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SBI CARDS AND PAYMENT SERVICES
Intrinsic Value | Fundamental Analysis

Returns | 1W : 6.3% , 1M : 4.4%,1Y : 35.3%
BOM : 543066     NSE : SBICARD    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Upward
Pledged Shares : None or < 25%
Jul 29,2021
Price(EOD): Rs. 1,017.15
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
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Check out Industry Peers

Peers & Returns1W1M1Y
SBI CARDS AND PAYMENT SERVICES 6.3% 4.4% 35.3%
BAJAJ FINANCE 3.5% 5.6% 97.4%
MUTHOOT FINANCE -0.3% 6.4% 13.6%
BAJAJ HOLDINGS & INVESTMENT 4.2% 11.7% 45.3%
CHOLAMANDALAM INVESTMENT & FINANCE COMPANY -2.4% -6.2% 130.2%
ADITYA BIRLA CAPITAL -1.8% -0.6% 103.9%
SHRIRAM TRANSPORT FINANCE COMPANY -0.9% 1.1% 101.5%
MAHINDRA & MAHINDRA FINANCIAL SERVICES -3.6% -5.7% 10.6%
SUNDARAM FINANCE 2% -1.7% 109.5%


FUNDAMENTAL ANALYSIS OF SBI CARDS AND PAYMENT SERVICES

 
Fundamentals Score
[Last Annual Data : Mar2020 | TTM
Trailing Twelve Months (TTM) is calculated using last 4 quarterly data and is a good substitute to track Annual results.
Learn More
]
Show Me the Stocks with Fundamentals better than SBI CARDS AND PAYMENT SERVICES Plus/Pro


VALUATION OF SBI CARDS AND PAYMENT SERVICES

 
Valuation Score
[As on : Jul 29,2021 ]

Ratio Standalone
P/E
P/B
P/S
76.71
P/E Calculated based on EPS of 13.26
[ Mar2020 - Standalone Results ]

17.94
P/B Calculated based on Book Value of 56.69
[ Mar2020 - Standalone Results ]

10.09
P/S Calculated based on Revenues of 9487.18 Cr
[ TTM - Standalone Results ]

Show Me the Stocks with Valuation better than SBI CARDS AND PAYMENT SERVICES Plus/Pro


FAIR VALUE OF SBI CARDS AND PAYMENT SERVICES

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
102%
NA (-ve EV)
62%

SHARE PRICE MOMENTUM OF SBI CARDS AND PAYMENT SERVICES

DEBT

Year Debt/Equity ratio
Standalone Consolidated
2020
2019
2018
Avg_3yrs
3.26
3.88
5.05
4.06
-
-
-
-
[Last Annual Data : Mar2020]

PLEDGED SHARES

Pledged Shares
0 %
As on : Jun2021

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad

QTRLY RESULTS

Standalone Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
2.31%
65.27%
75.04%
73.65%
9.66%
-26.13%
-22.33%
-22.55%
QtrlyTrend
2
Latest Qtr: Jun2021

SBI CARDS AND PAYMENT SERVICES related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP -0.2% 1.3% 52.6%
S&P BSE 500 -0.3% 1.2% 50.9%
S&P BSE 200 -0.4% 0.6% 47.2%
S&P BSE 250 LARGEMIDCAP -0.4% 0.7% 47.8%
S&P BSE LARGE MIDCAP -0.4% 0.5% 45.7%
S&P BSE 100 LARGECAP TMC -0.4% 0.2% 42.9%
S&P BSE LARGECAP -0.4% 0.3% 42.5%
S&P BSE FINANCE -0.5% 0.1% 52%
S&P BSE MOMENTUM -1.2% -0.5% 34.2%
NSE Indices1W1M1Y
NIFTY 100 ALPHA 30 -0.2% -0.6% NA
NIFTY 100 EQUAL WEIGHT -0.3% 1% 56.3%
NIFTY NEXT 50 -0.3% 1.3% 49.9%
NIFTY 500 -0.3% 1.2% 50.5%
NIFTY 200 -0.4% 0.6% 46.2%
NIFTY 100 -0.5% 0.3% 42.3%
NIFTY500 MULTICAP 50:25:25 -0.6% 1.9% NA
NIFTY LARGE MIDCAP 250 -0.7% 0.5% 58.4%

FAQ [Frequently Asked Questions]


Is SBI CARDS AND PAYMENT SERVICES good for long term investment?

