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HDFC BANK
Intrinsic Value | Fundamental Analysis

BOM : 500180     NSE : HDFCBANK    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Apr 26,2024
Price(EOD): ₹ 1,509.75
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 1,146,941.98 Cr
Value of ₹ 1 Lac invested in HDFC BANK
on Apr 26,2019 (price: ₹ 1,137.63)

₹ 1 L

₹ 1.33 L

1W : -1.4% 1M : 4.5% 1Y : -9.7%
COMMUNITY POLL
for HDFC BANK
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Best Quarterly Growth Large Cap Stocks
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Industry Peers & Returns1W1M1Y
HDFC BANK -1.4% 4.5% -9.7%
ICICI BANK 4.4% 2.9% 24.1%
KOTAK MAHINDRA BANK -8.4% -7.3% -2.7%
AXIS BANK 9.5% 8.8% 23.2%
INDUSIND BANK 0.9% 0.8% 32.2%
IDBI BANK 4.8% 9.2% 69.4%
YES BANK 8.4% 10.9% 57%
IDFC FIRST BANK 2% 7.2% 47.7%
AU SMALL FINANCE BANK -1% 7.6% -7.4%

FUNDAMENTAL ANALYSIS OF HDFC BANK

 
Fundamentals Score
[ Q(TTM): Mar2024, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF HDFC BANK

 
Valuation Score
[As on : Apr 26,2024 ]

Ratio Consolidated
P/E
P/B
P/S
17.52
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 65,446.50 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

2.53
P/B Calculated based on Book Value of Rs 453,743.00 Cr
[Latest Year - Mar2024 - Consolidated Results ]

4.04
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 283,649.00 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF HDFC BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
30%
76%

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SHARE PRICE MOMENTUM OF HDFC BANK


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HDFC BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2023
2022
2021
Avg_3yrs
0.27
0.32
0.4
0.33

PLEDGED PROMOTER SHARES OF HDFC BANK

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF HDFC BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
1.83%
22.15%
-16.39%
1.66%
67.06%
58.16%
5.83%
42.57%
QtrlyTrend
6
Latest Qtr: Mar2024
Quarterly Result Analysis →


HDFC BANK related INDICES

BSE Indices1W1M1Y
S&P BSE DIVIDEND STABILITY 2.9% 4.3% 58.7%
S&P BSE ALLCAP 2.3% 5% 41.4%
S&P BSE 500 2.1% 4.5% 39.2%
S&P BSE 250 LARGEMIDCAP 1.9% 3.8% 37%
S&P BSE LARGE MIDCAP 1.9% 3.8% 37.1%
NSE Indices1W1M1Y
NSE QUALITY 30 2.9% 2.7% 35%
NIFTY500 MULTICAP 50:25:25 2.8% 6.7% 49.4%
NIFTY LARGE MIDCAP 250 2.7% 5.5% 46.4%
NIFTY 100 EQUAL WEIGHT 2.7% 5.1% 52.5%
NIFTY ALPHA QTY VAL LOW-VOL 30 2.6% 4.7% 62%

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FAQ about HDFC BANK


Is HDFC BANK good for long term investment?

As on Apr 26,2024, the Fundamentals of HDFC BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of HDFC BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is HDFC BANK UnderValued or OverValued?

As on Apr 26,2024, HDFC BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of HDFC BANK ?

As on Apr 26,2024, the Intrinsic Value of HDFC BANK is Rs. 1,007.10 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -90.08
Fair Value [Median EV / Sales Model] : Rs. 1,158.16
Fair Value [Median Price / Sales Model] : Rs. 856.04
Estimated Median Fair Value of HDFC BANK : Rs. 1,007.10

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is HDFC BANK trading at a Premium or Discount?

As on Apr 26,2024, HDFC BANK is trading at a Premium of 50% based on the estimates of Median Intrinsic Value!