CREDITACCESS GRAMEEN Financial Statement Analysis
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The Revenues of CREDITACCESS GRAMEEN have increased by 11.45% YoY .
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has increased by 129.49 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
CREDITACCESS GRAMEEN Last 5 Annual Financial Results
[BOM: 541770|NSE : CREDITACC]
| Consolidated | Mar2023 | Mar2022 | Mar2021 | Mar2020 | Mar2019 |
|---|---|---|---|---|---|
| Operating Income | ₹2,743 Cr | ₹2,461 Cr | ₹1,704 Cr | ₹1,282 Cr | ₹1,282 Cr |
| Expenses | ₹1,235 Cr | ₹1,308 Cr | ₹641 Cr | ₹361 Cr | ₹361 Cr |
| Operating Profit (Excl OI) | ₹1,508 Cr | ₹1,153 Cr | ₹1,063 Cr | ₹922 Cr | ₹922 Cr |
| Other Income | ₹7.31 Cr | ₹5.08 Cr | ₹1.17 Cr | ₹1.18 Cr | ₹1.18 Cr |
| Interest | ₹987 Cr | ₹933 Cr | ₹582 Cr | ₹417 Cr | ₹417 Cr |
| Depreciation | ₹47 Cr | ₹44 Cr | ₹20 Cr | ₹7.79 Cr | ₹7.79 Cr |
| Profit Before Tax | ₹481 Cr | ₹180 Cr | ₹462 Cr | ₹498 Cr | ₹498 Cr |
| Profit After Tax | ₹353 Cr | ₹131 Cr | ₹335 Cr | ₹322 Cr | ₹322 Cr |
| Consolidated Net Profit | ₹353 Cr | ₹134 Cr | ₹334 Cr | ₹322 Cr | ₹322 Cr |
| Earnings Per Share (Rs) | ₹51.98 | ₹22.65 | ₹8.61 | ₹23.16 | ₹22.41 |
| PAT Margin (%) | 23.30 | 12.87 | 5.34 | 19.68 | 25.09 |
| ROE(%) | 17.87 | 9.01 | 4.10 | 13.20 | 13.66 |
| ROCE(%) | 12.06 | 9.26 | 8.28 | 10.70 | 12.65 |
| Total Debt/Equity(x) | 3.21 | 3.11 | 2.97 | 3.50 | 2.07 |
Key Financials |
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| Market Cap | : | ₹ 24,001.7 Cr |
| Revenue (TTM) | : | ₹ 4,774.6 Cr |
| Net Profit(TTM) | : | ₹ 1,345.4 Cr |
| EPS (TTM) | : | ₹ 84.4 |
| P/E (TTM) | : | 17.8 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| CREDITACCESS GRAMEEN | -0.9% | -4.9% | 45.5% |
| BAJAJ FINANCE | 4.8% | 3.2% | 18.4% |
| BAJAJ HOLDINGS & INVESTMENT | 2.7% | -3.9% | 39.5% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 6.9% | 1% | 44.4% |
| SHRIRAM FINANCE | 3.8% | -2.9% | 84.8% |
| SBI CARDS AND PAYMENT SERVICES | -0.1% | -5.7% | -1.8% |
| MUTHOOT FINANCE | 11.8% | 12.3% | 46.8% |
| ADITYA BIRLA CAPITAL | 4.1% | -5.5% | 14.6% |
| SUNDARAM FINANCE | 6.3% | -1.1% | 78.5% |
CREDITACCESS GRAMEEN Revenues
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 11.45 % |
| 5 Yr CAGR | 20.94 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2023 | ₹2,743 Cr | 11.45 | |
| Mar2022 | ₹2,461 Cr | 44.40 | |
| Mar2021 | ₹1,704 Cr | 32.91 | |
| Mar2020 | ₹1,282 Cr | 0.00 | |
| Mar2019 | ₹1,282 Cr | - | |
CREDITACCESS GRAMEEN Operating Profit
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 30.83 % |
| 5 Yr CAGR | 13.10 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2023 | ₹1,508 Cr | 30.83 | |
| Mar2022 | ₹1,153 Cr | 8.45 | |
| Mar2021 | ₹1,063 Cr | 15.34 | |
| Mar2020 | ₹922 Cr | 0.00 | |
| Mar2019 | ₹922 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 17.38 % |
