CREDITACCESS GRAMEEN Financial Statement Analysis
|
||
|
The Revenues of CREDITACCESS GRAMEEN have increased by 45.74% YoY .
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has decreased by -63.33 % YoY. |
||
| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
CREDITACCESS GRAMEEN Last 5 Annual Financial Results
[BOM: 541770|NSE : CREDITACC]
| Consolidated | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Operating Income | ₹5,167 Cr | ₹3,545 Cr | ₹2,743 Cr | ₹2,461 Cr | ₹1,704 Cr |
| Expenses | ₹1,444 Cr | ₹1,179 Cr | ₹1,235 Cr | ₹1,308 Cr | ₹641 Cr |
| Operating Profit (Excl OI) | ₹3,723 Cr | ₹2,366 Cr | ₹1,508 Cr | ₹1,153 Cr | ₹1,063 Cr |
| Other Income | ₹5.98 Cr | ₹5.67 Cr | ₹7.31 Cr | ₹5.08 Cr | ₹1.17 Cr |
| Interest | ₹1,738 Cr | ₹1,216 Cr | ₹987 Cr | ₹933 Cr | ₹582 Cr |
| Depreciation | ₹51 Cr | ₹50 Cr | ₹47 Cr | ₹44 Cr | ₹20 Cr |
| Profit Before Tax | ₹1,939 Cr | ₹1,105 Cr | ₹481 Cr | ₹180 Cr | ₹462 Cr |
| Profit After Tax | ₹1,446 Cr | ₹826 Cr | ₹353 Cr | ₹131 Cr | ₹335 Cr |
| Consolidated Net Profit | ₹1,446 Cr | ₹826 Cr | ₹353 Cr | ₹134 Cr | ₹334 Cr |
| Earnings Per Share (Rs) | ₹33.27 | ₹90.72 | ₹51.98 | ₹22.65 | ₹8.61 |
| PAT Margin (%) | 9.24 | 27.99 | 23.30 | 12.87 | 5.34 |
| ROE(%) | 7.90 | 24.87 | 17.87 | 9.01 | 4.10 |
| ROCE(%) | 9.55 | 14.76 | 12.06 | 9.26 | 8.28 |
| Total Debt/Equity(x) | 2.96 | 3.34 | 3.21 | 3.11 | 2.97 |
Key Financials |
||
| Market Cap | : | ₹ 22,347.2 Cr |
| Revenue (TTM) | : | ₹ 5,703.2 Cr |
| Net Profit(TTM) | : | ₹ 193.9 Cr |
| EPS (TTM) | : | ₹ 12.1 |
| P/E (TTM) | : | 115.2 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| CREDITACCESS GRAMEEN | 3.9% | 3.3% | 14.2% |
| BAJAJ FINANCE | -1.2% | -7.6% | 33% |
| JIO FINANCIAL SERVICES | -2.7% | 2% | -2.2% |
| BAJAJ HOLDINGS & INVESTMENT | -6.7% | -3% | 40.4% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 0.2% | -2% | 8.6% |
| SHRIRAM FINANCE | -1.7% | -5.8% | -1.9% |
| MUTHOOT FINANCE | -3.3% | -0.5% | 39.6% |
| SBI CARDS AND PAYMENT SERVICES | 1.1% | -8.4% | 16.2% |
| SUNDARAM FINANCE | 10.2% | 1.6% | 23.9% |
CREDITACCESS GRAMEEN Revenues
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 45.74 % |
| 5 Yr CAGR | 31.95 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2025 | ₹5,167 Cr | 45.74 | |
| Mar2024 | ₹3,545 Cr | 29.25 | |
| Mar2023 | ₹2,743 Cr | 11.45 | |
| Mar2022 | ₹2,461 Cr | 44.40 | |
| Mar2021 | ₹1,704 Cr | - | |
CREDITACCESS GRAMEEN Operating Profit
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 57.36 % |
| 5 Yr CAGR | 36.80 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2025 | ₹3,723 Cr | 57.36 | |
| Mar2024 | ₹2,366 Cr | 56.86 | |
| Mar2023 | ₹1,508 Cr | 30.83 | |
| Mar2022 | ₹1,153 Cr | 8.45 | |
| Mar2021 | ₹1,063 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 7.97 % |
| 5 Yr CAGR | 3.67 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 72.05% | 7.97 | |
| Mar2024 | 66.73% | 21.37 | |
| Mar2023 | 54.98% | 17.38 | |
