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CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
Intrinsic Value | Fundamental Analysis

BOM : 511243     NSE : CHOLAFIN    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Downward
Pledged Shares : None or < 25%
Nov 30,2022
Price(EOD): ₹ 716.80
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 58,899.46 Cr
Value of ₹ 1 Lac invested in CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
on Nov 30,2017 (price: ₹ 255.61)

₹ 1 L

₹ 2.80 L

1W : -0.6% 1M : 1% 1Y : 31.3%
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FUNDAMENTAL ANALYSIS OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Fundamentals Score
[ Q(TTM): Sep2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 CHOLAFIN is one of the top 18% companies with good fundamentals ! Discover More →

VALUATION OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Valuation Score
[As on : Nov 30,2022 ]

Ratio Consolidated
P/E
P/B
P/S
25.03
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,353.17 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

5.03
P/B Calculated based on Book Value of Rs 11,714.10 Cr
[Latest Year - Mar2022 - Consolidated Results ]

5.38
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 10,949.20 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 16% undervalued companies ! Discover More →

FAIR VALUE OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
213%
209%
258%

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SHARE PRICE MOMENTUM OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY



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DEBT OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Year Debt/Equity ratio
Standalone Consolidated
2022
2021
2020
Avg_3yrs
5.94
6.69
6.76
6.46
5.91
6.66
6.73
6.43
[Last Annual Data : Mar2022]
Financial Ratios →

PLEDGED PROMOTER SHARES OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Pledged Promoter Shares
0.03 %
As on : Sep2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
8.91%
9.7%
-0.26%
-0.18%
20.84%
8.81%
-7.23%
-7.19%
QtrlyTrend
0
Latest Qtr: Sep2022
Quarterly Result Analysis →


CHOLAMANDALAM INVESTMENT & FINANCE COMPANY related INDICES

BSE Indices1W1M1Y
S&P BSE DIVERSIFIED FINL. REV. 2.7% 3.2% NA
S&P BSE MID CAP 2.7% 3.6% 1.1%
S&P BSE LARGE MIDCAP 2.7% 4.8% 6.1%
S&P BSE 200 2.7% 4.7% 6.2%
S&P BSE 250 LARGEMIDCAP 2.6% 4.6% 5.9%
NSE Indices1W1M1Y
NIFTY 100 EQUAL WEIGHT 2.8% 3.9% 2.5%
NIFTY 200 2.7% 4.8% 5.7%
NIFTY NEXT 50 2.7% 3.6% 0.2%
NIFTY 100 2.6% 5% 5.9%
NIFTY 500 2.6% 4.6% 5.3%

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FAQ about CHOLAMANDALAM INVESTMENT & FINANCE COMPANY


Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY good for long term investment?

As on Nov 30,2022, the Fundamentals of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY look Strong and hence it may be good for long term investment! See Financial Performance of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY UnderValued or OverValued?

As on Nov 30,2022, CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY ?

As on Nov 30,2022, the Intrinsic Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is Rs. 229.01 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 229.01
Fair Value [Median EV / Sales Model] : Rs. 231.78
Fair Value [Median Price / Sales Model] : Rs. 200.34
Estimated Median Fair Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY : Rs. 229.01

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY trading at a Premium or Discount?

As on Nov 30,2022, CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is trading at a Premium of 213% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].