BANK OF INDIA
Quarterly Results Analysis [Mar2026]
BANK OF INDIA Quarterly Results
| Consolidated | Mar2026 UnAudited |
Dec2025 UnAudited |
Sep2025 UnAudited |
Jun2025 UnAudited |
Mar2025 UnAudited |
Dec2024 Audited |
Sep2024 Audited |
Jun2024 Audited |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | ₹19,573 Cr | ₹19,052 Cr | ₹18,521 Cr | ₹18,467 Cr | ₹18,479 Cr | ₹18,317 Cr | ₹17,466 Cr | ₹17,046 Cr |
| Other Income | ₹3,280 Cr | ₹2,327 Cr | ₹2,218 Cr | ₹2,211 Cr | ₹3,455 Cr | ₹1,780 Cr | ₹2,532 Cr | ₹1,338 Cr |
| Interest Expended | ₹12,785 Cr | ₹12,504 Cr | ₹12,530 Cr | ₹12,321 Cr | ₹12,333 Cr | ₹12,166 Cr | ₹11,403 Cr | ₹10,693 Cr |
| Expenses | ₹4,987 Cr | ₹4,619 Cr | ₹4,358 Cr | ₹4,287 Cr | ₹4,683 Cr | ₹4,169 Cr | ₹4,394 Cr | ₹3,964 Cr |
| Operating Income | ₹5,082 Cr | ₹4,256 Cr | ₹3,852 Cr | ₹4,070 Cr | ₹4,918 Cr | ₹3,763 Cr | ₹4,201 Cr | ₹3,727 Cr |
| Provisions and contingencies | ₹1,002 Cr | ₹582 Cr | ₹492 Cr | ₹1,112 Cr | ₹1,366 Cr | ₹317 Cr | ₹1,062 Cr | ₹1,305 Cr |
| Profit Before Tax | ₹4,079 Cr | ₹3,674 Cr | ₹3,361 Cr | ₹2,439 Cr | ₹3,551 Cr | ₹3,447 Cr | ₹3,138 Cr | ₹2,422 Cr |
| Profit After Tax | ₹3,050 Cr | ₹2,750 Cr | ₹2,526 Cr | ₹1,764 Cr | ₹2,648 Cr | ₹2,559 Cr | ₹2,399 Cr | ₹1,734 Cr |
| % of Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| % of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS | ₹6.78 | ₹6.18 | ₹5.66 | ₹4.02 | ₹5.71 | ₹5.79 | ₹5.32 | ₹4.15 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| BANK OF INDIA | -1.7% | -2.9% | 31.7% |
| STATE BANK OF INDIA | -11% | -6.4% | 25.4% |
| PUNJAB NATIONAL BANK | -6.7% | -6.2% | 11.1% |
| BANK OF BARODA | -4% | -5.2% | 18.4% |
| INDIAN OVERSEAS BANK | -4.2% | -1.1% | -2.7% |
| UNION BANK OF INDIA | -3.9% | -12.2% | 38.2% |
| CANARA BANK | -5.8% | -5.7% | 38.1% |
| INDIAN BANK | -5.3% | -12.8% | 50.4% |
| UCO BANK | -5.5% | -0.7% | -13.4% |
BANK OF INDIA Quarterly Net Interest Income
[ Net Interest Income = Interest Earned - Interest Expended ]| Net Interest Income | |
|---|---|
| Q-o-Q | 3.68 % |
| Y-o-Y | 10.45 % |
| Quarters | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2026 | ₹6,789 Cr | 3.68 | |
| Dec2025 | ₹6,548 Cr | 9.28 | |
| Sep2025 | ₹5,992 Cr | -2.51 | |
| Jun2025 | ₹6,146 Cr | -0.01 | |
| Mar2025 | ₹6,146 Cr | -0.08 | |
| Dec2024 | ₹6,152 Cr | 1.46 | |
| Sep2024 | ₹6,063 Cr | -4.56 | |
| Jun2024 | ₹6,353 Cr | - | |
BANK OF INDIA Quarterly Operating Profit
| Operating Profit | |
|---|---|
| Q-o-Q | 19.41 % |
| Y-o-Y | 3.34 % |
| Quarters | Operating Profit | % Change | |
|---|---|---|---|
| Mar2026 | ₹5,082 Cr | 19.41 | |
| Dec2025 | ₹4,256 Cr | 10.46 | |
| Sep2025 | ₹3,852 Cr | -5.34 | |
| Jun2025 | ₹4,070 Cr | -17.24 | |
| Mar2025 | ₹4,918 Cr | 30.67 | |
| Dec2024 | ₹3,763 Cr | -10.41 | |
| Sep2024 | ₹4,201 Cr | 12.71 | |
| Jun2024 | ₹3,727 Cr | - | |
| Operating Margins | |
|---|---|
| Q-o-Q | 15.17 % |
| Y-o-Y | -6.45 % |
| Quarters | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 74.85% | 15.17 | |
| Dec2025 | 64.99% | 1.07 | |
| Sep2025 | 64.3% | -2.90 | |
| Jun2025 | 66.22% | -17.24 | |
| Mar2025 | 80.01% | 30.80 | |
| Dec2024 | 61.17% | -11.71 | |
| Sep2024 | 69.28% | 18.08 | |
| Jun2024 | 58.67% | - | |
BANK OF INDIA Quarterly Profit After Tax
| Profit After Tax(PAT) | |
|---|---|
| Q-o-Q | 10.90 % |
| Y-o-Y | 15.18 % |
| Quarters | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹3,050 Cr | 10.90 | |
| Dec2025 | ₹2,750 Cr | 8.88 | |
| Sep2025 | ₹2,526 Cr | 43.18 | |
| Jun2025 | ₹1,764 Cr | -33.38 | |
| Mar2025 | ₹2,648 Cr | 3.47 | |
| Dec2024 | ₹2,559 Cr | 6.67 | |
| Sep2024 | ₹2,399 Cr | 38.31 | |
| Jun2024 | ₹1,734 Cr | - | |
| PAT Margins | |
|---|---|
| Q-o-Q | 7.97 % |
| Y-o-Y | 8.72 % |
| Quarters | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 15.58 % | 7.97 | |
| Dec2025 | 14.43 % | 5.79 | |
| Sep2025 | 13.64 % | 42.83 | |
| Jun2025 | 9.55 % | -33.36 | |
| Mar2025 | 14.33 % | 2.58 | |
| Dec2024 | 13.97 % | 1.75 | |
| Sep2024 | 13.73 % | 35.00 | |
| Jun2024 | 10.17 % | - | |
BANK OF INDIA Quarterly Earnings Per Share (EPS)
| EPS | |
|---|---|
| Q-o-Q | 9.71 % |
| Y-o-Y | 18.74 % |
| Quarters | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹6.78 | 9.71 | |
| Dec2025 | ₹6.18 | 9.19 | |
| Sep2025 | ₹5.66 | 40.80 | |
| Jun2025 | ₹4.02 | -29.60 | |
| Mar2025 | ₹5.71 | -1.38 | |
| Dec2024 | ₹5.79 | 8.83 | |
| Sep2024 | ₹5.32 | 28.19 | |
| Jun2024 | ₹4.15 | - | |
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