UNION BANK OF INDIA Financial Statement Analysis
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The Net Interest Income of UNION BANK OF INDIA have decreased by -0.96% YoY .
The Earnings Per Share (EPS) of UNION BANK OF INDIA has increased by 7.75 % YoY. |
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UNION BANK OF INDIA Last 5 Annual Financial Results
[BOM: 532477|NSE : UNIONBANK]
| Consolidated | Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|---|
| Interest Earned | ₹106,799 Cr | ₹106,600 Cr | ₹100,376 Cr | ₹81,163 Cr | ₹68,230 Cr |
| Other Income | ₹21,601 Cr | ₹21,562 Cr | ₹17,813 Cr | ₹15,915 Cr | ₹13,524 Cr |
| Interest Expended | ₹69,477 Cr | ₹68,916 Cr | ₹63,364 Cr | ₹48,033 Cr | ₹40,178 Cr |
| Operating Expenses | ₹30,206 Cr | ₹28,044 Cr | ₹26,506 Cr | ₹23,487 Cr | ₹19,703 Cr |
| Profit Before Tax | ₹24,284 Cr | ₹23,424 Cr | ₹21,508 Cr | ₹12,147 Cr | ₹8,566 Cr |
| Profit After Tax | ₹18,781 Cr | ₹17,921 Cr | ₹13,709 Cr | ₹8,430 Cr | ₹5,209 Cr |
| Consolidated Net Profit | ₹19,430 Cr | ₹18,027 Cr | ₹13,797 Cr | ₹8,512 Cr | ₹5,265 Cr |
| Earnings Per Share (Rs) | ₹25.45 | ₹23.62 | ₹18.07 | ₹12.45 | ₹7.70 |
| NIM | 2.49 | 2.60 | 2.77 | 2.71 | 2.47 |
| ROE(%) | 16.22 | 18.05 | 16.68 | 12.17 | 8.28 |
| ROCE(%) | 14.57 | 18.22 | 21.33 | 12.97 | 9.44 |
| Advances Growth | 10.50 | 9.46 | 14.37 | 15.21 | 11.80 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Key Financials |
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| Market Cap | : | ₹ 142,404.8 Cr |
| Revenue (TTM) | : | ₹ 107,587.0 Cr |
| Net Profit(TTM) | : | ₹ 20,012.2 Cr |
| EPS (TTM) | : | ₹ 26.2 |
| P/E (TTM) | : | 7.1 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| UNION BANK OF INDIA | 1% | 2.6% | 47% |
| STATE BANK OF INDIA | -4.1% | -6.3% | 26.2% |
| BANK OF BARODA | 0.6% | -4.3% | 2.4% |
| PUNJAB NATIONAL BANK | 2.1% | 2.5% | 13.9% |
| CANARA BANK | -0.2% | -4.3% | 20% |
| INDIAN BANK | -1.8% | 1% | 32.7% |
| INDIAN OVERSEAS BANK | 3.3% | -3.7% | -14.5% |
| BANK OF INDIA | 2% | 1.8% | 29.6% |
| BANK OF MAHARASHTRA | 4.3% | 9.7% | 65.9% |
UNION BANK OF INDIA Net Interest Income
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | -0.96 % |
| 5 Yr CAGR | 7.40 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2026 | ₹37,322 Cr | -0.96 | |
| Mar2025 | ₹37,684 Cr | 1.82 | |
| Mar2024 | ₹37,012 Cr | 11.72 | |
| Mar2023 | ₹33,130 Cr | 18.11 | |
| Mar2022 | ₹28,051 Cr | - | |
UNION BANK OF INDIA Net Interest Margin (NIM)
[BOM: 532477|NSE : UNIONBANK]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -4.23 % |
| 5 Yr CAGR | 0.20 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 2.49% | -4.23 | |
| Mar2025 | 2.6% | -6.14 | |
| Mar2024 | 2.77% | 2.21 | |
| Mar2023 | 2.71% | 9.72 | |
| Mar2022 | 2.47% | - | |
UNION BANK OF INDIA Profit After Tax
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | 7.78 % |
