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IIFL FINANCE
Intrinsic Value | Fundamental Analysis

BOM : 532636     NSE : IIFL    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 10,2025
Price(EOD): ₹ 481.20
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - Investment
MCap: ₹ 20,446.19 Cr
Value of ₹ 1 Lac invested in IIFL FINANCE
on Jun 10,2020 (price: ₹ 65.71)

₹ 1 L

₹ 7.32 L

1W : 12.5% 1M : 23.9% 1Y : 21%
COMMUNITY POLL
for IIFL FINANCE
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IIFL FINANCE is part of below Screeners ↓
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IIFL FINANCE 12.5% 23.9% 21%
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CAPRI GLOBAL CAPITAL 18.4% 6.8% -15.2%
MAHARASHTRA SCOOTERS 8.3% 27.8% 93.3%
JM FINANCIAL 16.2% 43.8% 101.9%
KAMA HOLDINGS 5.8% 5.1% 14.3%

FUNDAMENTAL ANALYSIS OF IIFL FINANCE

 
Fundamentals Score
[ Q(TTM): Mar2025, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 IIFL is one of the top 37% companies with good fundamentals ! Discover More →

VALUATION OF IIFL FINANCE

 
Valuation Score
[As on : Jun 10,2025 ]

Ratio Consolidated
P/E
P/B
P/S
35.36
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 578.16 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

1.65
P/B Calculated based on Book Value of Rs 12,412.20 Cr
[Latest Year - Mar2025 - Consolidated Results ]

2
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 10,219.10 Cr
[Latest Qtr - Mar2025 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 16% undervalued companies ! Discover More →

FAIR VALUE OF IIFL FINANCE

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
61%
23%
19%

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SHARE PRICE MOMENTUM OF IIFL FINANCE


Insights 💡 IIFL is one of the top 79% companies with bullish price momentum currently! Discover More →

IIFL FINANCE vs SENSEX


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DEBT OF IIFL FINANCE

Year Debt/Equity ratio
Standalone Consolidated
2024
2023
2022
Avg_3yrs
3.6
3.4
3.68
3.56
4.42
4.41
5.54
4.79
[Last Annual Data : Mar2024]
Financial Ratios →

PLEDGED PROMOTER SHARES OF IIFL FINANCE

Pledged Promoter Shares
0 %
As on : Mar2025

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF IIFL FINANCE

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
6.09%
34.38%
206.29%
207.63%
-9.2%
-4.51%
-44.11%
-41.63%
QtrlyTrend
0
Latest Qtr: Mar2025
Quarterly Result Analysis →


IIFL FINANCE related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX 4.9% 12.4% 31%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE 250 SMALLCAP INDEX 3.5% 15.6% 17.3%
BSE SMALLCAP SELECT INDEX 3.5% 16% 18.9%
NSE Indices1W1M1Y
NIFTY SMALLCAP 50 5% 18% 25.1%
NIFTY SMALLCAP 100 4.3% 17.5% 20.4%
NIFTY SMALLCAP250 MOMENTUM QUALITY 100 INDEX 3.9% 16.8% 9.6%
NIFTY MIDSMALLCAP 400 3.5% 13.4% 18.7%
NIFTY SMALLCAP 250 3.4% 16.3% 18.9%

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FAQ about IIFL FINANCE


Is IIFL FINANCE good for long term investment?

As on Jun 10,2025, the Fundamentals of IIFL FINANCE look Strong and hence it may be good for long term investment! See Financial Performance of IIFL FINANCE . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is IIFL FINANCE UnderValued or OverValued?

As on Jun 10,2025, IIFL FINANCE is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of IIFL FINANCE ?

As on Jun 10,2025, the Intrinsic Value of IIFL FINANCE is Rs. 389.75 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 298.39
Fair Value [Median EV / Sales Model] : Rs. 389.75
Fair Value [Median Price / Sales Model] : Rs. 404.54
Estimated Median Fair Value of IIFL FINANCE : Rs. 389.75

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is IIFL FINANCE trading at a Premium or Discount?

As on Jun 10,2025, IIFL FINANCE is trading at a Premium of 23% based on the estimates of Median Intrinsic Value!