| 5 Yr CAGR | -6.48 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2023 | 54.98% | 17.38 | |
| Mar2022 | 46.84% | -24.90 | |
| Mar2021 | 62.37% | -13.22 | |
| Mar2020 | 71.87% | 0.00 | |
| Mar2019 | 71.87% | - | |
CREDITACCESS GRAMEEN Profit After Tax
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 163.45 % |
| 5 Yr CAGR | 2.35 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2023 | ₹353 Cr | 163.45 | |
| Mar2022 | ₹134 Cr | -59.82 | |
| Mar2021 | ₹334 Cr | 3.66 | |
| Mar2020 | ₹322 Cr | 0.00 | |
| Mar2019 | ₹322 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 81.04 % |
| 5 Yr CAGR | -1.83 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2023 | 23.3 % | 81.04 | |
| Mar2022 | 12.87 % | 141.01 | |
| Mar2021 | 5.34 % | -72.87 | |
| Mar2020 | 19.68 % | -21.56 | |
| Mar2019 | 25.09 % | - | |
CREDITACCESS GRAMEEN Earnings Per Share (EPS)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 129.49 % |
| 5 Yr CAGR | 23.41 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2023 | ₹52 | 129.49 | |
| Mar2022 | ₹23 | 163.07 | |
| Mar2021 | ₹8.61 | -62.82 | |
| Mar2020 | ₹23 | 3.35 | |
| Mar2019 | ₹22 | - | |
CREDITACCESS GRAMEEN Return on Capital Employed (ROCE)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 30.24 % |
| 5 Yr CAGR | -1.19 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2023 | 12.06% | 30.24 | |
| Mar2022 | 9.26% | 11.84 | |
| Mar2021 | 8.28% | -22.62 | |
| Mar2020 | 10.7% | -15.42 | |
| Mar2019 | 12.65% | - | |
CREDITACCESS GRAMEEN Share Price vs Sensex
| Current Share Price | : | ₹1,505.8 |
| Current MarketCap | : | ₹ 24,001.7 Cr |
| Updated EOD on | : | Apr 23,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CREDITACCESS GRAMEEN | -0.9% |
-4.9% |
45.5% |
| SENSEX | 0.5% |
1.4% |
23.5% |
CREDITACCESS GRAMEEN related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE SMALL CAP | 2.9% | 10.7% | 64.6% |
| S&P BSE 250 SMALLCAP | 2.2% | 10.8% | 63.5% |
| S&P BSE MIDSMALLCAP | 1.9% | 8.5% | 63.5% |
| S&P BSE 400 MIDSMALLCAP | 1.3% | 7.8% | 57.8% |
| S&P BSE FINANCE | 1.1% | 4.4% | 22.2% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY FREE SMALL 100 | 2.9% | 13% | 77.6% |
| NIFTY SMALLCAP 50 | 2.9% | 13.6% | 80.4% |
| NIFTY SMALLCAP250 | 2.7% | 11.6% | 69.7% |
| NIFTY MID SMALL400 | 1.4% | 8.6% | 60.8% |
| NIFTY500 MULTICAP 50:25:25 | 1.2% | 5.9% | 47% |
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FAQ about CREDITACCESS GRAMEEN Financials
How the annual revenues of CREDITACCESS GRAMEEN have changed ?
The Revenues of CREDITACCESS GRAMEEN have increased by 11.45% YoY .
How the Earnings per Share (EPS) of CREDITACCESS GRAMEEN have changed?
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has increased by 129.49 % YoY .
Check out Intrinsic Value of Peers of CREDITACCESS GRAMEEN
Compare Stock Analytics of Peers of CREDITACCESS GRAMEEN
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