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IDFC FIRST BANK
Intrinsic Value | Fundamental Analysis

BOM : 539437     NSE : IDFCFIRSTB    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : Average
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Downward
Pledged Shares : None or < 25%
Jul 19,2024
Price(EOD): ₹ 76.01
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 56,840.28 Cr
Value of ₹ 1 Lac invested in IDFC FIRST BANK
on Jul 19,2019 (price: ₹ 40.25)

₹ 1 L

₹ 1.89 L

1W : -2.9% 1M : -7.5% 1Y : -5.7%
COMMUNITY POLL
for IDFC FIRST BANK
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IDFC FIRST BANK is part of below Screeners ↓
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FUNDAMENTAL ANALYSIS OF IDFC FIRST BANK

 
Fundamentals Score
[ Q(TTM): Mar2024, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 IDFCFIRSTB is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF IDFC FIRST BANK

 
Valuation Score
[As on : Jul 19,2024 ]

Ratio Consolidated
P/E
P/B
P/S
19.32
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,942.35 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

1.76
P/B Calculated based on Book Value of Rs 32,214.70 Cr
[Latest Year - Mar2024 - Consolidated Results ]

1.87
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 30,325.10 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF IDFC FIRST BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
-10%
128%

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SHARE PRICE MOMENTUM OF IDFC FIRST BANK



IDFC FIRST BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2023
2022
2021
Avg_3yrs
0.86
1.53
1.86
1.42

PLEDGED PROMOTER SHARES OF IDFC FIRST BANK

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF IDFC FIRST BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
4.33%
5.44%
2%
-0.03%
27.96%
5.95%
-13.34%
-10.32%
QtrlyTrend
2
Latest Qtr: Mar2024
Quarterly Result Analysis →


IDFC FIRST BANK related INDICES

BSE Indices1W1M1Y
S&P BSE CARBONEX 0.1% 3.2% 30.8%
S&P BSE 100 ESG INDEX 0.1% 3.4% 25.6%
S&P BSE 100 -0% 3.2% 30.5%
S&P BSE DIVERSIFIED FINL. REV. -0.4% 1.6% 18.7%
S&P BSE 200 -0.4% 2.6% 34.7%
NSE Indices1W1M1Y
NIFTY BANK -0% 3.6% 17%
NIFTY 200 -0.3% 2.7% 35%
NIFTY PRIVATE BANK -0.5% 3.8% 14.1%
NIFTY 500 -0.7% 2.4% 37.5%
NIFTY LARGE MIDCAP 250 -1.1% 1.5% 42.7%

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FAQ about IDFC FIRST BANK


Is IDFC FIRST BANK good for long term investment?

As on Jul 19,2024, the Fundamentals of IDFC FIRST BANK look Strong and hence it may be good for long term investment! See Financial Performance of IDFC FIRST BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is IDFC FIRST BANK UnderValued or OverValued?

As on Jul 19,2024, IDFC FIRST BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of IDFC FIRST BANK ?

As on Jul 19,2024, the Intrinsic Value of IDFC FIRST BANK is Rs. 58.71 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -29.03
Fair Value [Median EV / Sales Model] : Rs. 84.14
Fair Value [Median Price / Sales Model] : Rs. 33.28
Estimated Median Fair Value of IDFC FIRST BANK : Rs. 58.71

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is IDFC FIRST BANK trading at a Premium or Discount?

As on Jul 19,2024, IDFC FIRST BANK is trading at a Premium of 29% based on the estimates of Median Intrinsic Value!