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AU SMALL FINANCE BANK Financial Statement Analysis
[BOM: 540611|NSE : AUBANK]

The Net Interest Income of AU SMALL FINANCE BANK have increased by 16.54% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 7.05 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]

StandaloneMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹10,555 Cr₹8,205 Cr₹5,922 Cr₹4,950 Cr₹4,286 Cr
Other Income ₹1,746 Cr₹1,034 Cr₹994 Cr₹1,421 Cr₹706 Cr
Interest Expended ₹5,398 Cr₹3,780 Cr₹2,688 Cr₹2,585 Cr₹2,377 Cr
Operating Expenses ₹4,465 Cr₹3,440 Cr₹2,413 Cr₹1,658 Cr₹1,418 Cr
Profit Before Tax ₹1,999 Cr₹1,865 Cr₹1,454 Cr₹1,459 Cr₹914 Cr
Profit After Tax ₹1,535 Cr₹1,428 Cr₹1,130 Cr₹1,171 Cr₹675 Cr
Earnings Per Share (Rs)₹22.93₹21.42₹35.88₹37.50₹22.19
NIM4.835.034.804.714.65
ROE(%)13.1015.5216.5622.3118.56
ROCE(%)13.9614.9814.0115.6012.73
Advances Growth25.2326.7433.1928.2218.29
Net NPAs (funded) to Net Advances (%)0.550.420.502.200.81

Key Financials

Market Cap : ₹ 50,693.0 Cr
Revenue (TTM) : ₹ 16,063.7 Cr
Net Profit(TTM) : ₹ 2,105.9 Cr
EPS (TTM) : ₹ 28.3
P/E (TTM) : 24.1

Industry Peers & Returns1W1M1Y
AU SMALL FINANCE BANK 16% 29.7% 8.3%
HDFC BANK 0.5% 8.4% 25.6%
ICICI BANK -0.3% 6.1% 33.5%
KOTAK MAHINDRA BANK 1.7% 9.3% 24.2%
AXIS BANK 1.4% 14.6% 17.2%
INDUSIND BANK 3.2% 19.9% -46.5%
IDBI BANK 2% 11.3% -0.1%
YES BANK 1.9% 8.7% -23.1%
IDFC FIRST BANK 7.4% 21.4% -16.3%


AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]

Y-o-Y

16.54 %

5 Yr CAGR

28.20 %

Years Net Interest Income % Change
Mar2024 ₹5,157 Cr
16.54
Mar2023 ₹4,425 Cr
36.83
Mar2022 ₹3,234 Cr
36.72
Mar2021 ₹2,365 Cr
23.91
Mar2020 ₹1,909 Cr -

AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]

Net Interest Margins
Y-o-Y

-3.98 %

5 Yr CAGR

0.95 %

Years Net Interest Margin% % Change
Mar2024 4.83%
-3.98
Mar2023 5.03%
4.79
Mar2022 4.8%
1.91
Mar2021 4.71%
1.29
Mar2020 4.65% -

AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]

Y-o-Y

7.48 %

5 Yr CAGR

22.80 %

Years Profit After Tax % Change
Mar2024 ₹1,535 Cr
7.48
Mar2023 ₹1,428 Cr
26.38
Mar2022 ₹1,130 Cr
-3.49
Mar2021 ₹1,171 Cr
73.49
Mar2020 ₹675 Cr -

PAT Margins
Y-o-Y

-7.78 %

5 Yr CAGR

-4.21 %

Years PAT Margin(%) % Change
Mar2024 29.76 %
-7.78
Mar2023 32.27 %
-7.62
Mar2022 34.93 %
-29.42
Mar2021 49.49 %
40.00
Mar2020 35.35 % -

AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

7.05 %

5 Yr CAGR

0.82 %

Years EPS % Change
Mar2024 ₹23
7.05
Mar2023 ₹21
-40.30
Mar2022 ₹36
-4.32
Mar2021 ₹38
69.00
Mar2020 ₹22 -

AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

-6.81 %

5 Yr CAGR

2.33 %

Years ROCE % Change
Mar2024 13.96%
-6.81
Mar2023 14.98%
6.92
Mar2022 14.01%
-10.19
Mar2021 15.6%
22.55
Mar2020 12.73% -

AU SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹680.9
Current MarketCap: ₹ 50,693.0 Cr
Updated EOD on :Apr 24,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
AU SMALL FINANCE BANK

16%

29.7%

8.3%

SENSEX

3.6%

5.8%

10.1%

AU SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE FOCUSED MIDCAP 5.6% 5.6% NA
BSE MIDCAP SELECT INDEX 5.4% 5% 11.6%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX 4.5% 11% 16.8%
NSE Indices1W1M1Y
NIFTY MIDSMALL FINANCIAL SERVICES 5.5% 15.2% 22.2%
NIFTY MIDCAP 50 5.3% 7.8% 13.4%
NIFTY MIDCAP 100 5% 8.2% 12.2%
NIFTY MIDCAP 150 4.5% 7.2% 11%
NIFTY MIDSMALLCAP 400 4.2% 7.3% 8.8%

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FAQ about AU SMALL FINANCE BANK Financials


How the annual revenues of AU SMALL FINANCE BANK have changed ?

The Net Interest Income of AU SMALL FINANCE BANK have increased by 16.54% YoY .

How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 7.05 % YoY .