PUNJAB NATIONAL BANK Financial Statement Analysis
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The Net Interest Income of PUNJAB NATIONAL BANK have decreased by -1.39% YoY .
The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has decreased by -0.50 % YoY. |
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PUNJAB NATIONAL BANK Last 5 Annual Financial Results
[BOM: 532461|NSE : PNB]
| Consolidated | Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|---|
| Interest Earned | ₹130,772 Cr | ₹124,010 Cr | ₹109,065 Cr | ₹86,845 Cr | ₹76,242 Cr |
| Other Income | ₹18,691 Cr | ₹16,447 Cr | ₹13,329 Cr | ₹12,240 Cr | ₹12,098 Cr |
| Interest Expended | ₹88,069 Cr | ₹80,704 Cr | ₹68,534 Cr | ₹51,817 Cr | ₹46,823 Cr |
| Operating Expenses | ₹31,829 Cr | ₹32,550 Cr | ₹28,809 Cr | ₹24,336 Cr | ₹20,491 Cr |
| Profit Before Tax | ₹27,082 Cr | ₹26,053 Cr | ₹13,332 Cr | ₹4,861 Cr | ₹4,594 Cr |
| Profit After Tax | ₹17,096 Cr | ₹17,440 Cr | ₹8,329 Cr | ₹3,069 Cr | ₹3,676 Cr |
| Consolidated Net Profit | ₹18,393 Cr | ₹18,480 Cr | ₹9,107 Cr | ₹3,348 Cr | ₹3,861 Cr |
| Earnings Per Share (Rs) | ₹16.00 | ₹16.08 | ₹8.27 | ₹3.04 | ₹3.51 |
| NIM | 2.22 | 2.46 | 2.67 | 2.48 | 2.34 |
| ROE(%) | 12.93 | 15.37 | 8.48 | 3.32 | 4.18 |
| ROCE(%) | 13.26 | 15.27 | 10.82 | 5.86 | 5.34 |
| Advances Growth | 13.97 | 15.34 | 12.45 | 14.13 | 8.01 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Key Financials |
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| Market Cap | : | ₹ 119,296.3 Cr |
| Revenue (TTM) | : | ₹ 130,772.0 Cr |
| Net Profit(TTM) | : | ₹ 17,095.8 Cr |
| EPS (TTM) | : | ₹ 14.9 |
| P/E (TTM) | : | 7.0 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| PUNJAB NATIONAL BANK | -2.3% | -6.6% | 5.1% |
| STATE BANK OF INDIA | -1.6% | -12.2% | 21.4% |
| BANK OF BARODA | -2.7% | -1.4% | 11.2% |
| UNION BANK OF INDIA | -3.7% | -2.8% | 19.5% |
| CANARA BANK | -4.3% | -6.5% | 21.8% |
| INDIAN BANK | -3.6% | -7.6% | 40.9% |
| INDIAN OVERSEAS BANK | -2.6% | -6.6% | -12.4% |
| BANK OF INDIA | -6.4% | -4.5% | 19.4% |
| BANK OF MAHARASHTRA | -4.5% | -2.6% | 55.3% |
PUNJAB NATIONAL BANK Net Interest Income
[BOM: 532461|NSE : PNB]
| Y-o-Y | -1.39 % |
| 5 Yr CAGR | 9.76 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2026 | ₹42,703 Cr | -1.39 | |
| Mar2025 | ₹43,306 Cr | 6.85 | |
| Mar2024 | ₹40,530 Cr | 15.71 | |
| Mar2023 | ₹35,028 Cr | 19.07 | |
| Mar2022 | ₹29,419 Cr | - | |
PUNJAB NATIONAL BANK Net Interest Margin (NIM)
[BOM: 532461|NSE : PNB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -9.76 % |
| 5 Yr CAGR | -1.31 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 2.22% | -9.76 | |
| Mar2025 | 2.46% | -7.87 | |
| Mar2024 | 2.67% | 7.66 | |
| Mar2023 | 2.48% | 5.98 | |
| Mar2022 | 2.34% | - | |
PUNJAB NATIONAL BANK Profit After Tax
[BOM: 532461|NSE : PNB]
| Y-o-Y | -0.47 % |
