CREDITACCESS GRAMEEN
|
CREDITACCESS GRAMEEN Last 5 Year Financial Ratios History
[Consolidated]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 33.27 | 90.72 | 51.98 | 22.65 | 8.61 |
| CEPS(Rs) | 37.17 | 93.93 | 55.12 | 25.68 | 11.28 |
| DPS(Rs) | - | 10.00 | - | - | - |
| Book NAV/Share(Rs) | 432.43 | 410.27 | 320.15 | 266.58 | 236.73 |
| Tax Rate(%) | 25.04 | 25.44 | 25.27 | 26.56 | 27.16 |
| Margin Ratios | |||||
| Core EBITDA Margin(%) | 47.32 | 72.05 | 66.73 | 54.98 | 46.84 |
| EBIT Margin(%) | 46.31 | 71.18 | 65.49 | 53.53 | 45.25 |
| Pre Tax Margin(%) | 12.32 | 37.53 | 31.18 | 17.53 | 7.33 |
| PAT Margin (%) | 9.24 | 27.99 | 23.30 | 12.87 | 5.34 |
| Cash Profit Margin (%) | 10.32 | 28.98 | 24.71 | 14.59 | 7.13 |
| Performance Ratios | |||||
| ROA(%) | 1.80 | 5.50 | 4.08 | 2.11 | 0.92 |
| ROE(%) | 7.90 | 24.87 | 17.87 | 9.01 | 4.10 |
| ROCE(%) | 9.55 | 14.76 | 12.06 | 9.26 | 8.28 |
| Asset Turnover(x) | 0.19 | 0.20 | 0.18 | 0.16 | 0.17 |
| Sales/Fixed Asset(x) | 6.79 | 6.44 | 4.61 | 3.87 | 3.85 |
| Working Capital/Sales(x) | -0.69 | -0.70 | 2.10 | 1.87 | 1.06 |
| Efficiency Ratios | |||||
| Fixed Capital/Sales(x) | 0.15 | 0.16 | 0.22 | 0.26 | 0.26 |
| Receivable days | - | - | - | - | - |
| Inventory Days | - | - | - | - | - |
| Payable days | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 28.63 | 15.87 | 17.60 | 37.48 | 77.83 |
| PCE(x) | 25.63 | 15.33 | 16.60 | 33.06 | 59.45 |
| Price/Book(x) | 2.20 | 3.51 | 2.86 | 3.18 | 2.83 |
| Yield(%) | - | 0.69 | - | - | - |
| EV/Net Sales(x) | 5.97 | 8.43 | 8.30 | 8.89 | 7.67 |
| EV/Core EBITDA(x) | 12.59 | 11.68 | 12.41 | 16.10 | 16.31 |
| EV/EBIT(x) | 12.88 | 11.85 | 12.67 | 16.61 | 16.96 |
| EV/CE(x) | 1.25 | 1.53 | 1.37 | 1.36 | 1.29 |
| M Cap / Sales | 2.64 | 4.44 | 4.10 | 4.83 | 4.24 |
| Growth Ratio | |||||
| Net Sales Growth(%) | 11.34 | 45.74 | 29.25 | 11.45 | 44.40 |
| Core EBITDA Growth(%) | -26.89 | 57.24 | 56.48 | 30.89 | 8.80 |
| EBIT Growth(%) | -27.56 | 58.41 | 58.12 | 31.83 | 6.71 |
| PAT Growth(%) | -63.25 | 75.04 | 133.96 | 168.70 | -60.83 |
| EPS Growth(%) | -63.33 | 74.52 | 129.49 | 162.96 | -62.81 |
| Financial Stability Ratios | |||||
| Total Debt/Equity(x) | 2.96 | 3.34 | 3.21 | 3.11 | 2.97 |
| Current Ratio(x) | 0.25 | 0.28 | 3.71 | 3.46 | 6.93 |
| Quick Ratio(x) | 0.25 | 0.28 | 3.71 | 3.46 | 6.93 |
| Interest Cover(x) | 1.36 | 2.12 | 1.91 | 1.49 | 1.19 |
| Total Debt/Mcap(x) | 1.34 | 0.95 | 1.12 | 0.98 | 1.05 |
Compare Financial Ratios of peers of CREDITACCESS GRAMEEN
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| CREDITACCESS GRAMEEN | ₹19,767.3 Cr | -0.2% | -3.4% | -3.1% | Stock Analytics | |
| BAJAJ FINANCE | ₹545,148.0 Cr | -0.9% | -7.4% | 32.4% | Stock Analytics | |
| JIO FINANCIAL SERVICES | ₹204,290.0 Cr | -3.6% | -3% | -1.5% | Stock Analytics | |
| BAJAJ HOLDINGS & INVESTMENT | ₹152,559.0 Cr | -1.4% | -1.1% | 47.6% | Stock Analytics | |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | ₹122,080.0 Cr | -1.4% | -6.1% | 7.9% | Stock Analytics | |
| SHRIRAM FINANCE | ₹114,633.0 Cr | -2.5% | -9.2% | 7.2% | Stock Analytics | |
CREDITACCESS GRAMEEN Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CREDITACCESS GRAMEEN | -0.2% |
-3.4% |
-3.1% |
| SENSEX | -0.9% |
-4.4% |
1.6% |
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