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STATE BANK OF INDIA
Intrinsic Value | Fundamental Analysis

BOM : 500112     NSE : SBIN    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Aug 07,2026
Price(EOD): ₹ 1,096.05
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 1,011,719.91 Cr
Value of ₹ 1 Lac invested in STATE BANK OF INDIA
on Aug 09,2021 (price: ₹ 433.40)

₹ 1 L

₹ 2.53 L

1W : 5.8% 1M : 7.3% 1Y : 36.2%
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Top Large Cap Stocks with Best Fundamentals
Best Quarterly Growth Large Cap Stocks
Best 1M Momentum Large Cap Stocks
Industry Peers & Returns1W1M1Y
STATE BANK OF INDIA 5.8% 7.3% 36.2%
BANK OF BARODA 1.3% 2.2% 5.1%
UNION BANK OF INDIA 5.6% 16.5% 38.9%
PUNJAB NATIONAL BANK 1.4% 10.9% 8.2%
CANARA BANK 3.5% 5.4% 22.8%
INDIAN BANK 7.4% 13.4% 40.4%
INDIAN OVERSEAS BANK 0.6% 1.7% -7.3%
BANK OF INDIA 4% 4.4% 27.9%
BANK OF MAHARASHTRA -1.6% -4.5% 39.4%

FUNDAMENTAL ANALYSIS OF STATE BANK OF INDIA

 
Fundamentals Score
[ Q(TTM): Jun2026, Y: Mar2026
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 SBIN is one of the top 24% companies with good fundamentals ! Discover More →


VALUATION OF STATE BANK OF INDIA

 
Valuation Score
[As on : Aug 07,2026 ]

Ratio Consolidated
P/E
P/B
P/S
11.48
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 88,120.90 Cr
[Latest Qtr - Jun2026 - Consolidated Results ]

1.7
P/B Calculated based on Book Value of Rs 596,131.00 Cr
[Latest Year - Mar2026 - Consolidated Results ]

1.92
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 525,951.00 Cr
[Latest Qtr - Jun2026 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 26% undervalued companies ! Discover More →

FAIR VALUE OF STATE BANK OF INDIA

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
4963%
-10%
59%

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SHARE PRICE MOMENTUM OF STATE BANK OF INDIA


Insights 💡 SBIN is one of the top 40% companies with bullish price momentum currently! Discover More →

STATE BANK OF INDIA vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2026
2025
2024
Avg_3yrs
0.39
0.47
0.57
0.48

PLEDGED PROMOTER SHARES OF STATE BANK OF INDIA

Pledged Promoter Shares
0 %
As on : Jun2026

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF STATE BANK OF INDIA

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
3.94%
29.91%
26.11%
21.91%
8.5%
12%
12.5%
13.65%
QtrlyTrend
8
Latest Qtr: Jun2026
Quarterly Result Analysis →


STATE BANK OF INDIA related INDICES

BSE Indices1W1M1Y
BSE PSU BANK 4.8% 9% 26%
BSE MOMENTUM INDEX 2.7% 6.9% 2%
BSE PSU 2% 3.5% 9.6%
BSE ENHANCED VALUE INDEX 1.6% 3.9% 11.2%
BSE BHARAT 22 INDEX 1.3% 1.2% 6.4%
NSE Indices1W1M1Y
NIFTY PSU BANK 5% 8.8% 27.2%
NIFTY ALPHA 50 3.3% 5.9% 7.5%
NIFTY100 ALPHA 30 2.7% 4.1% 2.6%
NIFTY DIVIDEND OPPORTUNITIES 50 2.1% 6.2% 3%
NIFTY500 VALUE 50 1.9% 4% 17.5%

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FAQ about STATE BANK OF INDIA


Is STATE BANK OF INDIA good for long term investment?

As on Aug 07,2026, the Fundamentals of STATE BANK OF INDIA look Strong and hence it may be good for long term investment! See Financial Performance of STATE BANK OF INDIA. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is STATE BANK OF INDIA UnderValued or OverValued?

As on Aug 07,2026, STATE BANK OF INDIA is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of STATE BANK OF INDIA ?

As on Aug 07,2026, the Intrinsic Value of STATE BANK OF INDIA is Rs. 689.81 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 21.65
Fair Value [Median EV / Sales Model] : Rs. 1,224.11
Fair Value [Median Price / Sales Model] : Rs. 689.81
Estimated Median Fair Value of STATE BANK OF INDIA : Rs. 689.81

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is STATE BANK OF INDIA trading at a Premium or Discount?

As on Aug 07,2026, STATE BANK OF INDIA is trading at a Premium of 59% based on the estimates of Median Intrinsic Value!