INDIAN OVERSEAS BANK Financial Statement Analysis
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The Net Interest Income of INDIAN OVERSEAS BANK have increased by 19.11% YoY .
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 24.82 % YoY. |
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INDIAN OVERSEAS BANK Last 5 Annual Financial Results
[BOM: 532388|NSE : IOB]
| Consolidated | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Interest Earned | ₹24,066 Cr | ₹19,407 Cr | ₹16,736 Cr | ₹16,976 Cr | ₹0.35 Cr |
| Other Income | ₹5,665 Cr | ₹4,116 Cr | ₹4,905 Cr | ₹5,486 Cr | ₹0.05 Cr |
| Interest Expended | ₹14,227 Cr | ₹11,146 Cr | ₹10,419 Cr | ₹11,069 Cr | ₹0.23 Cr |
| Operating Expenses | ₹8,731 Cr | ₹6,430 Cr | ₹5,459 Cr | ₹5,569 Cr | ₹0.10 Cr |
| Profit Before Tax | ₹2,666 Cr | ₹2,582 Cr | ₹1,779 Cr | ₹767 Cr | ₹0.04 Cr |
| Profit After Tax | ₹2,666 Cr | ₹2,104 Cr | ₹1,709 Cr | ₹758 Cr | ₹0.04 Cr |
| Consolidated Net Profit | ₹2,666 Cr | ₹2,104 Cr | ₹1,709 Cr | ₹758 Cr | ₹0.04 Cr |
| Earnings Per Share (Rs) | ₹1.76 | ₹1.41 | ₹1.11 | ₹0.90 | ₹0.46 |
| NIM | 2.89 | 2.97 | 2.82 | 2.27 | 2.32 |
| ROE(%) | 12.65 | 11.35 | 10.03 | 9.90 | 9.36 |
| ROCE(%) | 8.50 | 8.26 | 8.95 | 8.52 | 9.99 |
| Advances Growth | 15.11 | 19.80 | 23.44 | 12.93 | 634.98 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Key Financials |
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| Market Cap | : | ₹ 63,065.4 Cr |
| Revenue (TTM) | : | ₹ 31,899.7 Cr |
| Net Profit(TTM) | : | ₹ 5,210.2 Cr |
| EPS (TTM) | : | ₹ 2.7 |
| P/E (TTM) | : | 12.1 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| INDIAN OVERSEAS BANK | -0.1% | -6.9% | -21.8% |
| STATE BANK OF INDIA | 2.6% | -10.1% | 20.2% |
| BANK OF BARODA | -2.5% | -4.1% | 3.5% |
| UNION BANK OF INDIA | 1.6% | -1.2% | 9.1% |
| PUNJAB NATIONAL BANK | 1.6% | -3.1% | -1.5% |
| CANARA BANK | 2.2% | -3% | 16.2% |
| INDIAN BANK | 2.1% | -2.1% | 30.2% |
| BANK OF INDIA | 1.8% | -0.4% | 13% |
| BANK OF MAHARASHTRA | 0.8% | -6.8% | 37.7% |
INDIAN OVERSEAS BANK Net Interest Income
[BOM: 532388|NSE : IOB]
| Y-o-Y | 19.11 % |
| 5 Yr CAGR | 1,585.19 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2025 | ₹9,839 Cr | 19.11 | |
| Mar2024 | ₹8,261 Cr | 30.78 | |
| Mar2023 | ₹6,316 Cr | 6.95 | |
| Mar2022 | ₹5,906 Cr | 4,840,967.21 | |
| Mar2021 | ₹0.12 Cr | - | |
INDIAN OVERSEAS BANK Net Interest Margin (NIM)
[BOM: 532388|NSE : IOB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -2.69 % |
| 5 Yr CAGR | 5.65 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 2.89% | -2.69 | |
| Mar2024 | 2.97% | 5.32 | |
| Mar2023 | 2.82% | 24.23 | |
| Mar2022 | 2.27% | -2.16 | |
| Mar2021 | 2.32% | - | |
INDIAN OVERSEAS BANK Profit After Tax
[BOM: 532388|NSE : IOB]
| Y-o-Y | 26.70 % |
| 5 Yr CAGR | 1,487.23 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹2,666 Cr | 26.70 | |
