AU SMALL FINANCE BANK
Intrinsic Value | Fundamental Analysis

BOM : 540611     NSE : AUBANK    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
May 19,2022
Price(EOD): β‚Ή 1,260.05
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: β‚Ή 39,678.97 Cr
Value of β‚Ή 1 Lac invested in AU SMALL FINANCE BANK
on Jul 10,2017 (price: β‚Ή 541.20)

β‚Ή 1 L

β‚Ή 2.33 L

1W : -2.7% 1M : -11.3% 1Y : 36.3%
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AU SMALL FINANCE BANK is part of below Screeners ↓
Top Mid Cap Stocks with Best Fundamentals
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Industry Peers & Returns1W1M1Y
AU SMALL FINANCE BANK -2.7% -11.3% 36.3%
HDFC BANK -0.3% -4.2% -8.7%
ICICI BANK 1.9% -10% 13.4%
KOTAK MAHINDRA BANK 0.2% 4.2% 5.9%
AXIS BANK 2.2% -18.5% -7%
INDUSIND BANK -0.6% -10% -5.6%
BANDHAN BANK -0.9% -2.8% 16.3%
IDBI BANK -0.1% -21.4% -0.5%
YES BANK 7.9% -1.9% 4%

FUNDAMENTAL ANALYSIS OF AU SMALL FINANCE BANK

 
Fundamentals Score
[ Q(TTM): Mar2022, Y: Mar2021
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights πŸ’‘ AUBANK is one of the top 18% companies with good fundamentals ! Discover More →

VALUATION OF AU SMALL FINANCE BANK

 
Valuation Score
[As on : May 19,2022 ]

Ratio Standalone
P/E
P/B
P/S
33.6
P/E Calculated based on EPS of 37.5
[ Mar2021 - Standalone Results ]

6.37
P/B Calculated based on Book Value of 197.69
[ Mar2021 - Standalone Results ]

6.7
P/S Calculated based on Revenues of 5921.73 Cr
[ TTM - Standalone Results ]

Financial Ratios →

Insights πŸ’‘ There are potential 21% undervalued companies ! Discover More →

FAIR VALUE OF AU SMALL FINANCE BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
NA (-ve EV)
412%

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SHARE PRICE MOMENTUM OF AU SMALL FINANCE BANK


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AU SMALL FINANCE BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Standalone
2021
2020
2019
Avg_3yrs
2.2
0.81
1.29
1.43

PLEDGED PROMOTER SHARES OF AU SMALL FINANCE BANK

Pledged Promoter Shares
0 %
As on : Mar2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF AU SMALL FINANCE BANK

Standalone Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
11.4%
5.21%
-3.32%
14.58%
28.99%
40.08%
98.49%
104.8%
QtrlyTrend
6
Latest Qtr: Mar2022
Quarterly Result Analysis →


AU SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE MIDSMALLCAP 2.7% -11.3% 12.2%
S&P BSE 400 MIDSMALLCAP 2.6% -10.8% 11.5%
S&P BSE 150 MIDCAP 2.3% -9.7% 11.3%
S&P BSE MID CAP 2% -10.8% 7.6%
S&P BSE MIDCAP SELECT INDEX 1.5% -12.6% 7.5%
S&P BSE SENSEX NEXT 50 1% -12.1% 10.7%
S&P BSE ALLCAP 0.8% -9.3% 9.3%
S&P BSE 500 0.6% -9.1% 8.7%
S&P BSE 250 LARGEMIDCAP 0.4% -8.8% 8.5%
S&P BSE 200 0.4% -8.8% 8.3%
NSE Indices1W1M1Y
NIFTY MID SMALL400 2.3% -11.1% 11.9%
NIFTY MIDCAP150 1.9% -10% 11.6%
NIFTY FREE MIDCAP 100 1.7% -10.5% 11.9%
NIFTY MIDCAP 50 1.4% -11.1% 9.4%
NIFTY500 MULTICAP 50:25:25 1.3% -10.2% 10.1%
NIFTY LARGE MIDCAP 250 1% -9.4% 9.7%
NIFTY 500 0.6% -9.2% 8.7%
NIFTY 200 0.4% -8.9% 8.3%
NIFTY BANK -0.7% -9.3% 3.6%

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FAQ about AU SMALL FINANCE BANK


Is AU SMALL FINANCE BANK good for long term investment?

As on May 19,2022, the Fundamentals of AU SMALL FINANCE BANK look Strong and hence it may be good for long term investment! See Financial Performance of AU SMALL FINANCE BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is AU SMALL FINANCE BANK UnderValued or OverValued?

As on May 19,2022, AU SMALL FINANCE BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of AU SMALL FINANCE BANK ?

As on May 19,2022, the Intrinsic Value of AU SMALL FINANCE BANK is Rs. 245.87 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -430.97
Fair Value [Median EV / Sales Model] : Rs. -113.02
Fair Value [Median Price / Sales Model] : Rs. 245.87
Median Fair Value of AU SMALL FINANCE BANK : Rs. 245.87

Is AU SMALL FINANCE BANK trading at a Premium or Discount?

As on May 19,2022, AU SMALL FINANCE BANK is trading at a Premium of 412% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].


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