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UJJIVAN SMALL FINANCE BANK Financial Statement Analysis
[BOM: 542904|NSE : UJJIVANSFB]

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 2.61% YoY .
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by Positive YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

UJJIVAN SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 542904|NSE : UJJIVANSFB]

StandaloneMar2023
Mar2022
Mar2021
Mar2020
Mar2019
Interest Earned ₹2,813 Cr₹2,806 Cr₹2,704 Cr₹1,832 Cr₹1,467 Cr
Other Income ₹360 Cr₹302 Cr₹322 Cr₹206 Cr₹113 Cr
Interest Expended ₹1,039 Cr₹1,078 Cr₹1,070 Cr₹725 Cr₹609 Cr
Operating Expenses ₹1,496 Cr₹1,230 Cr₹1,319 Cr₹1,003 Cr₹650 Cr
Profit Before Tax ₹-550 Cr₹10 Cr₹466 Cr₹268 Cr₹8.85 Cr
Profit After Tax ₹-415 Cr₹8.30 Cr₹350 Cr₹199 Cr₹6.86 Cr
Consolidated Net Profit ₹-415 Cr₹8.30 Cr₹350 Cr₹199 Cr₹6.86 Cr
Earnings Per Share (Rs)₹5.51₹-2.40₹0.05₹1.95₹1.20
NIM8.367.848.829.198.40
ROE(%)33.75-14.980.2815.2612.99
ROCE(%)28.36-7.334.5112.2611.08
Advances Growth30.5912.483.2133.0843.86
Net NPAs (funded) to Net Advances (%)0.040.612.930.200.26

Key Financials

Market Cap : ₹ 10,547.8 Cr
Revenue (TTM) : ₹ 5,333.5 Cr
Net Profit(TTM) : ₹ 1,261.4 Cr
EPS (TTM) : ₹ 6.4
P/E (TTM) : 8.4

Industry Peers & Returns1W1M1Y
UJJIVAN SMALL FINANCE BANK 0.4% -15.6% 90.1%
HDFC BANK -1.5% 0.4% -8.6%
ICICI BANK NA 2.2% 27.9%
KOTAK MAHINDRA BANK 0.4% 1.8% 3.9%
AXIS BANK -0.8% -5.2% 20.9%
INDUSIND BANK 5.9% 2.6% 47.7%
IDBI BANK -0.3% -11.8% 73.6%
YES BANK 2.5% -10.3% 56.4%
IDFC FIRST BANK 1.4% -6.2% 40.1%


UJJIVAN SMALL FINANCE BANK Net Interest Income
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

2.61 %

5 Yr CAGR

19.93 %

Years Net Interest Income % Change
Mar2023 ₹1,774 Cr
2.61
Mar2022 ₹1,729 Cr
5.81
Mar2021 ₹1,634 Cr
47.65
Mar2020 ₹1,106 Cr
29.05
Mar2019 ₹857 Cr -

UJJIVAN SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 542904|NSE : UJJIVANSFB]

Net Interest Margins
Y-o-Y

6.63 %

5 Yr CAGR

-0.12 %

Years Net Interest Margin% % Change
Mar2023 8.36%
6.63
Mar2022 7.84%
-11.11
Mar2021 8.82%
-4.03
Mar2020 9.19%
9.40
Mar2019 8.4% -

UJJIVAN SMALL FINANCE BANK Profit After Tax
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

Negative

5 Yr CAGR

Negative

Years Profit After Tax % Change
Mar2023 ₹-415 Cr
Negative
Mar2022 ₹8.30 Cr
-97.63
Mar2021 ₹350 Cr
75.65
Mar2020 ₹199 Cr
2,802.77
Mar2019 ₹6.86 Cr -

PAT Margins
Y-o-Y

Negative

5 Yr CAGR

Negative

Years PAT Margin(%) % Change
Mar2023 -23.38 %
Negative
Mar2022 0.48 %
-97.76
Mar2021 21.42 %
18.93
Mar2020 18.01 %
2,151.25
Mar2019 0.80 % -

UJJIVAN SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

Positive

5 Yr CAGR

46.38 %

Years EPS % Change
Mar2023 ₹5.51
Positive
Mar2022 ₹-2.40
Negative
Mar2021 ₹0.05
-97.44
Mar2020 ₹1.95
62.50
Mar2019 ₹1.20 -

UJJIVAN SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

Positive

5 Yr CAGR

26.49 %

Years ROCE % Change
Mar2023 28.36%
Positive
Mar2022 -7.33%
Negative
Mar2021 4.51%
-63.21
Mar2020 12.26%
10.65
Mar2019 11.08% -

UJJIVAN SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹53.8
Current MarketCap: ₹ 10,547.8 Cr
Updated EOD on :Apr 24,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
UJJIVAN SMALL FINANCE BANK

0.4%

-15.6%

90.1%

SENSEX

1.3%

2.6%

24%

UJJIVAN SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP 3.2% 12.8% 65.7%
S&P BSE 250 SMALLCAP 2.5% 12.8% 64.9%
S&P BSE MIDSMALLCAP 2.4% 10.7% 64.9%
S&P BSE 400 MIDSMALLCAP 1.9% 9.9% 59.4%
S&P BSE FINANCE 1.8% 5.2% 22.1%
NSE Indices1W1M1Y
NIFTY SMALLCAP250 2.8% 13.8% 71.1%
NIFTY FREE SMALL 100 2.5% 14.8% 78.4%
NIFTY MID SMALL400 2.1% 10.7% 62.3%
NIFTY500 MULTICAP 50:25:25 1.8% 7.7% 48.1%
NIFTY 500 1.5% 5.7% 39.5%

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FAQ about UJJIVAN SMALL FINANCE BANK Financials


How the annual revenues of UJJIVAN SMALL FINANCE BANK have changed ?

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 2.61% YoY .

How the Earnings per Share (EPS) of UJJIVAN SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by Positive YoY .