SBI CARDS AND PAYMENT SERVICES
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| BOM : 543066 NSE : SBICARD | |
| LT :
Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive] Debt : High |
Updated: |
| ST :
Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Mild Upward Pledged Shares : None or < 25% |
Jun 24,2022 |
|
Price(EOD): ₹ 760.00
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
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Finance - NBFC |
| MCap: ₹ 71,690.80 Cr | |
| Industry Peers & Returns | 1W | 1M | 1Y |
| SBI CARDS AND PAYMENT SERVICES | 12.6% | 0.5% | -25% |
| BAJAJ FINANCE | 2.2% | -4% | -9.5% |
| MUTHOOT FINANCE | -0.9% | -13.4% | -34.6% |
| BAJAJ HOLDINGS & INVESTMENT | 3.4% | -5.2% | 26.7% |
| CHOLAMANDALAM INVESTMENT & FINANCE COMPANY | 4.7% | 1.4% | 17.5% |
| SHRIRAM TRANSPORT FINANCE COMPANY | 9.5% | 8.7% | -12.7% |
| SUNDARAM FINANCE | 1.4% | 5.8% | -35.8% |
| ADITYA BIRLA CAPITAL | 4.2% | -7.2% | -25.6% |
| L&T FINANCE HOLDINGS | 3.6% | -5.6% | -26.5% |
FUNDAMENTAL ANALYSIS OF SBI CARDS AND PAYMENT SERVICES
[ Q(TTM): Mar2022, Y: Mar2021
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
VALUATION OF SBI CARDS AND PAYMENT SERVICES
[As on : Jun 24,2022
]
| Ratio | Standalone | |
|---|---|---|
|
P/E P/B P/S |
72.59
P/E Calculated based on EPS of 10.47
[ Mar2021 - Standalone Results ] 11.42
P/B Calculated based on Book Value of 66.54
[ Mar2021 - Standalone Results ] 6.71
P/S Calculated based on Revenues of 10677.9 Cr
[ TTM - Standalone Results ] |
|
| Financial Ratios → | ||
| Model | Discount(-)/ Premium(+) |
|---|---|
|
EV/EBIDTA EV/Sales Price/Sales |
NA 692% -16% |
SHARE PRICE MOMENTUM OF SBI CARDS AND PAYMENT SERVICES
SBI CARDS AND PAYMENT SERVICES vs SENSEX
DEBT OF SBI CARDS AND PAYMENT SERVICES
| Year | Debt/Equity ratio | |
|---|---|---|
| Standalone | Consolidated | |
|
2021 2020 2019 Avg_3yrs |
2.89 3.3 3.88 3.36 |
- - - - |
|
[Last Annual Data : Mar2021]
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||
| Financial Ratios → | ||
PLEDGED PROMOTER SHARES OF SBI CARDS AND PAYMENT SERVICES
| Pledged Promoter Shares |
0 % | |
|---|---|---|
| As on : Mar2022 | ||
If less than 25% | Good |
|
| If between 25% and 50% | Neutral | |
| If greater than 50% | Bad | |
| Shareholding Pattern → | ||
QTRLY RESULTS OF SBI CARDS AND PAYMENT SERVICES
| Standalone | Q-o-Q | Y-o-Y |
|---|---|---|
|
Revenue Op Profit Profit Before Tax Profit After Tax |
-1.35% 58.05% 50.28% 50.57% |
22.91% 153.41% 232.43% 231.13% |
| QtrlyTrend |
6 | |
| Latest Qtr: Mar2022 | ||
| Quarterly Result Analysis → | ||
SBI CARDS AND PAYMENT SERVICES related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE FINANCE | 3.2% | -2.1% | -7.1% |
| S&P BSE 100 ESG INDEX | 2.6% | -1.9% | 0.2% |
| S&P BSE LARGECAP | 2.6% | -2.2% | -0.4% |
| S&P BSE CARBONEX | 2.6% | -2.1% | -0.2% |
| S&P BSE 100 LARGECAP TMC | 2.6% | -2.1% | -0.7% |
| S&P BSE 200 | 2.6% | -1.9% | -0.7% |
