SHRIRAM FINANCE
|
|
| BOM : 511218 NSE : SHRIRAMFIN | |
| LT :
Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive] Debt : High |
Updated: |
| ST :
Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward Pledged Shares : None or < 25% |
Jul 14,2025 |
|
Price(EOD): ₹ 669.70
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
|
Finance - NBFC |
| MCap: ₹ 125,957.18 Cr | |
| Industry Peers & Returns | 1W | 1M | 1Y |
| SHRIRAM FINANCE | 0.1% | 0.3% | 21.1% |
| BAJAJ FINANCE | -0.9% | -1.6% | 32.3% |
| JIO FINANCIAL SERVICES | -3% | 8.5% | -6.4% |
| BAJAJ HOLDINGS & INVESTMENT | 2% | 0.6% | 40.6% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 0.3% | -1.8% | 7.9% |
| MUTHOOT FINANCE | 0.5% | 2.5% | 44.5% |
| SBI CARDS AND PAYMENT SERVICES | -1.7% | -10.3% | 22.5% |
| SUNDARAM FINANCE | -2.6% | 0.4% | 10.3% |
| INDIAN RENEWABLE ENERGY DEVELOPMENT AGENCY | -4.5% | -4.9% | -35.2% |
FUNDAMENTAL ANALYSIS OF SHRIRAM FINANCE
[ Q(TTM): Mar2025, Y: Mar2025
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
VALUATION OF SHRIRAM FINANCE
[As on : Jul 14,2025
]
| Ratio | Consolidated | |
|---|---|---|
|
P/E P/B P/S |
13.37
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 9,423.31 Cr
[Latest Qtr - Mar2025 - Consolidated Results ] 2.23
P/B Calculated based on Book Value of Rs 56,426.90 Cr
[Latest Year - Mar2025 - Consolidated Results ] 3.01
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 41,847.10 Cr
[Latest Qtr - Mar2025 - Consolidated Results ] |
|
| Financial Ratios → | ||
| Model | Discount(-)/ Premium(+) |
|---|---|
|
EV/EBIDTA EV/Sales Price/Sales |
224% -1% 40% |
SHARE PRICE MOMENTUM OF SHRIRAM FINANCE
SHRIRAM FINANCE vs SENSEX
DEBT OF SHRIRAM FINANCE
| Year | Debt/Equity ratio | |
|---|---|---|
| Standalone | Consolidated | |
|
2025 2024 2023 Avg_3yrs |
4.16 3.83 3.66 3.88 |
4.15 4 3.79 3.98 |
|
[Last Annual Data : Mar2025]
|
||
| Financial Ratios → | ||
PLEDGED PROMOTER SHARES OF SHRIRAM FINANCE
| Pledged Promoter Shares |
0 % | |
|---|---|---|
| As on : Mar2025 | ||
If less than 25% | Good |
|
| If between 25% and 50% | Neutral | |
| If greater than 50% | Bad | |
| Shareholding Pattern → | ||
QTRLY RESULTS OF SHRIRAM FINANCE
| Consolidated | Q-o-Q | Y-o-Y |
|---|---|---|
|
Revenue Op Profit Profit Before Tax Profit After Tax |
7.07% 6.47% -35.73% -33.81% |
20.78% 20.52% 4.84% 9.95% |
| QtrlyTrend |
4 | |
| Latest Qtr: Mar2025 | ||
| Quarterly Result Analysis → | ||
SHRIRAM FINANCE related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE LARGEMIDCAP | 4.5% | 7.2% | 8.3% |
| BSE FINANCIAL SERVICES | -0.1% | 1.3% | 10.5% |
| BSE 200 EQUAL WEIGHT | -0.7% | 0.7% | NA |
| BSE DIVIDEND STABILITY INDEX | -0.8% | 0.9% | -7.3% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY 500 EQUAL WEIGHT | 0.1% | 1.9% | -0.1% |
| NIFTY FINANCIAL SERVICES 25/50 | -0.1% | 0.9% | 12.1% |
| NIFTY FINANCIAL SERVICES | -0.1% | 0.8% | 13.3% |
| NIFTY HIGH BETA 50 | -0.1% | 1.6% | -11.5% |
| NIFTY500 LARGEMIDSMALL EQUAL-CAP WEIGHTED INDEX | -0.5% | 1.7% | 1.4% |
You may also like the below Video Courses
FAQ about SHRIRAM FINANCE
Is SHRIRAM FINANCE good for long term investment?
As on Jul 14,2025, the Fundamentals of SHRIRAM FINANCE look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of SHRIRAM FINANCE . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!Is SHRIRAM FINANCE UnderValued or OverValued?
As on Jul 14,2025, SHRIRAM FINANCE is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!What is the Intrinsic Value of SHRIRAM FINANCE ?
As on Jul 14,2025, the Intrinsic Value of SHRIRAM FINANCE is Rs. 476.96 estimated based on Median of the 3 historical models.Fair Value [Median EV / EBIDTA Model] : Rs. 206.82
Fair Value [Median EV / Sales Model] : Rs. 678.49
Fair Value [Median Price / Sales Model] : Rs. 476.96
Estimated Median Fair Value of SHRIRAM FINANCE : Rs. 476.96
The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.
