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STATE BANK OF INDIA Financial Statement Analysis
[BOM: 500112|NSE : SBIN]

The Net Interest Income of STATE BANK OF INDIA have increased by 5.58% YoY .
The Earnings Per Share (EPS) of STATE BANK OF INDIA has increased by 3.83 % YoY.
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STATE BANK OF INDIA Last 5 Annual Financial Results
[BOM: 500112|NSE : SBIN]

ConsolidatedMar2026
Mar2025
Mar2024
Mar2023
Mar2022
Interest Earned ₹514,933 Cr₹490,313 Cr₹439,189 Cr₹350,845 Cr₹289,973 Cr
Other Income ₹197,711 Cr₹173,031 Cr₹155,386 Cr₹122,534 Cr₹117,000 Cr
Interest Expended ₹315,005 Cr₹300,943 Cr₹259,736 Cr₹189,981 Cr₹156,194 Cr
Operating Expenses ₹262,650 Cr₹236,574 Cr₹235,894 Cr₹189,814 Cr₹174,363 Cr
Profit Before Tax ₹114,083 Cr₹106,375 Cr₹91,230 Cr₹75,398 Cr₹49,736 Cr
Profit After Tax ₹85,168 Cr₹79,017 Cr₹68,138 Cr₹56,558 Cr₹36,356 Cr
Consolidated Net Profit ₹83,299 Cr₹77,561 Cr₹67,085 Cr₹55,648 Cr₹35,374 Cr
Earnings Per Share (Rs)₹90.24₹86.91₹75.17₹62.35₹39.64
NIM2.582.782.882.932.69
ROE(%)16.6818.6618.9718.4413.61
ROCE(%)12.1613.7613.2012.468.77
Advances Growth17.1112.3315.8016.9611.74
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 939,675.1 Cr
Revenue (TTM) : ₹ 538,984.0 Cr
Net Profit(TTM) : ₹ 92,357.9 Cr
EPS (TTM) : ₹ 100.1
P/E (TTM) : 10.2

Industry Peers & Returns1W1M1Y
STATE BANK OF INDIA 3.1% 6.8% 7.5%
BANK OF BARODA 1.8% 6.6% -10.5%
UNION BANK OF INDIA 0.4% 8% 26.8%
PUNJAB NATIONAL BANK 2.6% 10.5% 2.6%
CANARA BANK 3.2% 3.2% -10.3%
INDIAN BANK 4.7% 8.9% 3.8%
INDIAN OVERSEAS BANK 4.3% -1.5% -23.2%
BANK OF INDIA 3% 3.6% -0.7%
BANK OF MAHARASHTRA 10.2% 3.5% 43.8%


STATE BANK OF INDIA Net Interest Income
[BOM: 500112|NSE : SBIN]

Y-o-Y

5.58 %

5 Yr CAGR

10.57 %

Years Net Interest Income % Change
Mar2026 ₹199,928 Cr
5.58
Mar2025 ₹189,369 Cr
5.53
Mar2024 ₹179,452 Cr
11.56
Mar2023 ₹160,864 Cr
20.25
Mar2022 ₹133,778 Cr -

STATE BANK OF INDIA Net Interest Margin (NIM)
[BOM: 500112|NSE : SBIN]

Net Interest Margins
Y-o-Y

-7.19 %

5 Yr CAGR

-1.04 %

Years Net Interest Margin% % Change
Mar2026 2.58%
-7.19
Mar2025 2.78%
-3.47
Mar2024 2.88%
-1.71
Mar2023 2.93%
8.92
Mar2022 2.69% -

STATE BANK OF INDIA Profit After Tax
[BOM: 500112|NSE : SBIN]

Y-o-Y

7.40 %

5 Yr CAGR

23.88 %

Years Profit After Tax % Change
Mar2026 ₹83,299 Cr
7.40
Mar2025 ₹77,561 Cr
15.62
Mar2024 ₹67,085 Cr
20.55
Mar2023 ₹55,648 Cr
57.31
Mar2022 ₹35,374 Cr -

PAT Margins
Y-o-Y

1.71 %

5 Yr CAGR

12.04 %

Years PAT Margin(%) % Change
Mar2026 41.66 %
1.71
Mar2025 40.96 %
9.58
Mar2024 37.38 %
8.07
Mar2023 34.59 %
30.82
Mar2022 26.44 % -

STATE BANK OF INDIA Earnings Per Share (EPS)
[BOM: 500112|NSE : SBIN]

Y-o-Y

3.83 %

5 Yr CAGR

22.83 %

Years EPS % Change
Mar2026 ₹90
3.83
Mar2025 ₹87
15.62
Mar2024 ₹75
20.56
Mar2023 ₹62
57.29
Mar2022 ₹40 -

STATE BANK OF INDIA Return on Capital Employed (ROCE)
[BOM: 500112|NSE : SBIN]

Y-o-Y

-11.63 %

5 Yr CAGR

8.51 %

Years ROCE % Change
Mar2026 12.16%
-11.63
Mar2025 13.76%
4.24
Mar2024 13.2%
5.94
Mar2023 12.46%
42.08
Mar2022 8.77% -

STATE BANK OF INDIA Share Price vs Sensex

Current Share Price : ₹1,018.0
Current MarketCap: ₹ 939,675.1 Cr
Updated EOD on :Nov 06,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
STATE BANK OF INDIA

3.1%

6.8%

7.5%

SENSEX

8.8%

10.9%

-4%

STATE BANK OF INDIA related INDICES

BSE Indices1W1M1Y
BSE FINANCIAL SERVICES 9.8% 7.4% -2%
BSE TOP 10 BANKS 9.7% 9.5% NA
BSE SENSEX 8.8% 10.9% -4%
BSE SENSEX 50 8.5% 10% -2.8%
BSE SENSEX SIXTY 8.4% 9.6% -2.4%
NSE Indices1W1M1Y
NIFTY FINANCIAL SERVICES 25/50 10.7% 9.1% -1.4%
NIFTY FINANCIAL SERVICES 10.4% 9.4% -0.3%
NIFTY HOUSING 8.6% 7.1% 0.1%
NIFTY 50 8.6% 9.9% -3.3%
NIFTY TOP 15 EQUAL WEIGHT INDEX 8.4% 11.6% -5.8%

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FAQ about STATE BANK OF INDIA Financials


How the annual revenues of STATE BANK OF INDIA have changed ?

The Net Interest Income of STATE BANK OF INDIA have increased by 5.58% YoY .

How the Earnings per Share (EPS) of STATE BANK OF INDIA have changed?

The Earnings Per Share (EPS) of STATE BANK OF INDIA has increased by 3.83 % YoY .