| 5 Yr CAGR | 38.60 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹19,430 Cr | 7.78 | |
| Mar2025 | ₹18,027 Cr | 30.66 | |
| Mar2024 | ₹13,797 Cr | 62.10 | |
| Mar2023 | ₹8,512 Cr | 61.66 | |
| Mar2022 | ₹5,265 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 8.82 % |
| 5 Yr CAGR | 29.05 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 52.06 % | 8.82 | |
| Mar2025 | 47.84 % | 28.33 | |
| Mar2024 | 37.28 % | 45.11 | |
| Mar2023 | 25.69 % | 36.87 | |
| Mar2022 | 18.77 % | - | |
UNION BANK OF INDIA Earnings Per Share (EPS)
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | 7.75 % |
| 5 Yr CAGR | 34.83 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹25 | 7.75 | |
| Mar2025 | ₹24 | 30.71 | |
| Mar2024 | ₹18 | 45.14 | |
| Mar2023 | ₹12 | 61.69 | |
| Mar2022 | ₹7.70 | - | |
UNION BANK OF INDIA Return on Capital Employed (ROCE)
[BOM: 532477|NSE : UNIONBANK]
| Y-o-Y | -20.03 % |
| 5 Yr CAGR | 11.46 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2026 | 14.57% | -20.03 | |
| Mar2025 | 18.22% | -14.58 | |
| Mar2024 | 21.33% | 64.46 | |
| Mar2023 | 12.97% | 37.39 | |
| Mar2022 | 9.44% | - | |
UNION BANK OF INDIA Share Price vs Sensex
| Current Share Price | : | ₹186.6 |
| Current MarketCap | : | ₹ 142,404.8 Cr |
| Updated EOD on | : | Sep 04,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UNION BANK OF INDIA | 1% |
2.6% |
47% |
| SENSEX | -1% |
-2.6% |
-4.1% |
UNION BANK OF INDIA related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE BANKEX | -0.1% | -0.7% | 8.1% |
| BSE ENHANCED VALUE INDEX | -0.2% | -2.4% | 13.1% |
| BSE FINANCIAL SERVICES | -0.5% | -1.4% | 3.6% |
| BSE PSU | -0.5% | -1.4% | 12.2% |
| BSE PSU BANK | -0.6% | 0.3% | 25.9% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY BANK | -0.2% | -0.6% | 6.9% |
| NIFTY 200 VALUE 30 | -0.3% | -3.3% | 19.5% |
| NIFTY500 VALUE 50 | -0.4% | -2.5% | 17.9% |
| NIFTY MIDSMALLCAP400 50:50 | -0.8% | -0.1% | NA |
| NIFTY 500 EQUAL WEIGHT | -0.8% | -1.1% | 8.3% |
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FAQ about UNION BANK OF INDIA Financials
How the annual revenues of UNION BANK OF INDIA have changed ?
The Net Interest Income of UNION BANK OF INDIA have decreased by -0.96% YoY .
How the Earnings per Share (EPS) of UNION BANK OF INDIA have changed?
The Earnings Per Share (EPS) of UNION BANK OF INDIA has increased by 7.75 % YoY .
Check out Intrinsic Value of Peers of UNION BANK OF INDIA
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Intrinsic Value of STATE BANK OF INDIA Intrinsic Value of BANK OF BARODA Intrinsic Value of UNION BANK OF INDIA Intrinsic Value of PUNJAB NATIONAL BANK Intrinsic Value of CANARA BANK |
Compare Stock Analytics of Peers of UNION BANK OF INDIA
STATE BANK OF INDIA vs BANK OF BARODA vs UNION BANK OF INDIA
PUNJAB NATIONAL BANK vs CANARA BANK vs
STATE BANK OF INDIA vs BANK OF BARODA vs UNION BANK OF INDIA
PUNJAB NATIONAL BANK vs CANARA BANK vs
