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JM FINANCIAL
Intrinsic Value | Fundamental Analysis

BOM : 523405     NSE : JMFINANCIL    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Good [Stock is Cheap]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Apr 15,2024
Price(EOD): ₹ 80.11
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - Investment
MCap: ₹ 7,655.31 Cr
Value of ₹ 1 Lac invested in JM FINANCIAL
on Apr 15,2019 (price: ₹ 89.50)

₹ 1 L

₹ 0.90 L

1W : -3% 1M : -30.3% 1Y : 23.4%
COMMUNITY POLL
for JM FINANCIAL
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JM FINANCIAL is part of below Screeners ↓
Top Undervalued Small Cap Stocks
Best Quarterly Growth Small Cap Stocks
Industry Peers & Returns1W1M1Y
JM FINANCIAL -3% -30.3% 23.4%
BAJAJ FINSERV 0.8% -1.4% 25.3%
CHOLAMANDALAM FINANCIAL HOLDINGS 7.3% 3.8% 94.1%
CAPRI GLOBAL CAPITAL -1.3% -15.3% 39.9%
AUTHUM INVESTMENT & INFRASTRUCTURE 4% -17.2% 312.2%
IIFL FINANCE -10.6% -46.5% -20.8%
KAMA HOLDINGS 0.3% -1.2% 4.4%
JSW HOLDINGS 9.9% 4.9% 89.2%
RELIGARE ENTERPRISES 0.3% -8.5% 48.2%

FUNDAMENTAL ANALYSIS OF JM FINANCIAL

 
Fundamentals Score
[ Q(TTM): Dec2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF JM FINANCIAL

 
Valuation Score
[As on : Apr 15,2024 ]

Ratio Consolidated
P/E
P/B
P/S
10.42
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 734.95 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

0.94
P/B Calculated based on Book Value of Rs 8,119.65 Cr
[Latest Year - Mar2023 - Consolidated Results ]

1.76
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 4,343.92 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

Financial Ratios →

Insights 💡 JMFINANCIL is one of the potential top 14% undervalued companies ! Discover More →

FAIR VALUE OF JM FINANCIAL

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
-42%
-26%

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SHARE PRICE MOMENTUM OF JM FINANCIAL



JM FINANCIAL vs SENSEX


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DEBT OF JM FINANCIAL

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
0
0
0
-
1.96
1.76
1.77
1.83
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF JM FINANCIAL

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF JM FINANCIAL

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
3.22%
21.66%
50.08%
56.45%
32.96%
30.65%
29.69%
33.83%
QtrlyTrend
8
Latest Qtr: Dec2023
Quarterly Result Analysis →


JM FINANCIAL related INDICES

BSE Indices1W1M1Y
S&P BSE 250 SMALLCAP -1% 3.9% 61.9%
S&P BSE 500 -1.1% 0.9% 37.6%
S&P BSE ALLCAP -1.2% 1% 39.4%
S&P BSE 400 MIDSMALLCAP -1.3% 2.4% 58.9%
S&P BSE MIDSMALLCAP -1.6% 2.3% 63.6%
NSE Indices1W1M1Y
NIFTY MID SMALL400 -1% 2.8% 61.6%
NIFTY SMALLCAP250 -1.1% 4% 67.7%
NIFTY500 MULTICAP 50:25:25 -1.1% 1.7% 46.9%
NIFTY 500 -1.1% 0.9% 38.5%

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FAQ about JM FINANCIAL


Is JM FINANCIAL good for long term investment?

As on Apr 15,2024, the Fundamentals of JM FINANCIAL look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of JM FINANCIAL . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is JM FINANCIAL UnderValued or OverValued?

As on Apr 15,2024, JM FINANCIAL is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of JM FINANCIAL ?

As on Apr 15,2024, the Intrinsic Value of JM FINANCIAL is Rs. 123.07 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -0.73
Fair Value [Median EV / Sales Model] : Rs. 137.21
Fair Value [Median Price / Sales Model] : Rs. 108.93
Estimated Median Fair Value of JM FINANCIAL : Rs. 123.07

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is JM FINANCIAL trading at a Premium or Discount?

As on Apr 15,2024, JM FINANCIAL is trading at a Discount of -35% based on the estimates of Median Intrinsic Value!