| Mar2024 | ₹2,104 Cr | 23.09 | |
| Mar2023 | ₹1,709 Cr | 125.39 | |
| Mar2022 | ₹758 Cr | 1,805,497.62 | |
| Mar2021 | ₹0.04 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 6.36 % |
| 5 Yr CAGR | -5.82 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 27.09 % | 6.36 | |
| Mar2024 | 25.47 % | -5.88 | |
| Mar2023 | 27.06 % | 110.75 | |
| Mar2022 | 12.84 % | -62.71 | |
| Mar2021 | 34.43 % | - | |
INDIAN OVERSEAS BANK Earnings Per Share (EPS)
[BOM: 532388|NSE : IOB]
| Y-o-Y | 24.82 % |
| 5 Yr CAGR | 39.86 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹1.76 | 24.82 | |
| Mar2024 | ₹1.41 | 27.03 | |
| Mar2023 | ₹1.11 | 23.33 | |
| Mar2022 | ₹0.90 | 95.65 | |
| Mar2021 | ₹0.46 | - | |
INDIAN OVERSEAS BANK Return on Capital Employed (ROCE)
[BOM: 532388|NSE : IOB]
| Y-o-Y | 2.91 % |
| 5 Yr CAGR | -3.96 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 8.5% | 2.91 | |
| Mar2024 | 8.26% | -7.71 | |
| Mar2023 | 8.95% | 5.05 | |
| Mar2022 | 8.52% | -14.71 | |
| Mar2021 | 9.99% | - | |
INDIAN OVERSEAS BANK Share Price vs Sensex
| Current Share Price | : | ₹32.8 |
| Current MarketCap | : | ₹ 63,065.4 Cr |
| Updated EOD on | : | Jun 08,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| INDIAN OVERSEAS BANK | -0.1% |
-6.9% |
-21.8% |
| SENSEX | -1% |
-5.7% |
-9.7% |
INDIAN OVERSEAS BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE PSU BANK | 2.4% | -4.9% | 14.3% |
| BSE PSU | -0.3% | -6.6% | 5.2% |
| BSE FINANCIAL SERVICES | -0.6% | -5.8% | -6.5% |
| BSE 1000 | -1.1% | -4% | -3% |
| BSE 500 | -1.2% | -4.3% | -3.2% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY PSU BANK | 2.4% | -5.5% | 17.5% |
| NIFTY SMALLCAP 500 | -0.4% | NA | NA |
| NIFTY SMALLCAP 250 | -0.6% | -2.8% | -0.5% |
| NIFTY 500 EQUAL WEIGHT | -1% | -3.3% | -0.3% |
| NIFTY MIDSMALLCAP400 50:50 | -1.1% | NA | NA |
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FAQ about INDIAN OVERSEAS BANK Financials
How the annual revenues of INDIAN OVERSEAS BANK have changed ?
The Net Interest Income of INDIAN OVERSEAS BANK have increased by 19.11% YoY .
How the Earnings per Share (EPS) of INDIAN OVERSEAS BANK have changed?
The Earnings Per Share (EPS) of INDIAN OVERSEAS BANK has increased by 24.82 % YoY .
Check out Intrinsic Value of Peers of INDIAN OVERSEAS BANK
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Intrinsic Value of STATE BANK OF INDIA Intrinsic Value of BANK OF BARODA Intrinsic Value of UNION BANK OF INDIA Intrinsic Value of PUNJAB NATIONAL BANK Intrinsic Value of CANARA BANK |
Compare Stock Analytics of Peers of INDIAN OVERSEAS BANK
STATE BANK OF INDIA vs BANK OF BARODA vs UNION BANK OF INDIA
PUNJAB NATIONAL BANK vs CANARA BANK vs
STATE BANK OF INDIA vs BANK OF BARODA vs UNION BANK OF INDIA
PUNJAB NATIONAL BANK vs CANARA BANK vs
