CITY UNION BANK Financial Statement Analysis
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The Net Interest Income of CITY UNION BANK have increased by 22.20% YoY .
The Earnings Per Share (EPS) of CITY UNION BANK has increased by 17.74 % YoY. |
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CITY UNION BANK Last 5 Annual Financial Results
[BOM: 532210|NSE : CUB]
| Standalone | Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|---|
| Interest Earned | ₹6,870 Cr | ₹5,834 Cr | ₹5,271 Cr | ₹4,714 Cr | ₹4,105 Cr |
| Other Income | ₹1,039 Cr | ₹898 Cr | ₹742 Cr | ₹810 Cr | ₹759 Cr |
| Interest Expended | ₹4,040 Cr | ₹3,518 Cr | ₹3,147 Cr | ₹2,552 Cr | ₹2,188 Cr |
| Operating Expenses | ₹1,854 Cr | ₹1,535 Cr | ₹1,348 Cr | ₹1,155 Cr | ₹1,080 Cr |
| Profit Before Tax | ₹1,671 Cr | ₹1,417 Cr | ₹1,231 Cr | ₹1,177 Cr | ₹985 Cr |
| Profit After Tax | ₹1,326 Cr | ₹1,124 Cr | ₹1,016 Cr | ₹937 Cr | ₹760 Cr |
| Earnings Per Share (Rs) | ₹17.85 | ₹15.16 | ₹13.71 | ₹12.66 | ₹10.28 |
| NIM | 3.02 | 3.10 | 3.12 | 3.38 | 3.23 |
| ROE(%) | 13.24 | 12.58 | 12.81 | 13.35 | 12.23 |
| ROCE(%) | 13.50 | 13.39 | 11.70 | 12.05 | 11.04 |
| Advances Growth | 26.49 | 14.40 | 5.74 | 6.68 | 11.62 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 1.25 | 1.97 | 2.36 | 2.95 |
Key Financials |
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| Market Cap | : | ₹ 22,025.5 Cr |
| Revenue (TTM) | : | ₹ 7,249.4 Cr |
| Net Profit(TTM) | : | ₹ 1,402.9 Cr |
| EPS (TTM) | : | ₹ 14.2 |
| P/E (TTM) | : | 15.7 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| CITY UNION BANK | 4.7% | 3% | 44.3% |
| HDFC BANK | -1.2% | -4.8% | -27.5% |
| ICICI BANK | 0.8% | -0.8% | 0.5% |
| KOTAK MAHINDRA BANK | 5.5% | 9% | 6.5% |
| AXIS BANK | 2.3% | 2.9% | 16.8% |
| IDBI BANK | 5.4% | 10.3% | -2.6% |
| AU SMALL FINANCE BANK | -3.2% | 4.6% | 44.3% |
| THE FEDERAL BANK | -3.9% | -2.9% | 70.1% |
| INDUSIND BANK | -2.4% | -1.8% | 27.6% |
CITY UNION BANK Net Interest Income
[BOM: 532210|NSE : CUB]
| Y-o-Y | 22.20 % |
| 5 Yr CAGR | 10.23 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2026 | ₹2,830 Cr | 22.20 | |
| Mar2025 | ₹2,316 Cr | 9.05 | |
| Mar2024 | ₹2,123 Cr | -1.82 | |
| Mar2023 | ₹2,163 Cr | 12.85 | |
| Mar2022 | ₹1,916 Cr | - | |
CITY UNION BANK Net Interest Margin (NIM)
[BOM: 532210|NSE : CUB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -2.58 % |
| 5 Yr CAGR | -1.67 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 3.02% | -2.58 | |
| Mar2025 | 3.1% | -0.64 | |
| Mar2024 | 3.12% | -7.69 | |
| Mar2023 | 3.38% | 4.64 | |
| Mar2022 | 3.23% | - | |
CITY UNION BANK Profit After Tax
[BOM: 532210|NSE : CUB]
| Y-o-Y | 18.03 % |
| 5 Yr CAGR | 14.93 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹1,326 Cr | 18.03 | |
| Mar2025 | ₹1,124 Cr | 10.62 | |
| Mar2024 | ₹1,016 Cr | 8.35 | |
| Mar2023 | ₹937 Cr | 23.33 | |
| Mar2022 | ₹760 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -3.40 % |
| 5 Yr CAGR | 4.26 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 46.87 % | -3.40 | |
| Mar2025 | 48.52 % | 1.44 | |
| Mar2024 | 47.83 % | 10.33 | |
| Mar2023 | 43.35 % | 9.30 | |
| Mar2022 | 39.66 % | - | |
CITY UNION BANK Earnings Per Share (EPS)
[BOM: 532210|NSE : CUB]
| Y-o-Y | 17.74 % |
| 5 Yr CAGR | 14.79 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹18 | 17.74 | |
| Mar2025 | ₹15 | 10.58 | |
| Mar2024 | ₹14 | 8.29 | |
| Mar2023 | ₹13 | 23.15 | |
| Mar2022 | ₹10 | - | |
CITY UNION BANK Return on Capital Employed (ROCE)
[BOM: 532210|NSE : CUB]
| Y-o-Y | 0.82 % |
| 5 Yr CAGR | 5.16 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2026 | 13.5% | 0.82 | |
| Mar2025 | 13.39% | 14.44 | |
| Mar2024 | 11.7% | -2.90 | |
| Mar2023 | 12.05% | 9.15 | |
| Mar2022 | 11.04% | - | |
CITY UNION BANK Share Price vs Sensex
| Current Share Price | : | ₹222.3 |
| Current MarketCap | : | ₹ 22,025.5 Cr |
| Updated EOD on | : | Aug 28,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CITY UNION BANK | 4.7% |
3% |
44.3% |
| SENSEX | -0.4% |
-0.5% |
-5.8% |
CITY UNION BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE SMALLCAP SELECT INDEX | 0.7% | 5.3% | 16.3% |
| BSE 250 SMALLCAP INDEX | 0.5% | 2.7% | 6.5% |
| BSE 400 MIDSMALLCAP INDEX | 0.4% | 2.2% | 7.7% |
| BSE 1000 | -0% | 1% | 2% |
| BSE 500 | -0.1% | 0.7% | 1.3% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY MIDSMALLCAP400 MOMENTUM QUALITY 100 INDEX | 0.8% | 3.3% | 8.5% |
| NIFTY SMALLCAP250 MOMENTUM QUALITY 100 INDEX | 0.7% | 4.3% | 8.1% |
| NIFTY SMALLCAP 100 | 0.5% | 3.7% | 11.8% |
| NIFTY SMALLCAP 500 | 0.5% | 3.7% | NA |
| NIFTY SMALLCAP 250 | 0.4% | 2.9% | 8.3% |
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FAQ about CITY UNION BANK Financials
How the annual revenues of CITY UNION BANK have changed ?
The Net Interest Income of CITY UNION BANK have increased by 22.20% YoY .
How the Earnings per Share (EPS) of CITY UNION BANK have changed?
The Earnings Per Share (EPS) of CITY UNION BANK has increased by 17.74 % YoY .
Check out Intrinsic Value of Peers of CITY UNION BANK
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Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of IDBI BANK LTD |
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