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SBI CARDS AND PAYMENT SERVICES
Intrinsic Value | Fundamental Analysis

Returns | 1W : 1.3% , 1M : 5.9%,1Y : 32.6%
www.sbicard.com
BOM : 543066     NSE : SBICARD    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Upward
Pledged Shares : None or < 25%
Oct 18,2021
Price(EOD): Rs. 1,141.55
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
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Check out Industry Peers

Peers & Returns1W1M1Y
SBI CARDS AND PAYMENT SERVICES 1.3% 5.9% 32.6%
BAJAJ FINANCE 0.6% 6.1% 140.2%
MUTHOOT FINANCE 1.7% 0.4% 36.3%
BAJAJ HOLDINGS & INVESTMENT 1.5% 10.5% 97.8%
CHOLAMANDALAM INVESTMENT & FINANCE COMPANY 5.1% -1.7% 145.4%
SHRIRAM TRANSPORT FINANCE COMPANY 4.5% -0.8% 112.3%
SUNDARAM FINANCE 1.2% -3.1% 89.4%
ADITYA BIRLA CAPITAL -1.7% -6.7% 73.7%
L&T FINANCE HOLDINGS 2.4% 6% 65.9%


FUNDAMENTAL ANALYSIS OF SBI CARDS AND PAYMENT SERVICES

 
Fundamentals Score
[ Q(TTM): Jun2021, Y: Mar2021
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]
Show Me the Stocks with Fundamentals better than SBI CARDS AND PAYMENT SERVICES Plus/Pro


VALUATION OF SBI CARDS AND PAYMENT SERVICES

 
Valuation Score
[As on : Oct 18,2021 ]

Ratio Standalone
P/E
P/B
P/S
109.03
P/E Calculated based on EPS of 10.47
[ Mar2021 - Standalone Results ]

17.16
P/B Calculated based on Book Value of 66.54
[ Mar2021 - Standalone Results ]

11.33
P/S Calculated based on Revenues of 9487.18 Cr
[ TTM - Standalone Results ]

Show Me the Stocks with Valuation better than SBI CARDS AND PAYMENT SERVICES Plus/Pro


FAIR VALUE OF SBI CARDS AND PAYMENT SERVICES

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
1258%
44%

SHARE PRICE MOMENTUM OF SBI CARDS AND PAYMENT SERVICES

DEBT

Year Debt/Equity ratio
Standalone Consolidated
2021
2020
2019
Avg_3yrs
2.89
3.3
3.88
3.36
-
-
-
-
[Last Annual Data : Mar2021]

PLEDGED SHARES

Pledged Shares
0 %
As on : Sep2021

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad

QTRLY RESULTS

Standalone Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
2.31%
65.27%
75.04%
73.65%
9.66%
-26.13%
-22.33%
-22.55%
QtrlyTrend
2
Latest Qtr: Jun2021

SBI CARDS AND PAYMENT SERVICES related INDICES

BSE Indices1W1M1Y
S&P BSE LARGE MIDCAP 3.1% 5.1% 58.2%
S&P BSE 200 3.1% 5% 59.2%
S&P BSE 250 LARGEMIDCAP 3% 5% 59.9%
S&P BSE LARGECAP 3% 4.8% 54.6%
S&P BSE 500 3% 5.2% 62%
S&P BSE 100 LARGECAP TMC 3% 4.6% 55.4%
S&P BSE ALLCAP 3% 5.3% 63.3%
S&P BSE FINANCE 2.9% 4.1% 63.5%
NSE Indices1W1M1Y
NIFTY 200 3.1% 5.1% 59.1%
NIFTY 500 3% 5.2% 61.8%
NIFTY 100 3% 4.5% 55.1%
NIFTY 100 EQUAL WEIGHT 2.9% 4.3% 69.5%
NIFTY NEXT 50 2.9% 2.7% 63.4%
NIFTY LARGE MIDCAP 250 2.7% 5.6% 68.8%
NIFTY500 MULTICAP 50:25:25 2.6% 5.5% NA

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FAQ [Frequently Asked Questions]


Is SBI CARDS AND PAYMENT SERVICES good for long term investment?

As on 18-Oct-2021, the Fundamentals of SBI CARDS AND PAYMENT SERVICES look Strong and hence it may be good for long term investment! See Financial Performance of SBI CARDS AND PAYMENT SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is SBI CARDS AND PAYMENT SERVICES UnderValued or OverValued?

As on 18-Oct-2021, SBI CARDS AND PAYMENT SERVICES is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of SBI CARDS AND PAYMENT SERVICES ?

As on 18-Oct-2021, the Intrinsic Value of SBI CARDS AND PAYMENT SERVICES is Rs. 438.48 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -50.40
Fair Value [Median EV / Sales Model] : Rs. 84.07
Fair Value [Median Price / Sales Model] : Rs. 792.90
Median Fair Value of SBI CARDS AND PAYMENT SERVICES : Rs. 438.48

Is SBI CARDS AND PAYMENT SERVICES trading at a Premium or Discount?

As on 18-Oct-2021, SBI CARDS AND PAYMENT SERVICES is trading at a Premium of 160% based on the estimates of Median Intrinsic Value!

What is the Financial Performance of Industry Peers of SBI CARDS AND PAYMENT SERVICES ?

Check out Annual Financials of Industry Peers
Share Price & Financials of BAJAJ FINANCE LTD | BOM: 500034 | NSE: BAJFINANCE
Share Price & Financials of MUTHOOT FINANCE LTD | BOM: 533398 | NSE: MUTHOOTFIN
Share Price & Financials of BAJAJ HOLDINGS & INVESTMENT LTD | BOM: 500490 | NSE: BAJAJHLDNG
Share Price & Financials of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD | BOM: 511243 | NSE: CHOLAFIN
Check out Quarterly Results of Industry Peers
Quarterly Results of BAJAJ FINANCE LTD
Quarterly Results of MUTHOOT FINANCE LTD
Quarterly Results of BAJAJ HOLDINGS & INVESTMENT LTD
Quarterly Results of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD

What are the Frequent Comparisons in this Industry?

Compare Analytics
BAJAJ FINANCE LTD vs SBI CARDS AND PAYMENT SERVICES LTD vs MUTHOOT FINANCE LTD
BAJAJ HOLDINGS & INVESTMENT LTD vs CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD vs SHRIRAM TRANSPORT FINANCE COMPANY LTD
SUNDARAM FINANCE LTD vs ADITYA BIRLA CAPITAL LTD vs L&T FINANCE HOLDINGS LTD
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD vs MANAPPURAM FINANCE LTD vs SHRIRAM CITY UNION FINANCE LTD
POONAWALLA FINCORP LTD vs CENTRAL DEPOSITORY SERVICES (INDIA) LTD vs CREDITACCESS GRAMEEN LTD
Browse Market Cap of Industry Peers
Market Cap of BAJAJ FINANCE LTD
Market Cap of MUTHOOT FINANCE LTD
Market Cap of BAJAJ HOLDINGS & INVESTMENT LTD
Market Cap of CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD

Disclosure

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].


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