AAVAS FINANCIERS
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| BOM : 541988 NSE : AAVAS | |
| LT :
Long Term Analysis
Fundamentals : Good
Valuation : Good [Stock is Cheap] Debt : High |
Updated: |
| ST :
Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward Pledged Shares : None or < 25% |
Jul 11,2025 |
|
Price(EOD): ₹ 2,015.55
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
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Finance - Housing |
| MCap: ₹ 15,963.16 Cr | |
| Industry Peers & Returns | 1W | 1M | 1Y |
| AAVAS FINANCIERS | 7.1% | 10.2% | 8.6% |
| BAJAJ HOUSING FINANCE | -0% | -1.6% | NA |
| HOUSING & URBAN DEVELOPMENT CORPORATION | 1.5% | 0% | -29.7% |
| LIC HOUSING FINANCE | -0.6% | -0.1% | -21.6% |
| PNB HOUSING FINANCE | -1.1% | -1.1% | 36.6% |
| AADHAR HOUSING FINANCE | -0.7% | 2.4% | 5.8% |
| APTUS VALUE HOUSING FINANCE INDIA | 6% | 8.5% | 4.7% |
| SAMMAAN CAPITAL | 2.6% | -1.7% | -22.8% |
| HOME FIRST FINANCE COMPANY INDIA | -0.7% | 11.9% | 32.7% |
FUNDAMENTAL ANALYSIS OF AAVAS FINANCIERS
[ Q(TTM): Mar2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
VALUATION OF AAVAS FINANCIERS
[As on : Jul 11,2025
]
| Ratio | Consolidated | |
|---|---|---|
|
P/E P/B P/S |
32.51
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 490.69 Cr
[Latest Qtr - Mar2024 - Consolidated Results ] 4.29
P/B Calculated based on Book Value of Rs 3,721.77 Cr
[Latest Year - Mar2024 - Consolidated Results ] 7.91
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 2,017.90 Cr
[Latest Qtr - Mar2024 - Consolidated Results ] |
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| Financial Ratios → | ||
| Model | Discount(-)/ Premium(+) |
|---|---|
|
EV/EBIDTA EV/Sales Price/Sales |
-22% -20% -45% |
SHARE PRICE MOMENTUM OF AAVAS FINANCIERS
AAVAS FINANCIERS vs SENSEX
DEBT OF AAVAS FINANCIERS
| Year | Debt/Equity ratio | |
|---|---|---|
| Standalone | Consolidated | |
|
2024 2023 2022 Avg_3yrs |
3.31 3.05 2.87 3.08 |
3.31 3.05 2.87 3.08 |
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[Last Annual Data : Mar2024]
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| Financial Ratios → | ||
PLEDGED PROMOTER SHARES OF AAVAS FINANCIERS
| Pledged Promoter Shares |
0 % | |
|---|---|---|
| As on : Mar2025 | ||
If less than 25% | Good |
|
| If between 25% and 50% | Neutral | |
| If greater than 50% | Bad | |
| Shareholding Pattern → | ||
QTRLY RESULTS OF AAVAS FINANCIERS
| Consolidated | Q-o-Q | Y-o-Y |
|---|---|---|
|
Revenue Op Profit Profit Before Tax Profit After Tax |
7.47% 8.93% 18.39% 22.07% |
21.42% 22.8% 11.78% 12.34% |
| QtrlyTrend |
8 | |
| Latest Qtr: Mar2024 | ||
| Quarterly Result Analysis → | ||
AAVAS FINANCIERS related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% |
| BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX | -0.2% | 0.7% | 15.4% |
| BSE FINANCIAL SERVICES | -0.3% | 0.2% | 10.8% |
| BSE SMALLCAP | -0.6% | 0.4% | 0.8% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY CORE HOUSING | -0.4% | 2.3% | -4.8% |
| NIFTY SMALLCAP 250 | -0.7% | 0.7% | -0.1% |
| NIFTY 500 EQUAL WEIGHT | -0.7% | -0.3% | -0.3% |
| NIFTY500 LARGEMIDSMALL EQUAL-CAP WEIGHTED INDEX | -1.1% | -0.2% | 1.2% |
| NIFTY500 MULTICAP 50:25:25 | -1.1% | -0.2% | 1.3% |
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FAQ about AAVAS FINANCIERS
Is AAVAS FINANCIERS good for long term investment?
As on Jul 11,2025, the Fundamentals of AAVAS FINANCIERS look Strong and hence it may be good for long term investment! See Financial Performance of AAVAS FINANCIERS . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!Is AAVAS FINANCIERS UnderValued or OverValued?
As on Jul 11,2025, AAVAS FINANCIERS is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!What is the Intrinsic Value of AAVAS FINANCIERS ?
As on Jul 11,2025, the Intrinsic Value of AAVAS FINANCIERS is Rs. 2,581.21 estimated based on Median of the 3 historical models.Fair Value [Median EV / EBIDTA Model] : Rs. 2,581.21
Fair Value [Median EV / Sales Model] : Rs. 2,530.24
Fair Value [Median Price / Sales Model] : Rs. 3,684.77
Estimated Median Fair Value of AAVAS FINANCIERS : Rs. 2,581.21
The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.
