AU SMALL FINANCE BANK
|
AU SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 35.30 | 28.29 | 22.93 | 21.42 | 35.88 |
| DPS(Rs) | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Book NAV/Share(Rs) | 263.71 | 228.90 | 186.75 | 163.98 | 237.30 |
| Margin Ratios | |||||
| Yield on Advances | 13.88 | 15.00 | 14.43 | 14.05 | 12.85 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.72 | 5.92 | 5.83 | 5.00 | 4.59 |
| NIM | 4.86 | 5.19 | 4.83 | 5.03 | 4.80 |
| Interest Spread | 8.16 | 9.08 | 8.60 | 9.05 | 8.26 |
| Performance Ratios | |||||
| ROA(%) | 1.51 | 1.58 | 1.54 | 1.79 | 1.87 |
| ROE(%) | 14.36 | 14.26 | 13.10 | 15.52 | 16.56 |
| ROCE(%) | 14.17 | 15.45 | 13.96 | 14.98 | 14.01 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 57.91 | 56.53 | 65.14 | 63.01 | 57.07 |
| Core Cost Income Ratio | 59.84 | 57.82 | 65.63 | 62.50 | 59.07 |
| Operating Costs to Assets | 3.65 | 3.77 | 4.08 | 3.81 | 3.49 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 23.88 | 18.88 | 24.66 | 27.03 | 17.36 |
| PCE(x) | 21.65 | 16.82 | 21.50 | 23.92 | 30.89 |
| Price/Book(x) | 3.20 | 2.33 | 3.03 | 3.53 | 5.25 |
| Yield(%) | 0.12 | 0.19 | 0.18 | 0.17 | 0.08 |
| EV/Net Sales(x) | 4.13 | 3.20 | 4.10 | 5.47 | 7.64 |
| EV/Core EBITDA(x) | 15.12 | 11.23 | 18.13 | 22.23 | 24.92 |
| EV/EBIT(x) | 5.92 | 4.74 | 5.86 | 7.95 | 10.92 |
| EV/CE(x) | 2.27 | 1.78 | 2.40 | 2.60 | 3.35 |
| M Cap / Sales | 3.38 | 2.48 | 3.59 | 4.70 | 6.63 |
| Growth Ratio | |||||
| Core Operating Income Growth | 13.74 | 55.35 | 16.54 | 36.83 | 36.72 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 25.42 | 37.22 | 7.48 | 26.38 | -3.49 |
| BVPS Growth | 15.21 | 22.57 | 13.89 | -30.90 | 20.04 |
| Advances Growth | 25.38 | 46.38 | 25.23 | 26.74 | 33.19 |
| EPS Growth(%) | 24.79 | 23.33 | 7.09 | -40.31 | -4.31 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.05 | 0.07 | 0.05 | 0.13 | 0.11 |
| Investment / Deposits(x) | 0.29 | 0.30 | 0.31 | 0.29 | 0.29 |
| IncLoan / Deposits(x) | 9.09 | 9.38 | 6.28 | 9.08 | 11.39 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 0.74 | 0.74 | 0.55 | 0.42 | 0.50 |
Compare Financial Ratios of peers of AU SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| AU SMALL FINANCE BANK | ₹76,267.1 Cr | 1.5% | -6.5% | 35.4% | Stock Analytics | |
| HDFC BANK | ₹1,094,260.0 Cr | -2.7% | 0.1% | -24.3% | Stock Analytics | |
| ICICI BANK | ₹949,409.0 Cr | -0.7% | -8.8% | -6.5% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹415,424.0 Cr | 3% | -0.2% | -0% | Stock Analytics | |
| AXIS BANK | ₹381,738.0 Cr | 3.3% | -4.4% | 4.3% | Stock Analytics | |
| IDBI BANK | ₹88,384.8 Cr | 0.2% | -9.5% | -9.6% | Stock Analytics | |
AU SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| AU SMALL FINANCE BANK | 1.5% |
-6.5% |
35.4% |
| SENSEX | -3.1% |
-6.2% |
-11.7% |
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