Home > Annual Financials > CITY UNION BANK

CITY UNION BANK Financial Statement Analysis
[BOM: 532210|NSE : CUB]

The Net Interest Income of CITY UNION BANK have increased by 22.20% YoY .
The Earnings Per Share (EPS) of CITY UNION BANK has increased by 17.74 % YoY.
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CITY UNION BANK Last 5 Annual Financial Results
[BOM: 532210|NSE : CUB]

StandaloneMar2026
Mar2025
Mar2024
Mar2023
Mar2022
Interest Earned ₹6,870 Cr₹5,834 Cr₹5,271 Cr₹4,714 Cr₹4,105 Cr
Other Income ₹1,039 Cr₹898 Cr₹742 Cr₹810 Cr₹759 Cr
Interest Expended ₹4,040 Cr₹3,518 Cr₹3,147 Cr₹2,552 Cr₹2,188 Cr
Operating Expenses ₹1,854 Cr₹1,535 Cr₹1,348 Cr₹1,155 Cr₹1,080 Cr
Profit Before Tax ₹1,671 Cr₹1,417 Cr₹1,231 Cr₹1,177 Cr₹985 Cr
Profit After Tax ₹1,326 Cr₹1,124 Cr₹1,016 Cr₹937 Cr₹760 Cr
Earnings Per Share (Rs)₹17.85₹15.16₹13.71₹12.66₹10.28
NIM3.023.103.123.383.23
ROE(%)13.2412.5812.8113.3512.23
ROCE(%)13.5013.3911.7012.0511.04
Advances Growth26.4914.405.746.6811.62
Net NPAs (funded) to Net Advances (%)0.001.251.972.362.95

Key Financials

Market Cap : ₹ 21,544.9 Cr
Revenue (TTM) : ₹ 7,249.4 Cr
Net Profit(TTM) : ₹ 1,402.9 Cr
EPS (TTM) : ₹ 14.2
P/E (TTM) : 15.4

Industry Peers & Returns1W1M1Y
CITY UNION BANK 0.9% -1.1% 38.2%
HDFC BANK -0.3% -2.7% -27%
ICICI BANK 0.1% -1% -1.1%
KOTAK MAHINDRA BANK 2.9% 5.1% 0.7%
AXIS BANK 1.3% 1.9% 17.1%
IDBI BANK 0.1% -3.4% -6.5%
AU SMALL FINANCE BANK 2.4% 13.2% 44.4%
THE FEDERAL BANK 1.6% 1.5% 81.6%
INDUSIND BANK -0.6% -0.1% 30.3%


CITY UNION BANK Net Interest Income
[BOM: 532210|NSE : CUB]

Y-o-Y

22.20 %

5 Yr CAGR

10.23 %

Years Net Interest Income % Change
Mar2026 ₹2,830 Cr
22.20
Mar2025 ₹2,316 Cr
9.05
Mar2024 ₹2,123 Cr
-1.82
Mar2023 ₹2,163 Cr
12.85
Mar2022 ₹1,916 Cr -

CITY UNION BANK Net Interest Margin (NIM)
[BOM: 532210|NSE : CUB]

Net Interest Margins
Y-o-Y

-2.58 %

5 Yr CAGR

-1.67 %

Years Net Interest Margin% % Change
Mar2026 3.02%
-2.58
Mar2025 3.1%
-0.64
Mar2024 3.12%
-7.69
Mar2023 3.38%
4.64
Mar2022 3.23% -

CITY UNION BANK Profit After Tax
[BOM: 532210|NSE : CUB]

Y-o-Y

18.03 %

5 Yr CAGR

14.93 %

Years Profit After Tax % Change
Mar2026 ₹1,326 Cr
18.03
Mar2025 ₹1,124 Cr
10.62
Mar2024 ₹1,016 Cr
8.35
Mar2023 ₹937 Cr
23.33
Mar2022 ₹760 Cr -

PAT Margins
Y-o-Y

-3.40 %

5 Yr CAGR

4.26 %

Years PAT Margin(%) % Change
Mar2026 46.87 %
-3.40
Mar2025 48.52 %
1.44
Mar2024 47.83 %
10.33
Mar2023 43.35 %
9.30
Mar2022 39.66 % -

CITY UNION BANK Earnings Per Share (EPS)
[BOM: 532210|NSE : CUB]

Y-o-Y

17.74 %

5 Yr CAGR

14.79 %

Years EPS % Change
Mar2026 ₹18
17.74
Mar2025 ₹15
10.58
Mar2024 ₹14
8.29
Mar2023 ₹13
23.15
Mar2022 ₹10 -

CITY UNION BANK Return on Capital Employed (ROCE)
[BOM: 532210|NSE : CUB]

Y-o-Y

0.82 %

5 Yr CAGR

5.16 %

Years ROCE % Change
Mar2026 13.5%
0.82
Mar2025 13.39%
14.44
Mar2024 11.7%
-2.90
Mar2023 12.05%
9.15
Mar2022 11.04% -

CITY UNION BANK Share Price vs Sensex

Current Share Price : ₹217.5
Current MarketCap: ₹ 21,544.9 Cr
Updated EOD on :Aug 21,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
CITY UNION BANK

0.9%

-1.1%

38.2%

SENSEX

-0.6%

1%

-3.7%

CITY UNION BANK related INDICES

BSE Indices1W1M1Y
BSE SMALLCAP SELECT INDEX 1.5% 6.4% 16.8%
BSE MIDSMALL PRIVATE BANKS QUALITY TILT 1.3% 2.6% NA
BSE PRIVATE BANKS INDEX 0.7% -0.2% 2.1%
BSE FINANCIAL SERVICES 0.5% 1.1% 1.7%
BSE 250 SMALLCAP INDEX 0.4% 3.1% 8.1%
NSE Indices1W1M1Y
NIFTY SMALLCAP 100 1.2% 4.4% 13.4%
NIFTY SMALLCAP 50 1.2% 5.3% 17.1%
NIFTY SMALLCAP250 MOMENTUM QUALITY 100 INDEX 1% 3.1% 9.5%
NIFTY SMALLCAP 250 0.7% 3.1% 10.1%
NIFTY SMALLCAP 500 0.7% 3.7% NA

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FAQ about CITY UNION BANK Financials


How the annual revenues of CITY UNION BANK have changed ?

The Net Interest Income of CITY UNION BANK have increased by 22.20% YoY .

How the Earnings per Share (EPS) of CITY UNION BANK have changed?

The Earnings Per Share (EPS) of CITY UNION BANK has increased by 17.74 % YoY .