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BAJAJ FINANCE
Intrinsic Value | Fundamental Analysis

BOM : 500034     NSE : BAJFINANCE    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Dec 08,2022
Price(EOD): ₹ 6,581.40
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 398,437.96 Cr
Value of ₹ 1 Lac invested in BAJAJ FINANCE
on Dec 08,2017 (price: ₹ 1,698.95)

₹ 1 L

₹ 3.87 L

1W : -1.4% 1M : -7.9% 1Y : -4.7%
COMMUNITY POLL
for BAJAJ FINANCE
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BAJAJ HOLDINGS & INVESTMENT -3.2% -10.2% 18.5%
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L&T FINANCE HOLDINGS 2.9% 13.7% 20.4%

FUNDAMENTAL ANALYSIS OF BAJAJ FINANCE

 
Fundamentals Score
[ Q(TTM): Sep2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 BAJFINANCE is one of the top 18% companies with good fundamentals ! Discover More →

VALUATION OF BAJAJ FINANCE

 
Valuation Score
[As on : Dec 08,2022 ]

Ratio Consolidated
P/E
P/B
P/S
40.16
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 9,921.70 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

9.2
P/B Calculated based on Book Value of Rs 43,315.10 Cr
[Latest Year - Mar2022 - Consolidated Results ]

10.94
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 36,408.50 Cr
[Latest Qtr - Sep2022 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF BAJAJ FINANCE

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
303%
452%
204%

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SHARE PRICE MOMENTUM OF BAJAJ FINANCE



BAJAJ FINANCE vs SENSEX


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DEBT OF BAJAJ FINANCE

Year Debt/Equity ratio
Standalone Consolidated
2022
2021
2020
Avg_3yrs
2.95
2.8
3.3
3.02
3.81
3.6
4.04
3.82
[Last Annual Data : Mar2022]
Financial Ratios →

PLEDGED PROMOTER SHARES OF BAJAJ FINANCE

Pledged Promoter Shares
0 %
As on : Sep2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF BAJAJ FINANCE

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
7.41%
9.31%
7.12%
7.1%
28.89%
52.16%
87.2%
87.76%
QtrlyTrend
8
Latest Qtr: Sep2022
Quarterly Result Analysis →


BAJAJ FINANCE related INDICES

BSE Indices1W1M1Y
S&P BSE DIVERSIFIED FINL. REV. 0.5% 2.3% NA
S&P BSE FINANCE 0.2% 3.6% 8.6%
S&P BSE ALLCAP -0.5% 1.8% 7.5%
S&P BSE DIVIDEND STABILITY -0.6% 2% 6.6%
S&P BSE 500 -0.6% 1.8% 7.4%
NSE Indices1W1M1Y
NIFTY 500 VALUE 50 1.5% 6.5% 17.5%
NIFTY500 MULTICAP 50:25:25 -0.1% 2% 6.3%
NIFTY FINANCIAL SERVICES 25_50 -0.2% 3.2% 4.8%
NIFTY LARGE MIDCAP 250 -0.3% 1.7% 7.3%
NIFTY 100 EQUAL WEIGHT -0.4% 1.4% 5%

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FAQ about BAJAJ FINANCE


Is BAJAJ FINANCE good for long term investment?

As on Dec 08,2022, the Fundamentals of BAJAJ FINANCE look Strong and hence it may be good for long term investment! See Financial Performance of BAJAJ FINANCE . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is BAJAJ FINANCE UnderValued or OverValued?

As on Dec 08,2022, BAJAJ FINANCE is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of BAJAJ FINANCE ?

As on Dec 08,2022, the Intrinsic Value of BAJAJ FINANCE is Rs. 1,631.12 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1,631.12
Fair Value [Median EV / Sales Model] : Rs. 1,192.33
Fair Value [Median Price / Sales Model] : Rs. 2,162.85
Estimated Median Fair Value of BAJAJ FINANCE : Rs. 1,631.12

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is BAJAJ FINANCE trading at a Premium or Discount?

As on Dec 08,2022, BAJAJ FINANCE is trading at a Premium of 303% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].