SBI CARDS AND PAYMENT SERVICES
|
SBI CARDS AND PAYMENT SERVICES Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 20.14 | 25.32 | 23.87 | 17.14 | 10.47 |
| CEPS(Rs) | 21.69 | 27.39 | 25.60 | 18.71 | 11.78 |
| DPS(Rs) | 2.50 | 2.50 | 2.50 | 2.50 | - |
| Book NAV/Share(Rs) | 144.70 | 126.94 | 103.48 | 81.69 | 66.54 |
| Tax Rate(%) | 25.74 | 25.49 | 25.48 | 25.60 | 25.63 |
| Margin Ratios | |||||
| Core EBITDA Margin(%) | 33.79 | 36.69 | 35.56 | 24.76 | 26.14 |
| EBIT Margin(%) | 36.10 | 38.57 | 38.89 | 34.42 | 29.30 |
| Pre Tax Margin(%) | 14.28 | 19.05 | 22.17 | 20.34 | 14.24 |
| PAT Margin (%) | 10.60 | 14.19 | 16.53 | 15.14 | 10.59 |
| Cash Profit Margin (%) | 11.42 | 15.35 | 17.72 | 16.53 | 11.92 |
| Performance Ratios | |||||
| ROA(%) | 3.12 | 4.67 | 5.67 | 5.29 | 3.81 |
| ROE(%) | 14.83 | 22.03 | 25.82 | 23.15 | 17.00 |
| ROCE(%) | 11.79 | 14.09 | 14.83 | 13.38 | 11.56 |
| Asset Turnover(x) | 0.29 | 0.33 | 0.34 | 0.35 | 0.36 |
| Sales/Fixed Asset(x) | 16.19 | 15.00 | 14.39 | 14.95 | 17.29 |
| Working Capital/Sales(x) | -0.47 | -0.52 | -0.57 | -0.67 | -0.71 |
| Efficiency Ratios | |||||
| Fixed Capital/Sales(x) | 0.06 | 0.07 | 0.07 | 0.07 | 0.06 |
| Receivable days | 4.83 | 4.14 | 4.15 | 4.27 | 2.67 |
| Inventory Days | - | - | - | - | - |
| Payable days | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 43.79 | 26.95 | 30.98 | 49.71 | 88.78 |
| PCE(x) | 40.68 | 24.92 | 28.88 | 45.52 | 78.90 |
| Price/Book(x) | 6.10 | 5.38 | 7.15 | 10.43 | 13.97 |
| Yield(%) | 0.28 | 0.37 | 0.34 | 0.29 | - |
| EV/Net Sales(x) | 6.98 | 6.01 | 7.30 | 9.57 | 11.25 |
| EV/Core EBITDA(x) | 18.91 | 15.14 | 18.20 | 26.73 | 36.73 |
| EV/EBIT(x) | 19.33 | 15.60 | 18.76 | 27.81 | 38.40 |
| EV/CE(x) | 2.15 | 1.96 | 2.44 | 3.33 | 4.32 |
| M Cap / Sales | 4.64 | 3.82 | 5.12 | 7.52 | 9.40 |
| Growth Ratio | |||||
| Net Sales Growth(%) | 6.51 | 24.16 | 28.00 | 14.85 | 0.22 |
| Core EBITDA Growth(%) | -1.04 | 23.05 | 43.26 | 34.31 | -19.16 |
| EBIT Growth(%) | -0.31 | 23.14 | 44.60 | 34.94 | -20.31 |
| PAT Growth(%) | -20.41 | 6.62 | 39.74 | 64.16 | -20.91 |
| EPS Growth(%) | -20.44 | 6.07 | 39.32 | 63.69 | -21.04 |
| Financial Stability Ratios | |||||
| Total Debt/Equity(x) | 3.27 | 3.30 | 3.18 | 2.98 | 2.86 |
| Current Ratio(x) | 0.15 | 0.15 | 0.14 | 0.17 | 0.16 |
| Quick Ratio(x) | 0.15 | 0.15 | 0.14 | 0.17 | 0.16 |
| Interest Cover(x) | 1.65 | 1.98 | 2.33 | 2.44 | 1.95 |
| Total Debt/Mcap(x) | 0.54 | 0.61 | 0.44 | 0.29 | 0.20 |
Compare Financial Ratios of peers of SBI CARDS AND PAYMENT SERVICES
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| SBI CARDS AND PAYMENT SERVICES | ₹83,560.7 Cr | -2.5% | 0.2% | 32.7% | Stock Analytics | |
| BAJAJ FINANCE | ₹648,756.0 Cr | -3.8% | 4.4% | 52.3% | Stock Analytics | |
| JIO FINANCIAL SERVICES | ₹194,914.0 Cr | 0.4% | 4.6% | -2.2% | Stock Analytics | |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | ₹143,183.0 Cr | -2% | 5.4% | 33.8% | Stock Analytics | |
| SHRIRAM FINANCE | ₹140,857.0 Cr | 4.1% | 21.5% | 13.3% | Stock Analytics | |
| BAJAJ HOLDINGS & INVESTMENT | ₹136,973.0 Cr | -4.9% | 0.3% | 22% | Stock Analytics | |
SBI CARDS AND PAYMENT SERVICES Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| SBI CARDS AND PAYMENT SERVICES | -2.5% |
0.2% |
32.7% |
| SENSEX | -0.3% |
4.5% |
5.7% |
You may also like the below Video Courses
