Home > Analytics > CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
Intrinsic Value | Fundamental Analysis

BOM : 511243     NSE : CHOLAFIN    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Upward
Pledged Shares : None or < 25%
Aug 17,2022
Price(EOD): ₹ 789.75
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 64,885.86 Cr
Value of ₹ 1 Lac invested in CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
on Aug 17,2017 (price: ₹ 230.66)

₹ 1 L

₹ 3.42 L

1W : 2.4% 1M : 24.9% 1Y : 54%
COMMUNITY POLL
for CHOLAMANDALAM INVESTMENT & FINANCE COMPANY
Please provide your vote to see the results
CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is part of below Screeners ↓
Top Large Cap Stocks with Best Fundamentals
Best 1M Momentum Large Cap Stocks
Industry Peers & Returns1W1M1Y
CHOLAMANDALAM INVESTMENT & FINANCE COMPANY 2.4% 24.9% 54%
BAJAJ FINANCE 5.3% 27.2% 17.6%
SBI CARDS AND PAYMENT SERVICES 10.3% 19.8% -6.7%
MUTHOOT FINANCE -5.3% 4.9% -28.2%
BAJAJ HOLDINGS & INVESTMENT 1.3% 14.2% 32.4%
SHRIRAM TRANSPORT FINANCE COMPANY -2.9% 3.2% 4.2%
SUNDARAM FINANCE 2.8% 16% -14.5%
ADITYA BIRLA CAPITAL 6.8% 22.2% -2.5%
L&T FINANCE HOLDINGS 4.5% 10.5% -8.7%

FUNDAMENTAL ANALYSIS OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Fundamentals Score
[ Q(TTM): Jun2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 CHOLAFIN is one of the top 18% companies with good fundamentals ! Discover More →

VALUATION OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Valuation Score
[As on : Aug 17,2022 ]

Ratio Consolidated
P/E
P/B
P/S
30.11
P/E Calculated based on EPS of 26.23
[ Mar2022 - Consolidated Results ]

5.54
P/B Calculated based on Book Value of 142.67
[ Mar2022 - Consolidated Results ]

6.22
P/S Calculated based on Revenues of 10428.6 Cr
[ TTM - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 17% undervalued companies ! Discover More →

FAIR VALUE OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
260%
256%
312%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY


Insights 💡 CHOLAFIN is one of the top 51% companies with bullish price momentum currently! Discover More →

CHOLAMANDALAM INVESTMENT & FINANCE COMPANY vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

DEBT OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Year Debt/Equity ratio
Standalone Consolidated
2022
2021
2020
Avg_3yrs
5.94
6.69
6.76
6.46
5.91
6.66
6.73
6.43
[Last Annual Data : Mar2022]
Financial Ratios →

PLEDGED PROMOTER SHARES OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Pledged Promoter Shares
0.03 %
As on : Jun2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
6.33%
-4.22%
-18.05%
-17.97%
11.62%
21.47%
72.15%
72.36%
QtrlyTrend
2
Latest Qtr: Jun2022
Quarterly Result Analysis →


CHOLAMANDALAM INVESTMENT & FINANCE COMPANY related INDICES

BSE Indices1W1M1Y
S&P BSE FINANCE 3.7% 14.7% 6.1%
S&P BSE DIVERSIFIED FINL. REV. 3.6% 14.7% NA
S&P BSE 150 MIDCAP 3.2% 11.9% 11.7%
S&P BSE SENSEX NEXT 50 3% 11.8% 13.5%
S&P BSE 400 MIDSMALLCAP 2.8% 11.3% 9.8%
NSE Indices1W1M1Y
NIFTY FINANCIAL SERVICES 25_50 4.1% 15.3% 5.4%
NIFTY FINANCE 3.7% 14.7% 7%
NIFTY NEXT 50 3.4% 11.7% 10.1%
NIFTY 100 ALPHA 30 3.1% 13.4% 10.9%
NIFTY200 MOMENTUM 30 INDEX 3.1% 14% 1.6%

You may also like the below Video Courses


FAQ about CHOLAMANDALAM INVESTMENT & FINANCE COMPANY


Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY good for long term investment?

As on Aug 17,2022, the Fundamentals of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY look Strong and hence it may be good for long term investment! See Financial Performance of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY UnderValued or OverValued?

As on Aug 17,2022, CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY ?

As on Aug 17,2022, the Intrinsic Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is Rs. 219.09 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 219.09
Fair Value [Median EV / Sales Model] : Rs. 221.73
Fair Value [Median Price / Sales Model] : Rs. 191.66
Median Fair Value of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY : Rs. 219.09

Is CHOLAMANDALAM INVESTMENT & FINANCE COMPANY trading at a Premium or Discount?

As on Aug 17,2022, CHOLAMANDALAM INVESTMENT & FINANCE COMPANY is trading at a Premium of 260% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].