As on 29-Jul-2021, the Fundamentals of SBI CARDS AND PAYMENT SERVICES look Strong and hence it may be good for long term investment! See Financial Performance of SBI CARDS AND PAYMENT SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is SBI CARDS AND PAYMENT SERVICES UnderValued or OverValued?

As on 29-Jul-2021, SBI CARDS AND PAYMENT SERVICES is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of SBI CARDS AND PAYMENT SERVICES ?

As on 29-Jul-2021, the Intrinsic Value of SBI CARDS AND PAYMENT SERVICES is Rs. 566.04 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 504.73
Fair Value [Median EV / Sales Model] : Rs. -180.30
Fair Value [Median Price / Sales Model] : Rs. 627.36
Median Fair Value of SBI CARDS AND PAYMENT SERVICES : Rs. 566.04

Is SBI CARDS AND PAYMENT SERVICES trading at a Premium or Discount?

As on 29-Jul-2021, SBI CARDS AND PAYMENT SERVICES is trading at a Premium of 80% based on the estimates of Median Intrinsic Value!

What is the Financial Performance of Industry Peers of SBI CARDS AND PAYMENT SERVICES ?

Check out Annual Financials of Industry Peers
Share Price & Financials of BAJAJ FINANCE LTD | BOM: 500034 | NSE: BAJFINANCE
Share Price & Financials of MUTHOOT FINANCE LTD | BOM: 533398 | NSE: MUTHOOTFIN
Share Price & Financials of BAJAJ HOLDINGS & INVESTMENT LTD | BOM: 500490 | NSE: BAJAJHLDNG
Share Price & Financials of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD | BOM: 511243 | NSE: CHOLAFIN
Share Price & Financials of ADITYA BIRLA CAPITAL LTD | BOM: 540691 | NSE: ABCAPITAL
Share Price & Financials of SHRIRAM TRANSPORT FINANCE COMPANY LTD | BOM: 511218 | NSE: SRTRANSFIN
Share Price & Financials of MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD | BOM: 532720 | NSE: M&MFIN
Share Price & Financials of SUNDARAM FINANCE LTD | BOM: 590071 | NSE: SUNDARMFIN
Share Price & Financials of MANAPPURAM FINANCE LTD | BOM: 531213 | NSE: MANAPPURAM
Share Price & Financials of L&T FINANCE HOLDINGS LTD | BOM: 533519 | NSE: L&TFH
Check out Quarterly Results of Industry Peers
Quarterly Results of BAJAJ FINANCE LTD
Quarterly Results of MUTHOOT FINANCE LTD
Quarterly Results of BAJAJ HOLDINGS & INVESTMENT LTD
Quarterly Results of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
Quarterly Results of ADITYA BIRLA CAPITAL LTD
Quarterly Results of SHRIRAM TRANSPORT FINANCE COMPANY LTD
Quarterly Results of MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD
Quarterly Results of SUNDARAM FINANCE LTD
Quarterly Results of MANAPPURAM FINANCE LTD
Quarterly Results of L&T FINANCE HOLDINGS LTD

What are the Frequent Comparisons with SBI CARDS AND PAYMENT SERVICES ?

Compare Analytics
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs MUTHOOT FINANCE LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs BAJAJ HOLDINGS & INVESTMENT LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs ADITYA BIRLA CAPITAL LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs SHRIRAM TRANSPORT FINANCE COMPANY LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs SUNDARAM FINANCE LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs MANAPPURAM FINANCE LTD
SBI CARDS AND PAYMENT SERVICES LTD vs BAJAJ FINANCE LTD vs L&T FINANCE HOLDINGS LTD
Browse Market Cap of Industry Peers
Market Cap of BAJAJ FINANCE LTD
Market Cap of MUTHOOT FINANCE LTD
Market Cap of BAJAJ HOLDINGS & INVESTMENT LTD
Market Cap of CHOLAMANDALAM INVESTMENT & FINANCE COMPANY LTD
Market Cap of ADITYA BIRLA CAPITAL LTD
Market Cap of SHRIRAM TRANSPORT FINANCE COMPANY LTD
Market Cap of MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD
Market Cap of SUNDARAM FINANCE LTD
Market Cap of MANAPPURAM FINANCE LTD
Market Cap of L&T FINANCE HOLDINGS LTD

Disclosure

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].


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