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LIC HOUSING FINANCE
Intrinsic Value | Fundamental Analysis

BOM : 500253     NSE : LICHSGFIN    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Good [Stock is Cheap]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Jun 14,2024
Price(EOD): ₹ 732.50
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - Housing
MCap: ₹ 40,294.83 Cr
Value of ₹ 1 Lac invested in LIC HOUSING FINANCE
on Jun 18,2019 (price: ₹ 539.80)

₹ 1 L

₹ 1.36 L

1W : 10.2% 1M : 14.9% 1Y : 96.2%
COMMUNITY POLL
for LIC HOUSING FINANCE
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LIC HOUSING FINANCE is part of below Screeners ↓
Top Undervalued Mid Cap Stocks
Best Quarterly Growth Mid Cap Stocks
Best 1M Momentum Mid Cap Stocks
Industry Peers & Returns1W1M1Y
LIC HOUSING FINANCE 10.2% 14.9% 96.2%
HOUSING & URBAN DEVELOPMENT CORPORATION -0.1% 16.3% 365.6%
PNB HOUSING FINANCE 6.9% 17.5% 44.6%
APTUS VALUE HOUSING FINANCE INDIA 7.2% 10% 27.4%
INDIABULLS HOUSING FINANCE 6.5% 7.7% 68.8%
AAVAS FINANCIERS 2.7% 19.2% 37.2%
CAN FIN HOMES 12.5% 17.4% 11.7%
HOME FIRST FINANCE COMPANY INDIA 15.7% 27.4% 32.4%
INDIA SHELTER FINANCE CORPORATION 11.4% 28.3% NA

FUNDAMENTAL ANALYSIS OF LIC HOUSING FINANCE

 
Fundamentals Score
[ Q(TTM): Mar2024, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF LIC HOUSING FINANCE

 
Valuation Score
[As on : Jun 14,2024 ]

Ratio Consolidated
P/E
P/B
P/S
8.47
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 4,759.56 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

1.28
P/B Calculated based on Book Value of Rs 31,476.70 Cr
[Latest Year - Mar2024 - Consolidated Results ]

1.48
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 27,277.00 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

Financial Ratios →

Insights 💡 LICHSGFIN is one of the potential top 10% undervalued companies ! Discover More →

FAIR VALUE OF LIC HOUSING FINANCE

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
-29%
-14%

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SHARE PRICE MOMENTUM OF LIC HOUSING FINANCE


Insights 💡 LICHSGFIN is one of the top 42% companies with bullish price momentum currently! Discover More →

LIC HOUSING FINANCE vs SENSEX


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DEBT OF LIC HOUSING FINANCE

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
9.03
9.07
10.13
9.41
9
9.03
10.09
9.37
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF LIC HOUSING FINANCE

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF LIC HOUSING FINANCE

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
2.12%
0.45%
1.92%
-7.25%
8.04%
5.07%
2.02%
-9.14%
QtrlyTrend
4
Latest Qtr: Mar2024
Quarterly Result Analysis →


LIC HOUSING FINANCE related INDICES

BSE Indices1W1M1Y
S&P BSE MIDSMALLCAP 4.6% 9.7% 65.2%
S&P BSE 150 MIDCAP 4.4% 9.8% 62.2%
S&P BSE 400 MIDSMALLCAP 4.3% 9.7% 61.8%
S&P BSE MID CAP 4.3% 9.2% 67.2%
S&P BSE ENHANCED VALUE 3.1% 4.5% 92.1%
NSE Indices1W1M1Y
NIFTY MID SMALL400 4.3% 9.3% 63.1%
NIFTY MIDCAP150 4.3% 9.2% 61.4%
NIFTY FREE MIDCAP 100 4.2% 8.5% 61.6%
NIFTY 500 VALUE 50 3.1% 5.1% 95.9%
NIFTY LARGE MIDCAP 250 3% 7.6% 47%

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FAQ about LIC HOUSING FINANCE


Is LIC HOUSING FINANCE good for long term investment?

As on Jun 14,2024, the Fundamentals of LIC HOUSING FINANCE look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of LIC HOUSING FINANCE . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is LIC HOUSING FINANCE UnderValued or OverValued?

As on Jun 14,2024, LIC HOUSING FINANCE is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of LIC HOUSING FINANCE ?

As on Jun 14,2024, the Intrinsic Value of LIC HOUSING FINANCE is Rs. 939.17 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -930.32
Fair Value [Median EV / Sales Model] : Rs. 1,031.28
Fair Value [Median Price / Sales Model] : Rs. 847.06
Estimated Median Fair Value of LIC HOUSING FINANCE : Rs. 939.17

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is LIC HOUSING FINANCE trading at a Premium or Discount?

As on Jun 14,2024, LIC HOUSING FINANCE is trading at a Discount of -22% based on the estimates of Median Intrinsic Value!