| Mar2022 | 46.84% | -24.90 | |
| Mar2021 | 62.37% | - | |
CREDITACCESS GRAMEEN Profit After Tax
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 75.04 % |
| 5 Yr CAGR | 44.29 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹1,446 Cr | 75.04 | |
| Mar2024 | ₹826 Cr | 133.96 | |
| Mar2023 | ₹353 Cr | 163.45 | |
| Mar2022 | ₹134 Cr | -59.82 | |
| Mar2021 | ₹334 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -66.99 % |
| 5 Yr CAGR | 14.69 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 9.24 % | -66.99 | |
| Mar2024 | 27.99 % | 20.13 | |
| Mar2023 | 23.3 % | 81.04 | |
| Mar2022 | 12.87 % | 141.01 | |
| Mar2021 | 5.34 % | - | |
CREDITACCESS GRAMEEN Earnings Per Share (EPS)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | -63.33 % |
| 5 Yr CAGR | 40.20 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹33 | -63.33 | |
| Mar2024 | ₹91 | 74.53 | |
| Mar2023 | ₹52 | 129.49 | |
| Mar2022 | ₹23 | 163.07 | |
| Mar2021 | ₹8.61 | - | |
CREDITACCESS GRAMEEN Return on Capital Employed (ROCE)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | -35.30 % |
| 5 Yr CAGR | 3.63 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 9.55% | -35.30 | |
| Mar2024 | 14.76% | 22.39 | |
| Mar2023 | 12.06% | 30.24 | |
| Mar2022 | 9.26% | 11.84 | |
| Mar2021 | 8.28% | - | |
CREDITACCESS GRAMEEN Share Price vs Sensex
| Current Share Price | : | ₹1,398.5 |
| Current MarketCap | : | ₹ 22,347.2 Cr |
| Updated EOD on | : | Aug 22,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CREDITACCESS GRAMEEN | 3.9% |
3.3% |
14.2% |
| SENSEX | 0.9% |
-1.1% |
0.6% |
CREDITACCESS GRAMEEN related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% |
| BSE SMALLCAP | 2.3% | -4% | -3.4% |
| BSE 250 SMALLCAP INDEX | 2.2% | -4.5% | -4.9% |
| BSE 400 MIDSMALLCAP INDEX | 2.2% | -2.9% | -3.9% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY SMALLCAP 250 | 2.4% | -4.4% | -3.9% |
| NIFTY 500 EQUAL WEIGHT | 2.3% | -2.7% | -3.2% |
| NIFTY MIDSMALLCAP 400 | 2.1% | -2.9% | -1.7% |
| NIFTY SMALLCAP 100 | 2.1% | -5.2% | -4.9% |
| NIFTY SMALLCAP250 MOMENTUM QUALITY 100 INDEX | 2.1% | -5.9% | -13.7% |
You may also like the below Video Courses
FAQ about CREDITACCESS GRAMEEN Financials
How the annual revenues of CREDITACCESS GRAMEEN have changed ?
The Revenues of CREDITACCESS GRAMEEN have increased by 45.74% YoY .
How the Earnings per Share (EPS) of CREDITACCESS GRAMEEN have changed?
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has decreased by -63.33 % YoY .
Check out Intrinsic Value of Peers of CREDITACCESS GRAMEEN
Compare Stock Analytics of Peers of CREDITACCESS GRAMEEN
BAJAJ FINANCE LTD vs JIO FINANCIAL SERVICES LTD vs BAJAJ HOLDINGS & INVESTMENT LTD
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD vs SHRIRAM FINANCE LTD vs
BAJAJ FINANCE LTD vs JIO FINANCIAL SERVICES LTD vs BAJAJ HOLDINGS & INVESTMENT LTD
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD vs SHRIRAM FINANCE LTD vs
