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MAHINDRA & MAHINDRA FINANCIAL SERVICES
Intrinsic Value | Fundamental Analysis

BOM : 532720     NSE : M&MFIN    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Average [Stock is fairly valued]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 14,2024
Price(EOD): ₹ 298.95
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 36,935.27 Cr
Value of ₹ 1 Lac invested in MAHINDRA & MAHINDRA FINANCIAL SERVICES
on Jun 18,2019 (price: ₹ 241.97)

₹ 1 L

₹ 1.24 L

1W : 5.7% 1M : 16.6% 1Y : 0.5%
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FUNDAMENTAL ANALYSIS OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

 
Fundamentals Score
[ Q(TTM): Mar2024, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

 
Valuation Score
[As on : Jun 14,2024 ]

Ratio Consolidated
P/E
P/B
P/S
19.57
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 1,886.94 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

1.99
P/B Calculated based on Book Value of Rs 18,519.90 Cr
[Latest Year - Mar2023 - Consolidated Results ]

2.34
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 15,796.80 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
-20%
-9%

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SHARE PRICE MOMENTUM OF MAHINDRA & MAHINDRA FINANCIAL SERVICES


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DEBT OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
4.39
3.58
3.99
3.99
4.4
3.69
4.14
4.08
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF MAHINDRA & MAHINDRA FINANCIAL SERVICES

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
4.4%
4.43%
8.19%
7.37%
23.61%
15.5%
-4.47%
-1.1%
QtrlyTrend
4
Latest Qtr: Mar2024
Quarterly Result Analysis →


MAHINDRA & MAHINDRA FINANCIAL SERVICES related INDICES

BSE Indices1W1M1Y
S&P BSE MIDSMALLCAP 4.6% 9.7% 65.2%
S&P BSE 150 MIDCAP 4.4% 9.8% 62.2%
S&P BSE 400 MIDSMALLCAP 4.3% 9.7% 61.8%
S&P BSE MID CAP 4.3% 9.2% 67.2%
S&P BSE ALLCAP 2.6% 6.8% 41.1%
NSE Indices1W1M1Y
NIFTY MIDCAP 50 4.6% 8.3% 61.1%
NIFTY MID SMALL400 4.3% 9.3% 63.1%
NIFTY MIDCAP150 4.3% 9.2% 61.4%
NIFTY FREE MIDCAP 100 4.2% 8.5% 61.6%
NIFTY LARGE MIDCAP 250 3% 7.6% 47%

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FAQ about MAHINDRA & MAHINDRA FINANCIAL SERVICES


Is MAHINDRA & MAHINDRA FINANCIAL SERVICES good for long term investment?

As on Jun 14,2024, the Fundamentals of MAHINDRA & MAHINDRA FINANCIAL SERVICES look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of MAHINDRA & MAHINDRA FINANCIAL SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is MAHINDRA & MAHINDRA FINANCIAL SERVICES UnderValued or OverValued?

As on Jun 14,2024, MAHINDRA & MAHINDRA FINANCIAL SERVICES is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of MAHINDRA & MAHINDRA FINANCIAL SERVICES ?

As on Jun 14,2024, the Intrinsic Value of MAHINDRA & MAHINDRA FINANCIAL SERVICES is Rs. 349.53 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -19.39
Fair Value [Median EV / Sales Model] : Rs. 371.80
Fair Value [Median Price / Sales Model] : Rs. 327.26
Estimated Median Fair Value of MAHINDRA & MAHINDRA FINANCIAL SERVICES : Rs. 349.53

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is MAHINDRA & MAHINDRA FINANCIAL SERVICES trading at a Premium or Discount?

As on Jun 14,2024, MAHINDRA & MAHINDRA FINANCIAL SERVICES is trading at a Discount of -14% based on the estimates of Median Intrinsic Value!