CITY UNION BANK
|
CITY UNION BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 15.16 | 13.71 | 12.66 | 10.28 | 8.02 |
| DPS(Rs) | 2.00 | 1.50 | 1.00 | 1.00 | 0.30 |
| Book NAV/Share(Rs) | 127.76 | 113.43 | 100.72 | 89.05 | 79.08 |
| Margin Ratios | |||||
| Yield on Advances | 11.20 | 11.58 | 10.95 | 10.17 | 11.44 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.36 | 5.21 | 4.47 | 4.13 | 5.02 |
| NIM | 3.10 | 3.12 | 3.38 | 3.23 | 3.57 |
| Interest Spread | 5.85 | 6.37 | 6.48 | 6.04 | 6.41 |
| Performance Ratios | |||||
| ROA(%) | 1.51 | 1.48 | 1.46 | 1.32 | 1.15 |
| ROE(%) | 12.58 | 12.81 | 13.35 | 12.23 | 10.64 |
| ROCE(%) | 13.39 | 11.70 | 12.05 | 11.04 | 10.51 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 47.77 | 47.06 | 38.85 | 40.37 | 41.72 |
| Core Cost Income Ratio | 48.50 | 47.93 | 38.49 | 41.16 | 45.66 |
| Operating Costs to Assets | 1.98 | 1.90 | 1.73 | 1.76 | 1.97 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 10.36 | 9.85 | 9.94 | 12.56 | 19.43 |
| PCE(x) | 9.66 | 9.17 | 9.22 | 11.29 | 16.93 |
| Price/Book(x) | 1.23 | 1.19 | 1.25 | 1.45 | 1.97 |
| Yield(%) | 1.27 | 1.11 | 0.79 | 0.77 | 0.19 |
| EV/Net Sales(x) | 2.37 | 2.79 | 2.97 | 3.62 | 3.11 |
| EV/Core EBITDA(x) | 8.23 | 9.71 | 7.70 | 9.31 | 8.76 |
| EV/EBIT(x) | 2.80 | 3.36 | 3.76 | 4.68 | 4.29 |
| EV/CE(x) | 1.19 | 1.12 | 1.15 | 0.24 | 0.24 |
| M Cap / Sales | 2.00 | 1.90 | 1.98 | 2.33 | 2.79 |
| Growth Ratio | |||||
| Core Operating Income Growth | 9.05 | -1.82 | 12.85 | 4.75 | 9.22 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 10.62 | 8.35 | 23.33 | 28.23 | 24.46 |
| BVPS Growth | 12.63 | 12.62 | 13.11 | 12.60 | 10.09 |
| Advances Growth | 14.40 | 5.74 | 6.68 | 11.62 | 6.57 |
| EPS Growth(%) | 10.58 | 8.31 | 23.19 | 28.10 | 24.21 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.06 | 0.08 | 0.06 | 0.06 | 0.06 |
| Investment / Deposits(x) | 0.27 | 0.28 | 0.27 | 0.26 | 0.21 |
| IncLoan / Deposits(x) | 3.41 | 8.49 | 8.95 | 11.14 | 3.02 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 1.25 | 1.97 | 2.36 | 2.95 | 4.09 |
Compare Financial Ratios of peers of CITY UNION BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| CITY UNION BANK | ₹21,847.9 Cr | 3.4% | -0.1% | 67.9% | Stock Analytics | |
| HDFC BANK | ₹1,461,100.0 Cr | 3.2% | -1.3% | 12.2% | Stock Analytics | |
| ICICI BANK | ₹998,783.0 Cr | 4.7% | -1% | 12.5% | Stock Analytics | |
| AXIS BANK | ₹413,286.0 Cr | -0.6% | 2.9% | 35.7% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹406,462.0 Cr | 0.3% | -4.8% | 8.3% | Stock Analytics | |
| INDUSIND BANK | ₹71,227.0 Cr | 2.1% | -0.1% | -7.2% | Stock Analytics | |
CITY UNION BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CITY UNION BANK | 3.4% |
-0.1% |
67.9% |
| SENSEX | 1.3% |
-2.5% |
8.5% |
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