PAISALO DIGITAL Financial Statement Analysis
|
||
|
The Revenues of PAISALO DIGITAL have increased by 17.06% YoY .
The Earnings Per Share (EPS) of PAISALO DIGITAL has increased by 11.56 % YoY. |
||
| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
PAISALO DIGITAL Last 5 Annual Financial Results
[BOM: 532900|NSE : PAISALO]
| Consolidated | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Operating Income | ₹771 Cr | ₹659 Cr | ₹473 Cr | ₹392 Cr | ₹346 Cr |
| Expenses | ₹171 Cr | ₹145 Cr | ₹131 Cr | ₹99 Cr | ₹105 Cr |
| Operating Profit (Excl OI) | ₹600 Cr | ₹514 Cr | ₹342 Cr | ₹293 Cr | ₹241 Cr |
| Other Income | ₹0.00 Cr | ₹0.06 Cr | ₹0.13 Cr | ₹0.01 Cr | ₹0.00 Cr |
| Interest | ₹328 Cr | ₹270 Cr | ₹209 Cr | ₹184 Cr | ₹162 Cr |
| Depreciation | ₹4.27 Cr | ₹3.40 Cr | ₹2.55 Cr | ₹1.96 Cr | ₹2.07 Cr |
| Profit Before Tax | ₹268 Cr | ₹241 Cr | ₹126 Cr | ₹107 Cr | ₹78 Cr |
| Profit After Tax | ₹200 Cr | ₹179 Cr | ₹94 Cr | ₹79 Cr | ₹58 Cr |
| Consolidated Net Profit | ₹200 Cr | ₹179 Cr | ₹94 Cr | ₹79 Cr | ₹58 Cr |
| Earnings Per Share (Rs) | ₹2.22 | ₹1.99 | ₹2.08 | ₹18.05 | ₹13.71 |
| PAT Margin (%) | 25.95 | 27.17 | 19.78 | 20.21 | 16.76 |
| ROE(%) | 14.08 | 14.40 | 8.66 | 8.73 | 7.38 |
| ROCE(%) | 13.18 | 14.09 | 11.22 | 11.94 | 11.48 |
| Total Debt/Equity(x) | 2.35 | 2.00 | 1.83 | 1.67 | 1.62 |
Key Financials |
||
| Market Cap | : | ₹ 3,129.6 Cr |
| Revenue (TTM) | : | ₹ 840.2 Cr |
| Net Profit(TTM) | : | ₹ 207.4 Cr |
| EPS (TTM) | : | ₹ 2.3 |
| P/E (TTM) | : | 15.1 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| PAISALO DIGITAL | 0.8% | -11.1% | -23.2% |
| BAJAJ FINANCE | -1.9% | -9.5% | 53.8% |
| JIO FINANCIAL SERVICES | -1.2% | -1.7% | -4.5% |
| BAJAJ HOLDINGS & INVESTMENT | -0.9% | -11.5% | 9.9% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 0.4% | -2.9% | 37.1% |
| SHRIRAM FINANCE | 2.5% | 17.1% | 47.8% |
| MUTHOOT FINANCE | -0.5% | 16.4% | 90.1% |
| SBI CARDS AND PAYMENT SERVICES | 1.1% | -6.2% | 28.8% |
| SUNDARAM FINANCE | 0.9% | 2.4% | 15.6% |
PAISALO DIGITAL Revenues
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 17.06 % |
| 5 Yr CAGR | 22.18 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2025 | ₹771 Cr | 17.06 | |
| Mar2024 | ₹659 Cr | 39.21 | |
| Mar2023 | ₹473 Cr | 20.64 | |
| Mar2022 | ₹392 Cr | 13.35 | |
| Mar2021 | ₹346 Cr | - | |
PAISALO DIGITAL Operating Profit
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 16.73 % |
| 5 Yr CAGR | 25.57 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2025 | ₹600 Cr | 16.73 | |
| Mar2024 | ₹514 Cr | 50.39 | |
| Mar2023 | ₹342 Cr | 16.59 | |
| Mar2022 | ₹293 Cr | 21.48 | |
| Mar2021 | ₹241 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | -0.27 % |
| 5 Yr CAGR | 2.78 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 77.83% | -0.27 | |
| Mar2024 | 78.04% | 8.03 | |
| Mar2023 | 72.24% | -3.37 | |
| Mar2022 | 74.76% | 7.18 | |
| Mar2021 | 69.75% | - | |
PAISALO DIGITAL Profit After Tax
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 11.82 % |
| 5 Yr CAGR | 36.30 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹200 Cr | 11.82 | |
| Mar2024 | ₹179 Cr | 91.17 | |
| Mar2023 | ₹94 Cr | 18.13 | |
| Mar2022 | ₹79 Cr | 36.69 | |
| Mar2021 | ₹58 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -4.49 % |
| 5 Yr CAGR | 11.55 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 25.95 % | -4.49 | |
| Mar2024 | 27.17 % | 37.36 | |
| Mar2023 | 19.78 % | -2.13 | |
| Mar2022 | 20.21 % | 20.58 | |
| Mar2021 | 16.76 % | - | |
PAISALO DIGITAL Earnings Per Share (EPS)
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 11.56 % |
| 5 Yr CAGR | -36.57 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹2.22 | 11.56 | |
| Mar2024 | ₹1.99 | -4.33 | |
| Mar2023 | ₹2.08 | -88.48 | |
| Mar2022 | ₹18 | 31.66 | |
| Mar2021 | ₹14 | - | |
PAISALO DIGITAL Return on Capital Employed (ROCE)
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | -6.46 % |
| 5 Yr CAGR | 3.51 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 13.18% | -6.46 | |
| Mar2024 | 14.09% | 25.58 | |
| Mar2023 | 11.22% | -6.03 | |
| Mar2022 | 11.94% | 4.01 | |
| Mar2021 | 11.48% | - | |
PAISALO DIGITAL Share Price vs Sensex
| Current Share Price | : | ₹34.4 |
| Current MarketCap | : | ₹ 3,129.6 Cr |
| Updated EOD on | : | Nov 25,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PAISALO DIGITAL | 0.8% |
-11.1% |
-23.2% |
| SENSEX | -0.1% |
0% |
9% |
PAISALO DIGITAL related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% |
| BSE FINANCIAL SERVICES | -0.6% | -0.3% | 15.9% |
| BSE SMALLCAP | -2.5% | -3.6% | -1.5% |
No NSE index found
You may also like the below Video Courses
FAQ about PAISALO DIGITAL Financials
How the annual revenues of PAISALO DIGITAL have changed ?
The Revenues of PAISALO DIGITAL have increased by 17.06% YoY .
How the Earnings per Share (EPS) of PAISALO DIGITAL have changed?
The Earnings Per Share (EPS) of PAISALO DIGITAL has increased by 11.56 % YoY .
Check out Intrinsic Value of Peers of PAISALO DIGITAL
Compare Stock Analytics of Peers of PAISALO DIGITAL
BAJAJ FINANCE LTD vs JIO FINANCIAL SERVICES LTD vs BAJAJ HOLDINGS & INVESTMENT LTD
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD vs SHRIRAM FINANCE LTD vs
BAJAJ FINANCE LTD vs JIO FINANCIAL SERVICES LTD vs BAJAJ HOLDINGS & INVESTMENT LTD
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD vs SHRIRAM FINANCE LTD vs
