Home > Analytics > MAHINDRA & MAHINDRA FINANCIAL SERVICES

MAHINDRA & MAHINDRA FINANCIAL SERVICES
Intrinsic Value | Fundamental Analysis

BOM : 532720     NSE : M&MFIN    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Average [Stock is fairly valued]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Downward
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 06,2025
Price(EOD): ₹ 275.60
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 38,308.40 Cr
Value of ₹ 1 Lac invested in MAHINDRA & MAHINDRA FINANCIAL SERVICES
on Jun 08,2020 (price: ₹ 94.13)

₹ 1 L

₹ 2.93 L

1W : 6.1% 1M : 11% 1Y : -1.2%
COMMUNITY POLL
for MAHINDRA & MAHINDRA FINANCIAL SERVICES
Please provide your vote to see the results
MAHINDRA & MAHINDRA FINANCIAL SERVICES is part of below Screeners ↓
Best 1M Momentum Mid Cap Stocks
Industry Peers & Returns1W1M1Y
MAHINDRA & MAHINDRA FINANCIAL SERVICES 6.1% 11% -1.2%
BAJAJ FINANCE 2.6% 6.3% 29.1%
JIO FINANCIAL SERVICES 2.6% 17% -18.2%
BAJAJ HOLDINGS & INVESTMENT 6.2% 23.7% 68.3%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 0.9% 4.2% 17.5%
SHRIRAM FINANCE 6.9% 12.3% 29.7%
MUTHOOT FINANCE 10.2% 10.1% 34.3%
SBI CARDS AND PAYMENT SERVICES 7.6% 11.6% 33.9%
SUNDARAM FINANCE -2.1% 1.5% 12.8%

FUNDAMENTAL ANALYSIS OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

 
Fundamentals Score
[ Q(TTM): Mar2025, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

 
Valuation Score
[As on : Jun 06,2025 ]

Ratio Consolidated
P/E
P/B
P/S
17.45
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,195.64 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

1.92
P/B Calculated based on Book Value of Rs 19,902.80 Cr
[Latest Year - Mar2024 - Consolidated Results ]

2.07
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 18,463.10 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 17% undervalued companies ! Discover More →

FAIR VALUE OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
501%
-33%
-16%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF MAHINDRA & MAHINDRA FINANCIAL SERVICES


Insights 💡 M&MFIN is one of the top 73% companies with bullish price momentum currently! Discover More →

MAHINDRA & MAHINDRA FINANCIAL SERVICES vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

DEBT OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

Year Debt/Equity ratio
Standalone Consolidated
2024
2023
2022
Avg_3yrs
5.08
4.39
3.58
4.35
4.94
4.4
3.69
4.34
[Last Annual Data : Mar2024]
Financial Ratios →

PLEDGED PROMOTER SHARES OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

Pledged Promoter Shares
0 %
As on : Mar2025

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
1.85%
-16.91%
-51.23%
-51.17%
14.14%
4.49%
-32.57%
-32.79%
QtrlyTrend
-2
Latest Qtr: Mar2025
Quarterly Result Analysis →


MAHINDRA & MAHINDRA FINANCIAL SERVICES related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE 150 MIDCAP INDEX 2.5% 7.8% 10.5%
BSE 400 MIDSMALLCAP INDEX 2.4% 9.1% 10.2%
NSE Indices1W1M1Y
NIFTY MIDSMALL FINANCIAL SERVICES 6% 15.3% 38.9%
NIFTY FINANCIAL SERVICES EX-BANK 3.8% 9.8% 32.6%
NIFTY MAHINDRA GROUP 3% 1.8% 21.8%
NIFTY MIDCAP 100 2.8% 8.7% 14.1%
NIFTY MIDSMALLCAP 400 2.7% 10.1% 11.7%

You may also like the below Video Courses


FAQ about MAHINDRA & MAHINDRA FINANCIAL SERVICES


Is MAHINDRA & MAHINDRA FINANCIAL SERVICES good for long term investment?

As on Jun 06,2025, the Fundamentals of MAHINDRA & MAHINDRA FINANCIAL SERVICES look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of MAHINDRA & MAHINDRA FINANCIAL SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is MAHINDRA & MAHINDRA FINANCIAL SERVICES UnderValued or OverValued?

As on Jun 06,2025, MAHINDRA & MAHINDRA FINANCIAL SERVICES is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of MAHINDRA & MAHINDRA FINANCIAL SERVICES ?

As on Jun 06,2025, the Intrinsic Value of MAHINDRA & MAHINDRA FINANCIAL SERVICES is Rs. 327.34 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 45.85
Fair Value [Median EV / Sales Model] : Rs. 414.11
Fair Value [Median Price / Sales Model] : Rs. 327.34
Estimated Median Fair Value of MAHINDRA & MAHINDRA FINANCIAL SERVICES : Rs. 327.34

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is MAHINDRA & MAHINDRA FINANCIAL SERVICES trading at a Premium or Discount?

As on Jun 06,2025, MAHINDRA & MAHINDRA FINANCIAL SERVICES is trading at a Discount of -16% based on the estimates of Median Intrinsic Value!