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AU SMALL FINANCE BANK Financial Statement Analysis
[BOM: 540611|NSE : AUBANK]

The Net Interest Income of AU SMALL FINANCE BANK have increased by 36.72% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has decreased by -40.30 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]

StandaloneMar2023
Mar2022
Mar2021
Mar2020
Mar2019
Interest Earned ₹5,922 Cr₹4,950 Cr₹4,286 Cr₹2,949 Cr₹1,767 Cr
Other Income ₹994 Cr₹1,421 Cr₹706 Cr₹462 Cr₹388 Cr
Interest Expended ₹2,688 Cr₹2,585 Cr₹2,377 Cr₹1,607 Cr₹827 Cr
Operating Expenses ₹2,413 Cr₹1,658 Cr₹1,418 Cr₹1,083 Cr₹753 Cr
Profit Before Tax ₹1,454 Cr₹1,459 Cr₹914 Cr₹580 Cr₹443 Cr
Profit After Tax ₹1,130 Cr₹1,171 Cr₹675 Cr₹382 Cr₹292 Cr
Consolidated Net Profit ₹1,130 Cr₹1,171 Cr₹675 Cr₹382 Cr₹292 Cr
Earnings Per Share (Rs)₹21.42₹35.88₹37.50₹22.19₹13.06
NIM5.034.804.714.654.23
ROE(%)15.5216.5622.3118.5614.66
ROCE(%)14.9814.0115.6012.7311.87
Advances Growth26.7433.1928.2218.2971.41
Net NPAs (funded) to Net Advances (%)0.420.502.200.811.29

Key Financials

Market Cap : ₹ 45,672.3 Cr
Revenue (TTM) : ₹ 10,000.1 Cr
Net Profit(TTM) : ₹ 1,588.6 Cr
EPS (TTM) : ₹ 21.4
P/E (TTM) : 28.7

Industry Peers & Returns1W1M1Y
AU SMALL FINANCE BANK 0.5% -6.2% -2.7%
HDFC BANK -1.5% 0.4% -8.6%
ICICI BANK NA 2.2% 27.9%
KOTAK MAHINDRA BANK 0.4% 1.8% 3.9%
AXIS BANK -0.8% -5.2% 20.9%
INDUSIND BANK 5.9% 2.6% 47.7%
IDBI BANK -0.3% -11.8% 73.6%
YES BANK 2.5% -10.3% 56.4%
IDFC FIRST BANK 1.4% -6.2% 40.1%


AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]

Y-o-Y

36.72 %

5 Yr CAGR

36.18 %

Years Net Interest Income % Change
Mar2023 ₹3,234 Cr
36.72
Mar2022 ₹2,365 Cr
23.91
Mar2021 ₹1,909 Cr
42.18
Mar2020 ₹1,343 Cr
42.76
Mar2019 ₹940 Cr -

AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]

Net Interest Margins
Y-o-Y

4.79 %

5 Yr CAGR

4.43 %

Years Net Interest Margin% % Change
Mar2023 5.03%
4.79
Mar2022 4.8%
1.91
Mar2021 4.71%
1.29
Mar2020 4.65%
9.93
Mar2019 4.23% -

AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]

Y-o-Y

-3.49 %

5 Yr CAGR

40.25 %

Years Profit After Tax % Change
Mar2023 ₹1,130 Cr
-3.49
Mar2022 ₹1,171 Cr
73.49
Mar2021 ₹675 Cr
76.73
Mar2020 ₹382 Cr
30.74
Mar2019 ₹292 Cr -

PAT Margins
Y-o-Y

-29.42 %

5 Yr CAGR

2.99 %

Years PAT Margin(%) % Change
Mar2023 34.93 %
-29.42
Mar2022 49.49 %
40.00
Mar2021 35.35 %
24.30
Mar2020 28.44 %
-8.41
Mar2019 31.05 % -

AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

-40.30 %

5 Yr CAGR

13.17 %

Years EPS % Change
Mar2023 ₹21
-40.30
Mar2022 ₹36
-4.32
Mar2021 ₹38
69.00
Mar2020 ₹22
69.91
Mar2019 ₹13 -

AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

6.92 %

5 Yr CAGR

5.99 %

Years ROCE % Change
Mar2023 14.98%
6.92
Mar2022 14.01%
-10.19
Mar2021 15.6%
22.55
Mar2020 12.73%
7.25
Mar2019 11.87% -

AU SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹615.0
Current MarketCap: ₹ 45,672.3 Cr
Updated EOD on :Apr 19,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
AU SMALL FINANCE BANK

0.5%

-6.2%

-2.7%

SENSEX

-2.9%

-0.4%

20%

AU SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE 400 MIDSMALLCAP -1.2% 8.6% 57.2%
S&P BSE MIDSMALLCAP -1.2% 9.4% 62.3%
S&P BSE 150 MIDCAP -1.4% 6.9% 55.2%
S&P BSE MID CAP -1.4% 6.8% 62.7%
S&P BSE MIDCAP SELECT INDEX -1.5% 3.3% 56.2%
NSE Indices1W1M1Y
NIFTY MID SMALL400 -1.2% 9.2% 59.9%
NIFTY MIDCAP150 -1.5% 7.4% 56.2%
NIFTY MIDCAP150 QUALITY 50 -1.6% 4.4% 30.7%
NIFTY FREE MIDCAP 100 -1.8% 6.6% 59%
NIFTY MIDCAP 50 -1.8% 3.8% 58.3%

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FAQ about AU SMALL FINANCE BANK Financials


How the annual revenues of AU SMALL FINANCE BANK have changed ?

The Net Interest Income of AU SMALL FINANCE BANK have increased by 36.72% YoY .

How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has decreased by -40.30 % YoY .