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CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY
Intrinsic Value | Fundamental Analysis

BOM : 511243     NSE : CHOLAFIN    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 14,2024
Price(EOD): ₹ 1,445.80
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 121,476.12 Cr
Value of ₹ 1 Lac invested in CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY
on Jun 17,2019 (price: ₹ 290.05)

₹ 1 L

₹ 4.98 L

1W : 6.4% 1M : 14.6% 1Y : 33.9%
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FUNDAMENTAL ANALYSIS OF CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY

 
Fundamentals Score
[ Q(TTM): Mar2024, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 CHOLAFIN is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY

 
Valuation Score
[As on : Jun 14,2024 ]

Ratio Consolidated
P/E
P/B
P/S
35.62
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 3,410.74 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

8.52
P/B Calculated based on Book Value of Rs 14,262.70 Cr
[Latest Year - Mar2023 - Consolidated Results ]

6.35
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 19,139.60 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
61%
47%

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SHARE PRICE MOMENTUM OF CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY


Insights 💡 CHOLAFIN is one of the top 40% companies with bullish price momentum currently! Discover More →

CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY vs SENSEX


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DEBT OF CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
6.85
5.94
6.69
6.49
6.83
5.91
6.66
6.47
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
8.39%
11.54%
23.47%
20.28%
45.08%
41.29%
22.83%
22.67%
QtrlyTrend
8
Latest Qtr: Mar2024
Quarterly Result Analysis →


CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY related INDICES

BSE Indices1W1M1Y
S&P BSE SENSEX NEXT 50 3.5% 8.3% 56.7%
S&P BSE DIVERSIFIED FINL. REV. 3.4% 6.7% 24.3%
S&P BSE DIVIDEND STABILITY 2.4% 6.3% 60.7%
S&P BSE ALLCAP 2.3% 7.2% 40.8%
S&P BSE 500 2% 7.2% 39.2%
NSE Indices1W1M1Y
NIFTY NEXT 50 3.9% 9.5% 68.5%
NIFTY500 MULTICAP 50:25:25 2.9% 7.9% 47.8%
NIFTY LARGE MIDCAP 250 2.7% 8% 46.8%
NIFTY 100 EQUAL WEIGHT 2.4% 7.4% 51.3%
NIFTY FINANCIAL SERVICES 25_50 2.3% 6.2% 27.6%

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FAQ about CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY


Is CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY good for long term investment?

As on Jun 14,2024, the Fundamentals of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY look Strong and hence it may be good for long term investment! See Financial Performance of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY UnderValued or OverValued?

As on Jun 14,2024, CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY ?

As on Jun 14,2024, the Intrinsic Value of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY is Rs. 940.27 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -189.74
Fair Value [Median EV / Sales Model] : Rs. 896.15
Fair Value [Median Price / Sales Model] : Rs. 984.38
Estimated Median Fair Value of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY : Rs. 940.27

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY trading at a Premium or Discount?

As on Jun 14,2024, CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY is trading at a Premium of 54% based on the estimates of Median Intrinsic Value!