| S&P BSE LARGE MIDCAP | 2.6% | -1.9% | -0.7% |
| S&P BSE 100 | 2.6% | -2.1% | -0.4% |
| S&P BSE 250 LARGEMIDCAP | 2.5% | -2% | -0.8% |
| S&P BSE 500 | 2.5% | -2% | -1% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY FINANCE | 3.6% | -2% | -5.7% |
| NIFTY FINANCIAL SERVICES 25_50 | 3.3% | -1.7% | -7.5% |
| NIFTY 100 EQUAL WEIGHT | 2.9% | -1.6% | -2.9% |
| NIFTY 100 | 2.7% | -2% | -0.8% |
| NIFTY NEXT 50 | 2.7% | -1.8% | -5.3% |
| NIFTY 200 | 2.6% | -2% | -0.9% |
| NIFTY 500 | 2.5% | -2% | -1% |
| NIFTY LARGE MIDCAP 250 | 2.4% | -1.7% | -0.8% |
| NIFTY500 MULTICAP 50:25:25 | 2.3% | -2% | -1.3% |
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FAQ about SBI CARDS AND PAYMENT SERVICES
Is SBI CARDS AND PAYMENT SERVICES good for long term investment?
As on Jun 24,2022, the Fundamentals of SBI CARDS AND PAYMENT SERVICES look Strong and hence it may be good for long term investment! See Financial Performance of SBI CARDS AND PAYMENT SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!Is SBI CARDS AND PAYMENT SERVICES UnderValued or OverValued?
As on Jun 24,2022, SBI CARDS AND PAYMENT SERVICES is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!What is the Intrinsic Value of SBI CARDS AND PAYMENT SERVICES ?
As on Jun 24,2022, the Intrinsic Value of SBI CARDS AND PAYMENT SERVICES is Rs. 500.85 determined based on Median of the 3 historical models.Fair Value [Median EV / EBIDTA Model] : Rs. -57.57
Fair Value [Median EV / Sales Model] : Rs. 96.02
Fair Value [Median Price / Sales Model] : Rs. 905.68
Median Fair Value of SBI CARDS AND PAYMENT SERVICES : Rs. 500.85
Is SBI CARDS AND PAYMENT SERVICES trading at a Premium or Discount?
As on Jun 24,2022, SBI CARDS AND PAYMENT SERVICES is trading at a Premium of 52% based on the estimates of Median Intrinsic Value!
Check out Annual Financials of Industry Peers
Check out Quarterly Results of Industry Peers
Compare Analytics
BAJAJ FINANCE LTD vs SBI CARDS AND PAYMENT SERVICES LTD vs MUTHOOT FINANCE LTD
BAJAJ HOLDINGS & INVESTMENT LTD vs CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD vs SHRIRAM TRANSPORT FINANCE COMPANY LTD
SUNDARAM FINANCE LTD vs ADITYA BIRLA CAPITAL LTD vs L&T FINANCE HOLDINGS LTD
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD vs MANAPPURAM FINANCE LTD vs SHRIRAM CITY UNION FINANCE LTD
POONAWALLA FINCORP LTD vs CENTRAL DEPOSITORY SERVICES (INDIA) LTD vs CREDITACCESS GRAMEEN LTD
BAJAJ FINANCE LTD vs SBI CARDS AND PAYMENT SERVICES LTD vs MUTHOOT FINANCE LTD
BAJAJ HOLDINGS & INVESTMENT LTD vs CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD vs SHRIRAM TRANSPORT FINANCE COMPANY LTD
SUNDARAM FINANCE LTD vs ADITYA BIRLA CAPITAL LTD vs L&T FINANCE HOLDINGS LTD
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD vs MANAPPURAM FINANCE LTD vs SHRIRAM CITY UNION FINANCE LTD
POONAWALLA FINCORP LTD vs CENTRAL DEPOSITORY SERVICES (INDIA) LTD vs CREDITACCESS GRAMEEN LTD
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].
