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IDFC FIRST BANK
Intrinsic Value | Fundamental Analysis

BOM : 539437     NSE : IDFCFIRSTB    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 07,2023
Price(EOD): β‚Ή 73.56
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: β‚Ή 48,736.44 Cr
Value of β‚Ή 1 Lac invested in IDFC FIRST BANK
on Jun 07,2018 (price: β‚Ή 42.05)

β‚Ή 1 L

β‚Ή 1.75 L

1W : 1.3% 1M : 13.9% 1Y : 103.3%
COMMUNITY POLL
for IDFC FIRST BANK
Please provide your vote to see the results
IDFC FIRST BANK is part of below Screeners ↓
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IDFC FIRST BANK 1.3% 13.9% 103.3%
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IDBI BANK 0.3% 1.8% 49.8%
AU SMALL FINANCE BANK -0.9% 8.8% 15.5%

FUNDAMENTAL ANALYSIS OF IDFC FIRST BANK

 
Fundamentals Score
[ Q(TTM): Mar2023, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights πŸ’‘ IDFCFIRSTB is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF IDFC FIRST BANK

 
Valuation Score
[As on : Jun 07,2023 ]

Ratio Consolidated
P/E
P/B
P/S
19.61
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,484.93 Cr
[Latest Qtr - Mar2023 - Consolidated Results ]

1.89
P/B Calculated based on Book Value of Rs 25,810.40 Cr
[Latest Year - Mar2023 - Consolidated Results ]

2.14
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 22,727.80 Cr
[Latest Qtr - Mar2023 - Consolidated Results ]

Financial Ratios →

Insights πŸ’‘ There are potential 23% undervalued companies ! Discover More →

FAIR VALUE OF IDFC FIRST BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
1730%
-35%
170%

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with our bestselling video course Value Investing - The Ultimate Guide
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SHARE PRICE MOMENTUM OF IDFC FIRST BANK


Insights πŸ’‘ IDFCFIRSTB is one of the top 48% companies with bullish price momentum currently! Discover More →

IDFC FIRST BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2022
2021
2020
Avg_3yrs
1.53
1.86
0.94
1.44

PLEDGED PROMOTER SHARES OF IDFC FIRST BANK

Pledged Promoter Shares
0 %
As on : Mar2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF IDFC FIRST BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
8.67%
23.49%
32.38%
32.36%
41.08%
87.82%
132.82%
131.65%
QtrlyTrend
8
Latest Qtr: Mar2023
Quarterly Result Analysis →

Insights πŸ’‘ IDFCFIRSTB is one of the top 43% companies with good quarterly result uptrend ! Discover More →

IDFC FIRST BANK related INDICES

BSE Indices1W1M1Y
S&P BSE MIDSMALLCAP 2.9% 6.7% 19.4%
S&P BSE 400 MIDSMALLCAP 2.5% 6% 19.2%
S&P BSE MID CAP 2.4% 6.4% 20%
S&P BSE 150 MIDCAP 2.1% 5.7% 18.6%
S&P BSE ALLCAP 1.6% 3.9% 13.8%
NSE Indices1W1M1Y
NIFTY MID SMALL400 2.6% 6.3% 20%
NIFTY200 MOMENTUM 30 INDEX 2.5% 6.7% 17.8%
NIFTY MIDCAP150 2.2% 5.9% 21.1%
NIFTY500 MULTICAP 50:25:25 2% 4.8% 15.5%
NIFTY FREE MIDCAP 100 1.9% 5.9% 21.5%

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FAQ about IDFC FIRST BANK


Is IDFC FIRST BANK good for long term investment?

As on Jun 07,2023, the Fundamentals of IDFC FIRST BANK look Strong and hence it may be good for long term investment! See Financial Performance of IDFC FIRST BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is IDFC FIRST BANK UnderValued or OverValued?

As on Jun 07,2023, IDFC FIRST BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of IDFC FIRST BANK ?

As on Jun 07,2023, the Intrinsic Value of IDFC FIRST BANK is Rs. 27.22 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 4.02
Fair Value [Median EV / Sales Model] : Rs. 112.63
Fair Value [Median Price / Sales Model] : Rs. 27.22
Estimated Median Fair Value of IDFC FIRST BANK : Rs. 27.22

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is IDFC FIRST BANK trading at a Premium or Discount?

As on Jun 07,2023, IDFC FIRST BANK is trading at a Premium of 170% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].