CREDITACCESS GRAMEEN Financial Statement Analysis
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The Revenues of CREDITACCESS GRAMEEN have increased by 11.34% YoY .
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has increased by 45.90 % YoY. |
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CREDITACCESS GRAMEEN Last 5 Annual Financial Results
[BOM: 541770|NSE : CREDITACC]
| Consolidated | Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|---|
| Operating Income | ₹5,752 Cr | ₹5,167 Cr | ₹3,545 Cr | ₹2,743 Cr | ₹2,461 Cr |
| Expenses | ₹3,030 Cr | ₹1,444 Cr | ₹1,179 Cr | ₹1,235 Cr | ₹1,308 Cr |
| Operating Profit (Excl OI) | ₹2,722 Cr | ₹3,723 Cr | ₹2,366 Cr | ₹1,508 Cr | ₹1,153 Cr |
| Other Income | ₹3.81 Cr | ₹5.98 Cr | ₹5.67 Cr | ₹7.31 Cr | ₹5.08 Cr |
| Interest | ₹1,955 Cr | ₹1,738 Cr | ₹1,216 Cr | ₹987 Cr | ₹933 Cr |
| Depreciation | ₹62 Cr | ₹51 Cr | ₹50 Cr | ₹47 Cr | ₹44 Cr |
| Profit Before Tax | ₹709 Cr | ₹1,939 Cr | ₹1,105 Cr | ₹481 Cr | ₹180 Cr |
| Profit After Tax | ₹531 Cr | ₹1,446 Cr | ₹826 Cr | ₹353 Cr | ₹131 Cr |
| Consolidated Net Profit | ₹531 Cr | ₹1,446 Cr | ₹826 Cr | ₹353 Cr | ₹134 Cr |
| Earnings Per Share (Rs) | ₹48.54 | ₹33.27 | ₹90.72 | ₹51.98 | ₹22.65 |
| PAT Margin (%) | 12.83 | 9.24 | 27.99 | 23.30 | 12.87 |
| ROE(%) | 10.59 | 7.90 | 24.87 | 17.87 | 9.01 |
| ROCE(%) | 9.98 | 9.55 | 14.76 | 12.06 | 9.26 |
| Total Debt/Equity(x) | 3.04 | 2.96 | 3.34 | 3.21 | 3.11 |
Key Financials |
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| Market Cap | : | ₹ 24,772.8 Cr |
| Revenue (TTM) | : | ₹ 6,058.9 Cr |
| Net Profit(TTM) | : | ₹ 777.6 Cr |
| EPS (TTM) | : | ₹ 48.5 |
| P/E (TTM) | : | 31.9 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| CREDITACCESS GRAMEEN | -0.7% | 21.5% | 21% |
| BAJAJ FINANCE | -2.9% | 13.1% | 9.5% |
| SHRIRAM FINANCE | -2.9% | 13.2% | 49.9% |
| JIO FINANCIAL SERVICES | -2.5% | -0.3% | -29.5% |
| MUTHOOT FINANCE | 0.1% | 2.1% | 17.5% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 0.2% | 19.9% | 13.8% |
| TATA CAPITAL | 2.2% | 10.7% | NA |
| BAJAJ HOLDINGS & INVESTMENT | -4.4% | 3.1% | -27.9% |
| ADITYA BIRLA CAPITAL | -1% | 13% | 40.9% |
CREDITACCESS GRAMEEN Revenues
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 11.34 % |
| 5 Yr CAGR | 23.65 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2026 | ₹5,752 Cr | 11.34 | |
| Mar2025 | ₹5,167 Cr | 45.74 | |
| Mar2024 | ₹3,545 Cr | 29.25 | |
| Mar2023 | ₹2,743 Cr | 11.45 | |
| Mar2022 | ₹2,461 Cr | - | |
CREDITACCESS GRAMEEN Operating Profit
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | -26.87 % |
| 5 Yr CAGR | 23.97 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2026 | ₹2,722 Cr | -26.87 | |
| Mar2025 | ₹3,723 Cr | 57.36 | |
| Mar2024 | ₹2,366 Cr | 56.86 | |
| Mar2023 | ₹1,508 Cr | 30.83 | |
| Mar2022 | ₹1,153 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | -34.32 % |
