CREDITACCESS GRAMEEN
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BOM : 541770     NSE : CREDITACC     | |
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Good [Stock is Cheap] Debt : High |
Updated: |
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Downward
Price Momentum : Downward Pledged Shares : None or < 25% |
Dec 06,2024 |
Price(EOD): ₹ 931.75
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
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Finance - NBFC |
MCap: ₹ 14,870.73 Cr |
Industry Peers & Returns | 1W | 1M | 1Y |
CREDITACCESS GRAMEEN | 6.3% | 0.4% | -45.1% |
BAJAJ FINANCE | 3.1% | -0.9% | -7.6% |
BAJAJ HOLDINGS & INVESTMENT | 2.7% | 0.7% | 36.8% |
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 2.1% | -0.7% | 12.5% |
SHRIRAM FINANCE | 0.9% | -1.4% | 49.3% |
SBI CARDS AND PAYMENT SERVICES | 2% | 3.2% | -3.7% |
MUTHOOT FINANCE | 0.8% | 2.1% | 32.3% |
ADITYA BIRLA CAPITAL | 2.4% | -1.6% | 15.6% |
SUNDARAM FINANCE | 3.5% | -15.3% | 20.5% |
FUNDAMENTAL ANALYSIS OF CREDITACCESS GRAMEEN
 Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
VALUATION OF CREDITACCESS GRAMEEN
 Ratio | Consolidated | |
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P/E P/B P/S |
11.14
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 1,334.14 Cr
[Latest Qtr - Sep2024 - Consolidated Results ] 2.27
P/B Calculated based on Book Value of Rs 6,538.81 Cr
[Latest Year - Mar2024 - Consolidated Results ] 2.6
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 5,715.01 Cr
[Latest Qtr - Sep2024 - Consolidated Results ] |
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Financial Ratios → |
Model | Discount(-)/ Premium(+) |
---|---|
EV/EBIDTA EV/Sales Price/Sales |
46% -49% -44% |
SHARE PRICE MOMENTUM OF CREDITACCESS GRAMEEN
CREDITACCESS GRAMEEN vs SENSEX
DEBT OF CREDITACCESS GRAMEEN
Year | Debt/Equity ratio | |
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Standalone | Consolidated | |
2024 2023 2022 Avg_3yrs |
3.34 3.21 3.11 3.22 |
3.34 3.21 3.11 3.22 |
[Last Annual Data : Mar2024]
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Financial Ratios → |
PLEDGED PROMOTER SHARES OF CREDITACCESS GRAMEEN
Pledged Promoter Shares |
0 % | |
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As on : Dec2023 | ||
If less than 25% | Good |
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If between 25% and 50% | Neutral | |
If greater than 50% | Bad | |
Shareholding Pattern → |
QTRLY RESULTS OF CREDITACCESS GRAMEEN
Consolidated | Q-o-Q | Y-o-Y |
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Revenue Op Profit Profit Before Tax Profit After Tax |
-3.88% -28.87% -52.88% -53.21% |
16.55% -16.53% -46.01% -46.39% |
QtrlyTrend |
-6 | |
Latest Qtr: Sep2024 | ||
Quarterly Result Analysis → |
CREDITACCESS GRAMEEN related INDICES
BSE Indices | 1W | 1M | 1Y |
---|---|---|---|
S&P BSE MIDSMALLCAP | 3.5% | 2.3% | 39.6% |
S&P BSE 400 MIDSMALLCAP | 3.4% | 3.8% | 36.3% |
S&P BSE SMALL CAP | 3.4% | 4.3% | 40.6% |
S&P BSE 250 SMALLCAP | 3.2% | 3.2% | 36% |
S&P BSE FINANCE | 3.1% | 4.5% | 21.2% |
NSE Indices | 1W | 1M | 1Y |
---|---|---|---|
NIFTY FREE SMALL 100 | 4.5% | 5.8% | 36.9% |
NIFTY MID SMALL400 | 3.6% | 4.2% | 35.6% |
NIFTY SMALLCAP250 | 3.5% | 4.1% | 37.5% |
NIFTY500 MULTICAP 50:25:25 | 3% | 3.7% | 31.1% |
NIFTY 500 | 2.8% | 3.5% | 28.7% |
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FAQ about CREDITACCESS GRAMEEN
Is CREDITACCESS GRAMEEN good for long term investment?
As on Dec 06,2024, the Fundamentals of CREDITACCESS GRAMEEN look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of CREDITACCESS GRAMEEN . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!Is CREDITACCESS GRAMEEN UnderValued or OverValued?
As on Dec 06,2024, CREDITACCESS GRAMEEN is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!What is the Intrinsic Value of CREDITACCESS GRAMEEN ?
As on Dec 06,2024, the Intrinsic Value of CREDITACCESS GRAMEEN is Rs. 1,651.17 estimated based on Median of the 3 historical models.Fair Value [Median EV / EBIDTA Model] : Rs. 638.53
Fair Value [Median EV / Sales Model] : Rs. 1,843.69
Fair Value [Median Price / Sales Model] : Rs. 1,651.17
Estimated Median Fair Value of CREDITACCESS GRAMEEN : Rs. 1,651.17
The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.