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UJJIVAN SMALL FINANCE BANK
Intrinsic Value | Fundamental Analysis

BOM : 542904     NSE : UJJIVANSFB    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Mild Upward
Pledged Shares : None or < 25%
Sep 27,2022
Price(EOD): ₹ 21.65
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 4,231.49 Cr
Value of ₹ 1 Lac invested in UJJIVAN SMALL FINANCE BANK
on Dec 12,2019 (price: ₹ 55.90)

₹ 1 L

₹ 0.39 L

1W : -12.9% 1M : 5.4% 1Y : 11.3%
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for UJJIVAN SMALL FINANCE BANK
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UJJIVAN SMALL FINANCE BANK is part of below Screeners ↓
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FUNDAMENTAL ANALYSIS OF UJJIVAN SMALL FINANCE BANK

 
Fundamentals Score
[ Q(TTM): Jun2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF UJJIVAN SMALL FINANCE BANK

 
Valuation Score
[As on : Sep 27,2022 ]

Ratio Standalone
P/E
P/B
P/S
193.75
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 21.84 Cr
[Latest Qtr - Jun2022 - Standalone Results ]

1.53
P/B Calculated based on Book Value of Rs 2,760.44 Cr
[Latest Year - Mar2022 - Standalone Results ]

1.38
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 0.00 Cr
[Latest Qtr - Jun2022 - Standalone Results ]

Financial Ratios →

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FAIR VALUE OF UJJIVAN SMALL FINANCE BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
1010%
39%
220%

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SHARE PRICE MOMENTUM OF UJJIVAN SMALL FINANCE BANK



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NPA

Year Net NPA/Advances ratio
Standalone
2022
2021
2020
Avg_3yrs
0.61
2.93
0.2
1.25

PLEDGED PROMOTER SHARES OF UJJIVAN SMALL FINANCE BANK

Pledged Promoter Shares
0 %
As on : Jun2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF UJJIVAN SMALL FINANCE BANK

Standalone Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
10.65%
24.78%
56.06%
60.4%
41.1%
68.44%
186.67%
186.92%
QtrlyTrend
8
Latest Qtr: Jun2022
Quarterly Result Analysis →


UJJIVAN SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP -4.8% -2.4% -1.2%
S&P BSE SMALL CAP -4.9% -1.2% 0.5%
S&P BSE MIDSMALLCAP -5.1% -1.5% -0.9%
S&P BSE FINANCE -7.1% -2.5% -3.6%
No NSE index found

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FAQ about UJJIVAN SMALL FINANCE BANK


Is UJJIVAN SMALL FINANCE BANK good for long term investment?

As on Sep 27,2022, the Fundamentals of UJJIVAN SMALL FINANCE BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of UJJIVAN SMALL FINANCE BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is UJJIVAN SMALL FINANCE BANK UnderValued or OverValued?

As on Sep 27,2022, UJJIVAN SMALL FINANCE BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of UJJIVAN SMALL FINANCE BANK ?

As on Sep 27,2022, the Intrinsic Value of UJJIVAN SMALL FINANCE BANK is Rs. 6.77 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1.95
Fair Value [Median EV / Sales Model] : Rs. 15.56
Fair Value [Median Price / Sales Model] : Rs. 6.77
Estimated Median Fair Value of UJJIVAN SMALL FINANCE BANK : Rs. 6.77

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is UJJIVAN SMALL FINANCE BANK trading at a Premium or Discount?

As on Sep 27,2022, UJJIVAN SMALL FINANCE BANK is trading at a Premium of 220% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].