| 5 Yr CAGR | 0.26 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 47.32% | -34.32 | |
| Mar2025 | 72.05% | 7.97 | |
| Mar2024 | 66.73% | 21.37 | |
| Mar2023 | 54.98% | 17.38 | |
| Mar2022 | 46.84% | - | |
CREDITACCESS GRAMEEN Profit After Tax
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | -63.25 % |
| 5 Yr CAGR | 41.11 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹531 Cr | -63.25 | |
| Mar2025 | ₹1,446 Cr | 75.04 | |
| Mar2024 | ₹826 Cr | 133.96 | |
| Mar2023 | ₹353 Cr | 163.45 | |
| Mar2022 | ₹134 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 38.85 % |
| 5 Yr CAGR | -0.08 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 12.83 % | 38.85 | |
| Mar2025 | 9.24 % | -66.99 | |
| Mar2024 | 27.99 % | 20.13 | |
| Mar2023 | 23.3 % | 81.04 | |
| Mar2022 | 12.87 % | - | |
CREDITACCESS GRAMEEN Earnings Per Share (EPS)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 45.90 % |
| 5 Yr CAGR | 20.99 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹49 | 45.90 | |
| Mar2025 | ₹33 | -63.33 | |
| Mar2024 | ₹91 | 74.53 | |
| Mar2023 | ₹52 | 129.49 | |
| Mar2022 | ₹23 | - | |
CREDITACCESS GRAMEEN Return on Capital Employed (ROCE)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 4.50 % |
| 5 Yr CAGR | 1.89 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2026 | 9.98% | 4.50 | |
| Mar2025 | 9.55% | -35.30 | |
| Mar2024 | 14.76% | 22.39 | |
| Mar2023 | 12.06% | 30.24 | |
| Mar2022 | 9.26% | - | |
CREDITACCESS GRAMEEN Share Price vs Sensex
| Current Share Price | : | ₹1,545.4 |
| Current MarketCap | : | ₹ 24,772.8 Cr |
| Updated EOD on | : | Jul 09,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CREDITACCESS GRAMEEN | -0.7% |
21.5% |
21% |
| SENSEX | -1% |
4.4% |
-8.3% |
CREDITACCESS GRAMEEN related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE 400 MIDSMALLCAP INDEX | -0.4% | 5.2% | 1.9% |
| BSE 250 SMALLCAP INDEX | -0.6% | 6.2% | -0.2% |
| BSE 1000 | -0.8% | 4.3% | -2.1% |
| BSE 500 | -0.8% | 4.1% | -2.6% |
| BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX | -0.8% | 9.3% | -0.3% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY SMALLCAP250 MOMENTUM QUALITY 100 INDEX | -0.1% | 6.6% | -2.8% |
| NIFTY SMALLCAP 100 | -0.2% | 7.6% | 0.3% |
| NIFTY MIDSMALLCAP 400 | -0.4% | 5.1% | 2.8% |
| NIFTY MIDSMALLCAP400 50:50 | -0.5% | 5.5% | NA |
| NIFTY SMALLCAP 250 | -0.6% | 6.7% | 0.6% |
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FAQ about CREDITACCESS GRAMEEN Financials
How the annual revenues of CREDITACCESS GRAMEEN have changed ?
The Revenues of CREDITACCESS GRAMEEN have increased by 11.34% YoY .
How the Earnings per Share (EPS) of CREDITACCESS GRAMEEN have changed?
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has increased by 45.90 % YoY .
Check out Intrinsic Value of Peers of CREDITACCESS GRAMEEN
Compare Stock Analytics of Peers of CREDITACCESS GRAMEEN
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