PNB HOUSING FINANCE
Intrinsic Value | Fundamental Analysis

BOM : 540173     NSE : PNBHOUSING    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Good [Stock is Cheap]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Downward
Price Momentum : Downward
Pledged Shares : None or < 25%
May 20,2022
Price(EOD): β‚Ή 338.05
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - Housing
MCap: β‚Ή 5,699.52 Cr
Value of β‚Ή 1 Lac invested in PNB HOUSING FINANCE
on May 22,2017 (price: β‚Ή 1,243.30)

β‚Ή 1 L

β‚Ή 0.27 L

1W : 1.8% 1M : -14.3% 1Y : -14.7%
COMMUNITY POLL
for PNB HOUSING FINANCE
Please provide your vote to see the results
PNB HOUSING FINANCE is part of below Screeners ↓
Top Undervalued Small Cap Stocks
Industry Peers & Returns1W1M1Y
PNB HOUSING FINANCE 1.8% -14.3% -14.7%
HOUSING DEVELOPMENT FINANCE CORPORATION 1.4% 1% -14.6%
LIC HOUSING FINANCE 7.2% -1.6% -21.3%
AAVAS FINANCIERS -0.4% -9.4% -3.4%
INDIABULLS HOUSING FINANCE 1.3% -24.1% -39.4%
HOUSING & URBAN DEVELOPMENT CORPORATION 4.5% -6% -28.9%
CAN FIN HOMES -3% -26.1% -14%
HOME FIRST FINANCE COMPANY INDIA -0.3% 3.2% 48.1%
REPCO HOME FINANCE 2.7% -16.4% -54.5%

FUNDAMENTAL ANALYSIS OF PNB HOUSING FINANCE

 
Fundamentals Score
[ Q(TTM): Mar2022, Y: Mar2021
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF PNB HOUSING FINANCE

 
Valuation Score
[As on : May 20,2022 ]

Ratio Consolidated
P/E
P/B
P/S
6.12
P/E Calculated based on EPS of 55.26
[ Mar2021 - Consolidated Results ]

0.64
P/B Calculated based on Book Value of 525.93
[ Mar2021 - Consolidated Results ]

0.92
P/S Calculated based on Revenues of 6195.93 Cr
[ TTM - Consolidated Results ]

Financial Ratios →

Insights πŸ’‘ PNBHOUSING is one of the potential top 20% undervalued companies ! Discover More →

FAIR VALUE OF PNB HOUSING FINANCE

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
-60%
-57%
-68%

Insights πŸ’‘ You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF PNB HOUSING FINANCE


Insights πŸ’‘ There are 7% companies with bullish price momentum currently! Discover More →

PNB HOUSING FINANCE vs SENSEX


Insights πŸ’‘ You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

DEBT OF PNB HOUSING FINANCE

Year Debt/Equity ratio
Standalone Consolidated
2021
2020
2019
Avg_3yrs
6.75
8.6
9.74
8.36
6.71
8.54
9.6
8.28
[Last Annual Data : Mar2021]
Financial Ratios →

PLEDGED PROMOTER SHARES OF PNB HOUSING FINANCE

Pledged Promoter Shares
0 %
As on : Mar2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF PNB HOUSING FINANCE

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
-4.68%
-7.5%
-11.8%
-10.03%
-22.18%
-13.58%
18.94%
33.46%
QtrlyTrend
-4
Latest Qtr: Mar2022
Quarterly Result Analysis →


PNB HOUSING FINANCE related INDICES

BSE Indices1W1M1Y
S&P BSE 250 SMALLCAP 4.5% -9.8% 12.8%
S&P BSE SMALL CAP 4.1% -8.7% 16.8%
S&P BSE MIDSMALLCAP 3.7% -8.4% 12.6%
S&P BSE 400 MIDSMALLCAP 3.6% -7.9% 11.9%
S&P BSE FINANCE 3.3% -6.1% -0.9%
S&P BSE ALLCAP 3.2% -5.8% 10.3%
S&P BSE 500 3.2% -5.6% 9.7%
NSE Indices1W1M1Y
NIFTY SMALLCAP250 4.5% -10% 13.6%
NIFTY FREE SMALL 100 3.9% -12.4% 3.1%
NIFTY MID SMALL400 3.4% -8% 12.5%
NIFTY500 MULTICAP 50:25:25 3.4% -6.8% 11%
NIFTY SMALLCAP 50 3.2% -12.8% -5.5%
NIFTY 500 3.1% -5.7% 9.7%
NIFTY 500 VALUE 50 0.8% -11.3% 14.9%

You may also like the below Video Courses


FAQ about PNB HOUSING FINANCE


Is PNB HOUSING FINANCE good for long term investment?

As on May 20,2022, the Fundamentals of PNB HOUSING FINANCE look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of PNB HOUSING FINANCE . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is PNB HOUSING FINANCE UnderValued or OverValued?

As on May 20,2022, PNB HOUSING FINANCE is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of PNB HOUSING FINANCE ?

As on May 20,2022, the Intrinsic Value of PNB HOUSING FINANCE is Rs. 852.11 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 852.11
Fair Value [Median EV / Sales Model] : Rs. 777.16
Fair Value [Median Price / Sales Model] : Rs. 1,044.34
Median Fair Value of PNB HOUSING FINANCE : Rs. 852.11

Is PNB HOUSING FINANCE trading at a Premium or Discount?

As on May 20,2022, PNB HOUSING FINANCE is trading at a Discount of -60% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].


All Stocks : A - Z
ALL   A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z