) | % Change | |
|---|---|---|---|
| Sep2023 | 6.57 % | 39.19 | |
| Jun2023 | 4.72 % | -34.08 | |
| Mar2023 | 7.16 % | 147.75 | |
| Dec2022 | 2.89 % | 63.28 | |
| Sep2022 | 1.77 % | 11.32 | |
| Jun2022 | 1.59 % | 24.22 | |
| Mar2022 | 1.28 % | -78.23 | |
| Dec2021 | 5.88 % | - | |
PUNJAB NATIONAL BANK Quarterly Earnings Per Share (EPS)
| EPS | |
|---|---|
| Q-o-Q | -100.00 % |
| Y-o-Y | 0 |
| Quarters | EPS | % Change | |
|---|---|---|---|
| Sep2023 | ₹0 | -100.00 | |
| Jun2023 | ₹1.22 | -27.81 | |
| Mar2023 | ₹1.69 | 164.06 | |
| Dec2022 | ₹0.64 | 0 | |
| Sep2022 | ₹0 | -100.00 | |
| Jun2022 | ₹0.26 | -16.13 | |
| Mar2022 | ₹0.31 | -72.81 | |
| Dec2021 | ₹1.14 | - | |
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The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].
