BANK OF INDIA
Quarterly Results Analysis [Sep2026]
BANK OF INDIA Quarterly Results
| Consolidated | Sep2026 UnAudited |
Jun2026 UnAudited |
Mar2026 UnAudited |
Dec2025 UnAudited |
Sep2025 UnAudited |
Jun2025 UnAudited |
Mar2025 UnAudited |
Dec2024 Audited |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | ₹21,370 Cr | ₹20,097 Cr | ₹19,573 Cr | ₹19,052 Cr | ₹18,521 Cr | ₹18,467 Cr | ₹18,479 Cr | ₹18,317 Cr |
| Other Income | ₹2,767 Cr | ₹2,615 Cr | ₹3,280 Cr | ₹2,327 Cr | ₹2,218 Cr | ₹2,211 Cr | ₹3,455 Cr | ₹1,780 Cr |
| Interest Expended | ₹14,263 Cr | ₹13,156 Cr | ₹12,785 Cr | ₹12,504 Cr | ₹12,530 Cr | ₹12,321 Cr | ₹12,333 Cr | ₹12,166 Cr |
| Expenses | ₹4,743 Cr | ₹4,418 Cr | ₹4,987 Cr | ₹4,619 Cr | ₹4,358 Cr | ₹4,287 Cr | ₹4,683 Cr | ₹4,169 Cr |
| Operating Income | ₹5,132 Cr | ₹5,138 Cr | ₹5,082 Cr | ₹4,256 Cr | ₹3,852 Cr | ₹4,070 Cr | ₹4,918 Cr | ₹3,763 Cr |
| Provisions and contingencies | ₹811 Cr | ₹971 Cr | ₹1,002 Cr | ₹582 Cr | ₹492 Cr | ₹1,112 Cr | ₹1,366 Cr | ₹317 Cr |
| Profit Before Tax | ₹4,321 Cr | ₹4,167 Cr | ₹4,079 Cr | ₹3,674 Cr | ₹3,361 Cr | ₹2,439 Cr | ₹3,551 Cr | ₹3,447 Cr |
| Profit After Tax | ₹3,222 Cr | ₹3,138 Cr | ₹3,050 Cr | ₹2,750 Cr | ₹2,526 Cr | ₹1,764 Cr | ₹2,648 Cr | ₹2,559 Cr |
| % of Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| % of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS | ₹7.27 | ₹7.25 | ₹6.78 | ₹6.18 | ₹5.66 | ₹4.02 | ₹5.71 | ₹5.79 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| BANK OF INDIA | -0.8% | -4.5% | 8.5% |
| STATE BANK OF INDIA | -0.5% | -3% | 9.2% |
| BANK OF BARODA | 0.4% | -1.3% | -11.5% |
| UNION BANK OF INDIA | 3.8% | 0.3% | 31.1% |
| PUNJAB NATIONAL BANK | 3.7% | 3.3% | 5.3% |
| CANARA BANK | -1.9% | -5.4% | -5.5% |
| INDIAN BANK | -1.8% | -0.2% | 10.3% |
| INDIAN OVERSEAS BANK | -7.4% | -10.1% | -24.9% |
| BANK OF MAHARASHTRA | -5.5% | -8.3% | 36.2% |
BANK OF INDIA Quarterly Net Interest Income
[ Net Interest Income = Interest Earned - Interest Expended ]| Net Interest Income | |
|---|---|
| Q-o-Q | 2.39 % |
| Y-o-Y | 18.62 % |
| Quarters | Net Interest Income | % Change | |
|---|---|---|---|
| Sep2026 | ₹7,107 Cr | 2.39 | |
| Jun2026 | ₹6,941 Cr | 2.24 | |
| Mar2026 | ₹6,789 Cr | 3.68 | |
| Dec2025 | ₹6,548 Cr | 9.28 | |
| Sep2025 | ₹5,992 Cr | -2.51 | |
| Jun2025 | ₹6,146 Cr | -0.01 | |
| Mar2025 | ₹6,146 Cr | -0.08 | |
| Dec2024 | ₹6,152 Cr | - | |
BANK OF INDIA Quarterly Operating Profit
| Operating Profit | |
|---|---|
| Q-o-Q | -0.12 % |
| Y-o-Y | 33.21 % |
| Quarters | Operating Profit | % Change | |
|---|---|---|---|
| Sep2026 | ₹5,132 Cr | -0.12 | |
| Jun2026 | ₹5,138 Cr | 1.11 | |
| Mar2026 | ₹5,082 Cr | 19.41 | |
| Dec2025 | ₹4,256 Cr | 10.46 | |
| Sep2025 | ₹3,852 Cr | -5.34 | |
| Jun2025 | ₹4,070 Cr | -17.24 | |
| Mar2025 | ₹4,918 Cr | 30.67 | |
| Dec2024 | ₹3,763 Cr | - | |
| Operating Margins | |
|---|---|
| Q-o-Q | -2.45 % |
| Y-o-Y | 12.30 % |
| Quarters | Operating Margin% | % Change | |
|---|---|---|---|
| Sep2026 | 72.21% | -2.45 | |
| Jun2026 | 74.02% | -1.11 | |
| Mar2026 | 74.85% | 15.17 | |
| Dec2025 | 64.99% | 1.07 | |
| Sep2025 | 64.3% | -2.90 | |
| Jun2025 | 66.22% | -17.24 | |
| Mar2025 | 80.01% | 30.80 | |
| Dec2024 | 61.17% | - | |
BANK OF INDIA Quarterly Profit After Tax
| Profit After Tax(PAT) | |
|---|---|
| Q-o-Q | 2.67 % |
| Y-o-Y | 27.58 % |
| Quarters | Profit After Tax | % Change | |
|---|---|---|---|
| Sep2026 | ₹3,222 Cr | 2.67 | |
| Jun2026 | ₹3,138 Cr | 2.91 | |
| Mar2026 | ₹3,050 Cr | 10.90 | |
| Dec2025 | ₹2,750 Cr | 8.88 | |
| Sep2025 | ₹2,526 Cr | 43.18 | |
| Jun2025 | ₹1,764 Cr | -33.38 | |
| Mar2025 | ₹2,648 Cr | 3.47 | |
| Dec2024 | ₹2,559 Cr | - | |
| PAT Margins | |
|---|---|
| Q-o-Q | -3.46 % |
| Y-o-Y | 10.56 % |
| Quarters | PAT Margin(%) | % Change | |
|---|---|---|---|
| Sep2026 | 15.08 % | -3.46 | |
| Jun2026 | 15.62 % | 0.26 | |
| Mar2026 | 15.58 % | 7.97 | |
| Dec2025 | 14.43 % | 5.79 | |
| Sep2025 | 13.64 % | 42.83 | |
| Jun2025 | 9.55 % | -33.36 | |
| Mar2025 | 14.33 % | 2.58 | |
| Dec2024 | 13.97 % | - | |
BANK OF INDIA Quarterly Earnings Per Share (EPS)
| EPS | |
|---|---|
| Q-o-Q | 0.28 % |
| Y-o-Y | 28.45 % |
| Quarters | EPS | % Change | |
|---|---|---|---|
| Sep2026 | ₹7.27 | 0.28 | |
| Jun2026 | ₹7.25 | 6.93 | |
| Mar2026 | ₹6.78 | 9.71 | |
| Dec2025 | ₹6.18 | 9.19 | |
| Sep2025 | ₹5.66 | 40.80 | |
| Jun2025 | ₹4.02 | -29.60 | |
| Mar2025 | ₹5.71 | -1.38 | |
| Dec2024 | ₹5.79 | - | |
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