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CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
Intrinsic Value | Fundamental Analysis

BOM : 511243     NSE : CHOLAFIN    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 07,2023
Price(EOD): ₹ 1,073.10
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 88,219.55 Cr
Value of ₹ 1 Lac invested in CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
on Jun 07,2018 (price: ₹ 315.08)

₹ 1 L

₹ 3.41 L

1W : 2.8% 1M : 9.1% 1Y : 55.7%
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for CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
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CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is part of below Screeners ↓
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SUNDARAM FINANCE 1.2% 7.2% 34%

FUNDAMENTAL ANALYSIS OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Fundamentals Score
[ Q(TTM): Mar2023, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 CHOLAFIN is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Valuation Score
[As on : Jun 07,2023 ]

Ratio Consolidated
P/E
P/B
P/S
32.96
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,676.67 Cr
[Latest Qtr - Mar2023 - Consolidated Results ]

7.53
P/B Calculated based on Book Value of Rs 11,714.10 Cr
[Latest Year - Mar2022 - Consolidated Results ]

6.85
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 12,884.10 Cr
[Latest Qtr - Mar2023 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 23% undervalued companies ! Discover More →

FAIR VALUE OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
306%
264%
295%

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SHARE PRICE MOMENTUM OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY


Insights 💡 CHOLAFIN is one of the top 48% companies with bullish price momentum currently! Discover More →

CHOLAMANDALAM INVESTMENT & FINANCE COMPANY vs SENSEX


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DEBT OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Year Debt/Equity ratio
Standalone Consolidated
2022
2021
2020
Avg_3yrs
5.94
6.69
6.76
6.46
5.91
6.66
6.73
6.43
[Last Annual Data : Mar2022]
Financial Ratios →

PLEDGED PROMOTER SHARES OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Pledged Promoter Shares
0 %
As on : Mar2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
11.47%
15.99%
25.55%
24.32%
43.61%
43.4%
24.7%
23.66%
QtrlyTrend
8
Latest Qtr: Mar2023
Quarterly Result Analysis →


CHOLAMANDALAM INVESTMENT & FINANCE COMPANY related INDICES

BSE Indices1W1M1Y
S&P BSE MIDSMALLCAP 2.9% 6.7% 19.4%
S&P BSE MID CAP 2.4% 6.4% 20%
S&P BSE SENSEX NEXT 50 2.1% 6.4% 15.3%
S&P BSE MIDCAP SELECT INDEX 1.9% 7.4% 10.2%
S&P BSE ALLCAP 1.6% 3.9% 13.8%
NSE Indices1W1M1Y
NIFTY NEXT 50 2.3% 6.5% 11.4%
NIFTY 100 EQUAL WEIGHT 2.1% 5.3% 12.5%
NIFTY500 MULTICAP 50:25:25 2% 4.8% 15.5%
NIFTY LARGE MIDCAP 250 1.7% 4.5% 16.4%
NIFTY 100 ALPHA 30 1.6% 5.6% 2.2%

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FAQ about CHOLAMANDALAM INVESTMENT & FINANCE COMPANY


Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY good for long term investment?

As on Jun 07,2023, the Fundamentals of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY look Strong and hence it may be good for long term investment! See Financial Performance of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY UnderValued or OverValued?

As on Jun 07,2023, CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY ?

As on Jun 07,2023, the Intrinsic Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is Rs. 271.59 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 263.99
Fair Value [Median EV / Sales Model] : Rs. 294.47
Fair Value [Median Price / Sales Model] : Rs. 271.59
Estimated Median Fair Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY : Rs. 271.59

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY trading at a Premium or Discount?

As on Jun 07,2023, CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is trading at a Premium of 295% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].