STATE BANK OF INDIA
Quarterly Results Analysis [Mar2025]
STATE BANK OF INDIA Quarterly Results
| Consolidated | Mar2025 UnAudited |
Dec2024 UnAudited |
Sep2024 UnAudited |
Jun2024 Audited |
Mar2024 UnAudited |
Dec2023 UnAudited |
Sep2023 Audited |
Jun2023 UnAudited |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | ₹126,997 Cr | ₹124,654 Cr | ₹121,045 Cr | ₹118,242 Cr | ₹117,469 Cr | ₹112,868 Cr | ₹107,391 Cr | ₹101,460 Cr |
| Other Income | ₹52,565 Cr | ₹43,200 Cr | ₹42,758 Cr | ₹33,883 Cr | ₹47,445 Cr | ₹40,203 Cr | ₹36,865 Cr | ₹30,873 Cr |
| Interest Expended | ₹78,227 Cr | ₹77,397 Cr | ₹73,619 Cr | ₹71,701 Cr | ₹70,644 Cr | ₹68,092 Cr | ₹62,955 Cr | ₹58,045 Cr |
| Expenses | ₹66,969 Cr | ₹62,892 Cr | ₹57,123 Cr | ₹49,589 Cr | ₹63,027 Cr | ₹61,190 Cr | ₹58,598 Cr | ₹45,980 Cr |
| Operating Income | ₹34,366 Cr | ₹27,565 Cr | ₹33,060 Cr | ₹30,835 Cr | ₹31,243 Cr | ₹23,790 Cr | ₹22,703 Cr | ₹28,308 Cr |
| Provisions and contingencies | ₹7,470 Cr | ₹1,998 Cr | ₹5,586 Cr | ₹4,408 Cr | ₹2,392 Cr | ₹1,445 Cr | ₹768 Cr | ₹3,101 Cr |
| Profit Before Tax | ₹26,897 Cr | ₹25,566 Cr | ₹27,474 Cr | ₹26,428 Cr | ₹28,852 Cr | ₹15,245 Cr | ₹21,936 Cr | ₹25,208 Cr |
| Profit After Tax | ₹19,941 Cr | ₹19,175 Cr | ₹20,220 Cr | ₹19,681 Cr | ₹21,736 Cr | ₹11,283 Cr | ₹16,383 Cr | ₹18,736 Cr |
| % of Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| % of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS | ₹21.96 | ₹21.12 | ₹22.17 | ₹21.65 | ₹23.96 | ₹12.40 | ₹18.04 | ₹20.77 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| STATE BANK OF INDIA | -1.7% | 0.8% | -6.1% |
| PUNJAB NATIONAL BANK | -2.5% | 4.8% | -16.3% |
| BANK OF BARODA | -2% | -0% | -15.8% |
| INDIAN OVERSEAS BANK | -2.4% | -0.3% | -43.9% |
| UNION BANK OF INDIA | -4.2% | 4.1% | -0.8% |
| CANARA BANK | -6.5% | 1.1% | -10.5% |
| INDIAN BANK | 0.6% | 2.9% | 17.1% |
| UCO BANK | -2.2% | -1.1% | -45% |
| BANK OF INDIA | -2.4% | 3% | -3.9% |
STATE BANK OF INDIA Quarterly Net Interest Income
[ Net Interest Income = Interest Earned - Interest Expended ]| Net Interest Income | |
|---|---|
| Q-o-Q | 3.20 % |
| Y-o-Y | 4.15 % |
| Quarters | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2025 | ₹48,770 Cr | 3.20 | |
| Dec2024 | ₹47,257 Cr | -0.36 | |
| Sep2024 | ₹47,426 Cr | 1.90 | |
| Jun2024 | ₹46,542 Cr | -0.61 | |
| Mar2024 | ₹46,825 Cr | 4.58 | |
| Dec2023 | ₹44,776 Cr | 0.77 | |
| Sep2023 | ₹44,436 Cr | 2.35 | |
| Jun2023 | ₹43,415 Cr | - | |
STATE BANK OF INDIA Quarterly Operating Profit
| Operating Profit | |
|---|---|
| Q-o-Q | 24.68 % |
| Y-o-Y | 10.00 % |
| Quarters | Operating Profit | % Change | |
|---|---|---|---|
| Mar2025 | ₹34,366 Cr | 24.68 | |
| Dec2024 | ₹27,565 Cr | -16.62 | |
| Sep2024 | ₹33,060 Cr | 7.21 | |
| Jun2024 | ₹30,835 Cr | -1.31 | |
| Mar2024 | ₹31,243 Cr | 31.33 | |
| Dec2023 | ₹23,790 Cr | 4.79 | |
| Sep2023 | ₹22,703 Cr | -19.80 | |
| Jun2023 | ₹28,308 Cr | - | |
| Operating Margins | |
|---|---|
| Q-o-Q | 20.81 % |
| Y-o-Y | 5.62 % |
| Quarters | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 70.47% | 20.81 | |
| Dec2024 | 58.33% | -16.32 | |
| Sep2024 | 69.71% | 5.22 | |
| Jun2024 | 66.25% | -0.70 | |
| Mar2024 | 66.72% | 25.58 | |
| Dec2023 | 53.13% | 3.99 | |
| Sep2023 | 51.09% | -21.64 | |
| Jun2023 | 65.2% | - | |
STATE BANK OF INDIA Quarterly Profit After Tax
| Profit After Tax(PAT) | |
|---|---|
| Q-o-Q | 3.99 % |
| Y-o-Y | -8.26 % |
| Quarters | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹19,941 Cr | 3.99 | |
| Dec2024 | ₹19,175 Cr | -5.16 | |
| Sep2024 | ₹20,220 Cr | 2.74 | |
| Jun2024 | ₹19,681 Cr | -9.46 | |
| Mar2024 | ₹21,736 Cr | 92.65 | |
| Dec2023 | ₹11,283 Cr | -31.13 | |
| Sep2023 | ₹16,383 Cr | -12.56 | |
| Jun2023 | ₹18,736 Cr | - | |
| PAT Margins | |
|---|---|
| Q-o-Q | 2.08 % |
| Y-o-Y | -15.14 % |
| Quarters | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 15.7 % | 2.08 | |
| Dec2024 | 15.38 % | -7.90 | |
| Sep2024 | 16.7 % | 0.36 | |
| Jun2024 | 16.64 % | -10.05 | |
| Mar2024 | 18.5 % | 85.00 | |
| Dec2023 | 10 % | -34.47 | |
| Sep2023 | 15.26 % | -17.38 | |
| Jun2023 | 18.47 % | - | |
STATE BANK OF INDIA Quarterly Earnings Per Share (EPS)
| EPS | |
|---|---|
| Q-o-Q | 3.98 % |
| Y-o-Y | -8.35 % |
| Quarters | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹21.96 | 3.98 | |
| Dec2024 | ₹21.12 | -4.74 | |
| Sep2024 | ₹22.17 | 2.40 | |
| Jun2024 | ₹21.65 | -9.64 | |
| Mar2024 | ₹23.96 | 93.23 | |
| Dec2023 | ₹12.4 | -31.26 | |
| Sep2023 | ₹18.04 | -13.14 | |
| Jun2023 | ₹20.77 | - | |
You may also like the below Video Courses
Check out Intrinsic Value of Industry Peers of STATE BANK OF INDIA
Compare Stock Analytics of STATE BANK OF INDIA
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
INDIAN OVERSEAS BANK vs UNION BANK OF INDIA vs CANARA BANK
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
INDIAN OVERSEAS BANK vs UNION BANK OF INDIA vs CANARA BANK
