Home > Analytics > INDIAN BANK

INDIAN BANK
Intrinsic Value | Fundamental Analysis

BOM : 532814     NSE : INDIANB    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Dec 08,2022
Price(EOD): ₹ 295.10
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 36,751.75 Cr
Value of ₹ 1 Lac invested in INDIAN BANK
on Dec 08,2017 (price: ₹ 384.05)

₹ 1 L

₹ 0.77 L

1W : 4.6% 1M : 10.2% 1Y : 101.7%
COMMUNITY POLL
for INDIAN BANK
Please provide your vote to see the results
INDIAN BANKis part of below Screeners ↓
Top Mid Cap Stocks with Best Fundamentals
Best Quarterly Growth Mid Cap Stocks
Best 1M Momentum Mid Cap Stocks
Industry Peers & Returns1W1M1Y
INDIAN BANK 4.6% 10.2% 101.7%
STATE BANK OF INDIA 0.7% -0.6% 30.4%
PUNJAB NATIONAL BANK 6.9% 28.4% 45.9%
BANK OF BARODA 9.8% 13.1% 102.8%
INDIAN OVERSEAS BANK 11.6% 17.2% 16.2%
CANARA BANK 1.7% 3.4% 55.1%
BANK OF INDIA 18.6% 30.2% 72.7%
UNION BANK OF INDIA 8% 38.2% 93.8%
CENTRAL BANK OF INDIA 23.9% 31.4% 31.5%

FUNDAMENTAL ANALYSIS OF INDIAN BANK

 
Fundamentals Score
[ Q(TTM): Sep2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 INDIANB is one of the top 18% companies with good fundamentals ! Discover More →

VALUATION OF INDIAN BANK

 
Valuation Score
[As on : Dec 08,2022 ]

Ratio Consolidated
P/E
P/B
P/S
8.83
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 4,162.42 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

0.82
P/B Calculated based on Book Value of Rs 44,951.90 Cr
[Latest Year - Mar2022 - Consolidated Results ]

0.9
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 40,655.40 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 15% undervalued companies ! Discover More →

FAIR VALUE OF INDIAN BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
38%
732%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF INDIAN BANK


Insights 💡 INDIANB is one of the top 29% companies with bullish price momentum currently! Discover More →

INDIAN BANK vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

NPA

Year Net NPA/Advances ratio
Consolidated
2022
2021
2020
Avg_3yrs
2.27
3.37
3.13
2.92

PLEDGED PROMOTER SHARES OF INDIAN BANK

Pledged Promoter Shares
0 %
As on : Sep2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF INDIAN BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
5.53%
2.1%
17.31%
2.34%
13.12%
11.06%
115.64%
13.51%
QtrlyTrend
8
Latest Qtr: Sep2022
Quarterly Result Analysis →


INDIAN BANK related INDICES

BSE Indices1W1M1Y
S&P BSE PSU 1.2% 3.1% 21.9%
S&P BSE BHARAT 22 INDEX 1.1% 1.1% 25.9%
S&P BSE 400 MIDSMALLCAP 0.6% 1.9% 5.4%
S&P BSE SMALL CAP 0.5% 1.9% 5.1%
S&P BSE 150 MIDCAP 0.5% 1.6% 5.8%
NSE Indices1W1M1Y
NIFTY PSU BANK 7.1% 18.6% 66.2%
NIFTY FREE MIDCAP 100 0.7% 1.7% 7.3%
NIFTY MID SMALL400 0.6% 1.9% 5.8%
NIFTY MIDCAP150 0.4% 1.4% 7.1%
NIFTY500 MULTICAP 50:25:25 -0.1% 2% 6.3%

You may also like the below Video Courses


FAQ about INDIAN BANK


Is INDIAN BANK good for long term investment?

As on Dec 08,2022, the Fundamentals of INDIAN BANK look Strong and hence it may be good for long term investment! See Financial Performance of INDIAN BANK. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is INDIAN BANK UnderValued or OverValued?

As on Dec 08,2022, INDIAN BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of INDIAN BANK ?

As on Dec 08,2022, the Intrinsic Value of INDIAN BANK is Rs. 124.79 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -266.12
Fair Value [Median EV / Sales Model] : Rs. 214.13
Fair Value [Median Price / Sales Model] : Rs. 35.45
Estimated Median Fair Value of INDIAN BANK : Rs. 124.79

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is INDIAN BANK trading at a Premium or Discount?

As on Dec 08,2022, INDIAN BANK is trading at a Premium of 136% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].