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HDFC BANK
Intrinsic Value | Fundamental Analysis

BOM : 500180     NSE : HDFCBANK    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Good [Stock is Cheap]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 10,2025
Price(EOD): ₹ 1,965.90
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 1,506,056.33 Cr
Value of ₹ 1 Lac invested in HDFC BANK
on Jun 10,2020 (price: ₹ 991.80)

₹ 1 L

₹ 1.98 L

1W : 1.3% 1M : 0.4% 1Y : 27.5%
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for HDFC BANK
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Industry Peers & Returns1W1M1Y
HDFC BANK 1.3% 0.4% 27.5%
ICICI BANK -0.6% -1.9% 29.4%
KOTAK MAHINDRA BANK 5.1% 0.2% 24.4%
AXIS BANK 5.3% 2.4% 3%
INDUSIND BANK 3.9% 7.3% -44.3%
IDBI BANK -0.1% 22.4% 25.1%
YES BANK -1.5% 2.2% -7.2%
IDFC FIRST BANK 5.9% 3.4% -6.5%
THE FEDERAL BANK -0% 8.5% 28.2%

FUNDAMENTAL ANALYSIS OF HDFC BANK

 
Fundamentals Score
[ Q(TTM): Mar2025, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 HDFCBANK is one of the top 37% companies with good fundamentals ! Discover More →

VALUATION OF HDFC BANK

 
Valuation Score
[As on : Jun 10,2025 ]

Ratio Consolidated
P/E
P/B
P/S
20.51
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 73,440.20 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

2.91
P/B Calculated based on Book Value of Rs 517,984.00 Cr
[Latest Year - Mar2025 - Consolidated Results ]

4.48
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 336,367.00 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

Financial Ratios →

Insights 💡 HDFCBANK is one of the potential top 16% undervalued companies ! Discover More →

FAIR VALUE OF HDFC BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
14%
-34%
-26%

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SHARE PRICE MOMENTUM OF HDFC BANK


Insights 💡 HDFCBANK is one of the top 85% companies with bullish price momentum currently! Discover More →

HDFC BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
0
0.27
0.32
0.2

PLEDGED PROMOTER SHARES OF HDFC BANK

Pledged Promoter Shares
0 %
As on : Mar2025

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF HDFC BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
2.05%
5.19%
6.68%
5.15%
9.25%
-6.95%
43.98%
7.06%
QtrlyTrend
6
Latest Qtr: Mar2025
Quarterly Result Analysis →


HDFC BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX 4.9% 12.4% 31%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE DIVIDEND STABILITY INDEX 3.1% 6.2% 5.3%
BSE 200 EQUAL WEIGHT 3% 9.7% NA
NSE Indices1W1M1Y
NIFTY100 ALPHA 30 3.4% 8.5% 2.1%
NIFTY 500 EQUAL WEIGHT 3.2% 14% 16.6%
NIFTY500 LARGEMIDSMALL EQUAL-CAP WEIGHTED INDEX 3.2% 11.2% NA
NIFTY100 EQUAL WEIGHT 3.1% 8.4% 11.1%
NIFTY LARGEMIDCAP 250 3% 8.7% 16.2%

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FAQ about HDFC BANK


Is HDFC BANK good for long term investment?

As on Jun 10,2025, the Fundamentals of HDFC BANK look Strong and hence it may be good for long term investment! See Financial Performance of HDFC BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is HDFC BANK UnderValued or OverValued?

As on Jun 10,2025, HDFC BANK is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of HDFC BANK ?

As on Jun 10,2025, the Intrinsic Value of HDFC BANK is Rs. 2,654.77 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1,727.79
Fair Value [Median EV / Sales Model] : Rs. 2,984.14
Fair Value [Median Price / Sales Model] : Rs. 2,654.77
Estimated Median Fair Value of HDFC BANK : Rs. 2,654.77

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is HDFC BANK trading at a Premium or Discount?

As on Jun 10,2025, HDFC BANK is trading at a Discount of -26% based on the estimates of Median Intrinsic Value!