| 5 Yr CAGR | 47.74 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹18,393 Cr | -0.47 | |
| Mar2025 | ₹18,480 Cr | 102.92 | |
| Mar2024 | ₹9,107 Cr | 171.98 | |
| Mar2023 | ₹3,348 Cr | -13.27 | |
| Mar2022 | ₹3,861 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 0.94 % |
| 5 Yr CAGR | 34.60 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 43.07 % | 0.94 | |
| Mar2025 | 42.67 % | 89.90 | |
| Mar2024 | 22.47 % | 135.04 | |
| Mar2023 | 9.56 % | -27.13 | |
| Mar2022 | 13.12 % | - | |
PUNJAB NATIONAL BANK Earnings Per Share (EPS)
[BOM: 532461|NSE : PNB]
| Y-o-Y | -0.50 % |
| 5 Yr CAGR | 46.12 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹16 | -0.50 | |
| Mar2025 | ₹16 | 94.44 | |
| Mar2024 | ₹8.27 | 172.04 | |
| Mar2023 | ₹3.04 | -13.39 | |
| Mar2022 | ₹3.51 | - | |
PUNJAB NATIONAL BANK Return on Capital Employed (ROCE)
[BOM: 532461|NSE : PNB]
| Y-o-Y | -13.16 % |
| 5 Yr CAGR | 25.53 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2026 | 13.26% | -13.16 | |
| Mar2025 | 15.27% | 41.13 | |
| Mar2024 | 10.82% | 84.64 | |
| Mar2023 | 5.86% | 9.74 | |
| Mar2022 | 5.34% | - | |
PUNJAB NATIONAL BANK Share Price vs Sensex
| Current Share Price | : | ₹103.8 |
| Current MarketCap | : | ₹ 119,296.3 Cr |
| Updated EOD on | : | Jun 01,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PUNJAB NATIONAL BANK | -2.3% |
-6.6% |
5.1% |
| SENSEX | -1.5% |
-3.4% |
-9.1% |
PUNJAB NATIONAL BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ENHANCED VALUE INDEX | 0.2% | -2.8% | 12% |
| BSE PSU BANK | -0.1% | -7% | 16.4% |
| BSE SENSEX NEXT 50 | -0.4% | -1.3% | 0.8% |
| BSE 200 EQUAL WEIGHT | -0.7% | -1.1% | 2.9% |
| BSE BANKEX | -0.8% | -3.1% | -4% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY100 ALPHA 30 | 0.5% | -0.3% | -0.1% |
| NIFTY NEXT 50 | 0.2% | -0.9% | 4.2% |
| NIFTY PSU BANK | -0% | -7.6% | 19.4% |
| NIFTY500 VALUE 50 | -0% | -1.5% | 18.7% |
| NIFTY 500 EQUAL WEIGHT | -0.2% | -0.3% | 2% |
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FAQ about PUNJAB NATIONAL BANK Financials
How the annual revenues of PUNJAB NATIONAL BANK have changed ?
The Net Interest Income of PUNJAB NATIONAL BANK have decreased by -1.39% YoY .
How the Earnings per Share (EPS) of PUNJAB NATIONAL BANK have changed?
The Earnings Per Share (EPS) of PUNJAB NATIONAL BANK has decreased by -0.50 % YoY .
Check out Intrinsic Value of Peers of PUNJAB NATIONAL BANK
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Intrinsic Value of STATE BANK OF INDIA Intrinsic Value of BANK OF BARODA Intrinsic Value of UNION BANK OF INDIA Intrinsic Value of PUNJAB NATIONAL BANK Intrinsic Value of CANARA BANK |
Compare Stock Analytics of Peers of PUNJAB NATIONAL BANK
STATE BANK OF INDIA vs BANK OF BARODA vs UNION BANK OF INDIA
PUNJAB NATIONAL BANK vs CANARA BANK vs
STATE BANK OF INDIA vs BANK OF BARODA vs UNION BANK OF INDIA
PUNJAB NATIONAL BANK vs CANARA BANK vs
