AU SMALL FINANCE BANK Financial Statement Analysis
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The Net Interest Income of AU SMALL FINANCE BANK have increased by 13.74% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 24.78 % YoY. |
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AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]
| Standalone | Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|---|
| Interest Earned | ₹18,636 Cr | ₹16,064 Cr | ₹10,555 Cr | ₹8,205 Cr | ₹5,922 Cr |
| Other Income | ₹2,978 Cr | ₹2,526 Cr | ₹1,697 Cr | ₹1,034 Cr | ₹994 Cr |
| Interest Expended | ₹9,524 Cr | ₹8,052 Cr | ₹5,398 Cr | ₹3,780 Cr | ₹2,688 Cr |
| Operating Expenses | ₹7,002 Cr | ₹5,957 Cr | ₹4,465 Cr | ₹3,440 Cr | ₹2,413 Cr |
| Profit Before Tax | ₹3,474 Cr | ₹2,788 Cr | ₹1,999 Cr | ₹1,865 Cr | ₹1,454 Cr |
| Profit After Tax | ₹2,641 Cr | ₹2,106 Cr | ₹1,535 Cr | ₹1,428 Cr | ₹1,130 Cr |
| Earnings Per Share (Rs) | ₹35.30 | ₹28.29 | ₹22.93 | ₹21.42 | ₹35.88 |
| NIM | 4.86 | 5.19 | 4.83 | 5.03 | 4.80 |
| ROE(%) | 14.36 | 14.26 | 13.10 | 15.52 | 16.56 |
| ROCE(%) | 14.17 | 15.45 | 13.96 | 14.98 | 14.01 |
| Advances Growth | 25.38 | 46.38 | 25.23 | 26.74 | 33.19 |
| Net NPAs (funded) to Net Advances (%) | 0.74 | 0.74 | 0.55 | 0.42 | 0.50 |
Key Financials |
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| Market Cap | : | ₹ 65,369.0 Cr |
| Revenue (TTM) | : | ₹ 20,661.2 Cr |
| Net Profit(TTM) | : | ₹ 3,153.2 Cr |
| EPS (TTM) | : | ₹ 41.9 |
| P/E (TTM) | : | 20.7 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| AU SMALL FINANCE BANK | -10.5% | -17.4% | 17.7% |
| HDFC BANK | -3.3% | -6.8% | -31% |
| ICICI BANK | 1.5% | 4.8% | -2.9% |
| KOTAK MAHINDRA BANK | -0.4% | 6.8% | -2.5% |
| AXIS BANK | -1% | -1.6% | 1.2% |
| IDBI BANK | -7% | -8.3% | -16.7% |
| THE FEDERAL BANK | -1% | 4.6% | 60.1% |
| INDUSIND BANK | -2.7% | -12.3% | 11.1% |
| YES BANK | -6.4% | -32% | -29% |
AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | 13.74 % |
| 5 Yr CAGR | 29.56 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2026 | ₹9,113 Cr | 13.74 | |
| Mar2025 | ₹8,012 Cr | 55.35 | |
| Mar2024 | ₹5,157 Cr | 16.54 | |
| Mar2023 | ₹4,425 Cr | 36.83 | |
| Mar2022 | ₹3,234 Cr | - | |
AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -6.36 % |
| 5 Yr CAGR | 0.31 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 4.86% | -6.36 | |
| Mar2025 | 5.19% | 7.45 | |
| Mar2024 | 4.83% | -3.98 | |
| Mar2023 | 5.03% | 4.79 | |
| Mar2022 | 4.8% | - | |
AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | 25.42 % |
| 5 Yr CAGR | 23.65 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹2,641 Cr | 25.42 | |
| Mar2025 | ₹2,106 Cr | 37.22 | |
| Mar2024 | ₹1,535 Cr | 7.48 | |
| Mar2023 | ₹1,428 Cr | 26.38 | |
| Mar2022 | ₹1,130 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 10.23 % |
| 5 Yr CAGR | -4.56 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 28.98 % | 10.23 | |
| Mar2025 | 26.29 % | -11.66 | |
| Mar2024 | 29.76 % | -7.78 | |
| Mar2023 | 32.27 % | -7.62 | |
| Mar2022 | 34.93 % | - | |
AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | 24.78 % |
| 5 Yr CAGR | -0.41 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹35 | 24.78 | |
| Mar2025 | ₹28 | 23.38 | |
| Mar2024 | ₹23 | 7.05 | |
| Mar2023 | ₹21 | -40.30 | |
| Mar2022 | ₹36 | - | |
AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | -8.28 % |
| 5 Yr CAGR | 0.28 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2026 | 14.17% | -8.28 | |
| Mar2025 | 15.45% | 10.67 | |
| Mar2024 | 13.96% | -6.81 | |
| Mar2023 | 14.98% | 6.92 | |
| Mar2022 | 14.01% | - | |
AU SMALL FINANCE BANK Share Price vs Sensex
| Current Share Price | : | ₹869.5 |
| Current MarketCap | : | ₹ 65,369.0 Cr |
| Updated EOD on | : | Oct 26,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| AU SMALL FINANCE BANK | -10.5% |
-17.4% |
17.7% |
| SENSEX | -1.5% |
-1.2% |
-11.8% |
AU SMALL FINANCE BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE 100 ESG INDEX | -2% | -3.2% | -10.2% |
| BSE 100 | -2% | -3.3% | -9.7% |
| BSE INDIA 150 INDEX | -2.3% | -3.9% | -8.6% |
| BSE 200 | -2.5% | -4.4% | -9.2% |
| BSE 250 LARGEMIDCAP INDEX | -2.6% | -4.6% | -9% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY INDIA FPI 150 | -2.2% | -4.1% | -7.9% |
| NIFTY 200 | -2.5% | -4.5% | -8.9% |
| NIFTY BANK | -2.7% | -3.3% | -5.3% |
| NIFTY 500 | -3% | -5.2% | -8.3% |
| NIFTY LARGEMIDCAP 250 | -3.1% | -6.1% | -7.4% |
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FAQ about AU SMALL FINANCE BANK Financials
How the annual revenues of AU SMALL FINANCE BANK have changed ?
The Net Interest Income of AU SMALL FINANCE BANK have increased by 13.74% YoY .
How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 24.78 % YoY .
Check out Intrinsic Value of Peers of AU SMALL FINANCE BANK
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Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of IDBI BANK LTD |
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